White Papers and Reports

Read about the latest industry trends and thought leadership from Temenos

Banking on a Game-Changer: AI in Financial Services

Banks are bullish that artificial intelligence will help them achieve their business priorities, fueling back-office efficiency gains, product innovation and new business models. Our recent survey with The Economist Intelligence Unit (EIU) found technology decision-makers have a “clear strategy” for using AI to achieve their goals – balancing business benefits against increasing complexity and risk. But on which business areas are banks focusing their AI investments, what barriers to adoption remain and what is the role of eXplainable AI in the future of banking?

Prepare to Choose: 4 Factors Banks must assess before committing to a SaaS Provider

In order to have confidence that the correct SaaS provider is being selected, it is vital for banks to drill down and assess the factors which make SaaS attractive from a business perspective in the long and short term. Banks must consider whether its core offering will enable business continuity, optimise business outcomes and help the bank reach its regulatory obligations. Above all else, SaaS providers must provide certainty that their solution will not hinder or threaten business functionality in any way.

Open Banking and The Rise of Banking-as-a-Service

Around the world, banks are pursuing a new business model that moves from competition to collaboration; strategizing to co-evolve and co-exist with multiple players in the banking ecosystem. All of this, in the goal of achieving success in the world of open banking and BaaS.