Banking Software in Asia-Pacific

Cloud-agnostic, experiential-driven, banking-as-a-service solutions for financial institutions across APAC.

As the Asia Pacific region emerges from global economic headwinds, uncover how technology empowers financial institutions to capture critical growth and profitable opportunities as the region enters a high-interest-rate environment.  

Rise of the Cloud

As digital transformation effect costs savings, cloud adoption has accelerated. 72% of banking IT executives surveyed by The Economist Intelligence Unit report adopting the cloud for products and services to help them achieve business priorities. Our solutions offer leading banking modular capabilities for progressive modernization onto the cloud, equipping banks to support existing portfolios while reaping their benefits.

Experiential banking

Customers across the Asia Pacific are increasingly expecting financial services seamlessly integrated into their transactions and everyday lives – invisible banking. Our digital banking capabilities deliver outstanding customer acquisition and onboarding journeys for account opening, loan applications, KYC due diligence, and wealth onboarding.

Unlocking banking ecosystems

To succeed in the Open Banking age, banks need to transform digitally. Harnessing new technologies forged with innovative partnerships, new revenue streams are emerging from embedded finance within an ecosystem. We provide an API-first platform for banks and non-banks to quickly assemble, deploy, monetize, and scale new services. This enables future-ready banks to capture key revenue streams within their ecosystems.

Retail Banking

An open, cloud-native platform for agile retail banking transformation. Adapt at speed, drive contextual customer interactions, and innovate around existing systems with composable front-to-back capabilities across the retail banking value chain.

Business Banking

A SaaS-first, cloud-agnostic solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, servicing, advisory, and cross-sell.

Corporate Banking

Assemble cross-product line solutions for corporate customers linking directly to their financial systems using open APIs.

Wealth Management

Empowering portfolio and relationship managers to differentiate, innovate and optimize with a composable end-to-end solution.


A single, global platform to help the world’s leading Fund Administrators enter new markets, launch new services, and win new business.

“All BOS customers will have noted an improvement in service since Temenos Transact was introduced.”

Mr. Jiang, Vice President

“We are modernizing our technology from back to front to give us the flexibility and agility of a neobank while leveraging the scalability and long-term investment of an established institution with 148 years in banking. This will give our customers compelling experiences, fast transactions, and cutting-edge features. By leveraging the Temenos platform and the benefits of the cloud, we attract new customers and drive growth, ultimately improving our competitive advantage.”

Rod Finch, Chief Product & Transformation Officer, Bank of Queensland

“Since our first engagement with Temenos, we have been impressed by their dedication to time management, consistent enhancements, and customer-centric approach.”

Shikkoh Malik, Global Head of Group Fiduciary & Fund Services, Securities Services

“We are pleased with the go-live in Asia, our second home market. Temenos Wealth is laying the operational and technical foundation for our growth in the region. After last year’s integration of the Temenos Transact platform in Luxembourg, this is the second major step in our effort to harmonize our IT landscape worldwide.”

Nic Dreckmann, COO

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Three Considerations for successful Cloud Banking in the Philippines

As we begin the year examining the Five SaaS trends driving Cloud Banking forward, we appreciate that globally, banks are steadily increasing their leverage on Cloud Banking to offer more digitized financial services, open new business models like BaaS, and enable essential banking experiences like “personalized banking” and “embedded finance”