Temenos Infinity – digital banking platform

Accelerate your digital transformation initiatives with world-class front and middle office transactional capabilities and reimagine customer engagement by creating consistent, seamless and human experiences across channels.


How to bring the power of human touch to digital banking

Discover four essential ingredients to turn digital experiences into emotional connections.

Accelerating digital transformation

Why Temenos Infinity - Girl applies for an account on mobile phone.

Increase agility

Get to market fast with an extensive repository of pre-built features and evolve as quickly as your customers’ needs. Have the freedom to align the open and flexible platform of Temenos Infinity to your digital banking architecture. Use any cloud platform of your choice and elastically scale on demand. Simplify the connectivity to any core banking system and implement changes quickly while managing application development time and costs. Leverage advanced micro-services and APIs to create your digital banking apps easily.

Why Temenos Infinity - Laptop showing the Infinity product

Create smart digital Experience

Create frictionless, personalized, and human banking experiences to increase customer satisfaction. Use data analytics, AI, and smart banking capabilities to provide actionable customer insights. Drive stronger customer engagement and loyalty through a multi-channel strategy from native mobile apps, web apps, branch to advanced interfaces like conversational banking and wearable devices.

Why Temenos Infinity - Women looking at Journey Analytics screen

Go beyond banking

Thrive in a world of open banking and FinTechs by easily integrating with 3rd party applications or leverage pre-built API connections from the Temenos Marketplace. Empower your team to speed up transformation using an open ecosystem that removes barriers to innovation—and future-proofs your investment. Create your own digital ecosystem and aggregate data from external providers to deliver value-added services and open innovation to your clients.

Measurable success


Over $19 trillion of assets are managed with Temenos software


Digital banking solutions for all segments

Digital for Retail

Removes the complexity of day-to-day banking activities and puts people in control of their financial lives. The solution provides a complete digital platform for retail banks covering the entire customer lifecycle delivering digital applications and outstanding customer experiences across every channel.

Temenos Infinity for Corporate Banking

Simplify onboarding, entitlements and account servicing for commercial accounts. Create agility for both client and banker, in applications including treasury, cash management, currency, regulatory and business services.

Temenos Digital Wealth

Temenos Digital Wealth is an investment solution that provides a complete digital customer experience for servicing wealth products from mass affluent customers up to High-Net-Worth-Individuals.

Solutions for business area

Temenos Infinity Digital for Salesforce

Temenos Infinity Digital for Salesforce is the most comprehensive way to achieve customer-centric business transformation by combining customer relationship management and financial services capabilities in one platform.

Next-generation digital banking architecture to scale your business

Core agnostic

Temenos Infinity Retail is independent of the core banking system. The solution uses APIs to support multiple vendor cores, internally built systems, or Temenos Transact. Hosting can be based in the cloud or on-premise.

Scalable cloud native

The solution is highly scalable and is built using cloud-native and cloud-agnostic technology. This means that it can elastically scale up and down as required by the varying volumes of concurrent users while allowing for efficient and resilient operation.

Distribution services

API-driven microservices in Temenos Infinity allows the separation of client phrasing application of back end systems, increasing agility and speeding time to market for apps built both by financial institutions themselves and by Temenos and its partners.

Front-end object services

Temenos Infinity supports rapid app building by delivering an extensive set of reusable front-end objects that can be used by financial institutions themselves and by Temenos or its partners to construct apps. Thanks to the layered architecture of Temenos Infinity, Digital Teams don’t need to worry about the entire application stack during app development enabling banks to construct new apps and implement changes at speed.

API orchestration layer

A central piece to your digital landscape, Temenos Infinity offers a powerful API orchestration platform that communicates your apps to all backend systems and the crucial Temenos Infinity services such as workflow, rules, events and decisioning, removing complexity and enabling reusability and easy management of your back-end services and APIs.

Event store

Make your banking apps fully reactive to changes that happened in the business by utilizing the event-driven architecture of Temenos Infinity. Every action by the user is logged as a change and any front-end service can subscribe to an individual stream of events that enables the apps to consume changes coming from your bank.

Digital banking tools to equip your teams

App deployment manager

Use industry-standard deployment manager to power your CI/CD process and manage the lifecycle of your apps end-to-end. Allow your Digital Teams to publish app changes quickly and efficiently across channels.

Decision engine

Automate your complex business decisions with a powerful decisioning engine built on industry best practice solutions. Use a visual designer to create decision trees and change business rules via configuration without the need for heavy development. Use modern AI capabilities to power your bank’s business decisions.

Workflow editor

Automate your business process with a powerful workflow editor built on industry best practice solutions. Use a visual workflow designer to define and change your banking processes with ease without heavy development. Have the freedom to connect your existing BPM solutions to Temenos Infinity easily to realize the most from your previous investments.

E2E Analytics

Track your customers through the entire customer lifecycle using advanced E2E analytics capabilities by Temenos Data Lake. Combine data collected from your front-end apps with data coming from your core banking and other enterprise systems to understand your customer’s behaviour and measure customer profitability through the entire lifecycle from on boarding to account closure.

Employee facing app

Enable your product managers, digital marketers, branch employees, customer service agents and Digital Team with an administration tool to manage your digital banking platform. Maintain customer and employee-related information and configure the behaviour of digital banking applications from one place.

Regional banking models

Use regional pre-built 3rd party integrations in the area of local payments and KYC to get to market quickly.

Customer success stories


“We are at the beginning of an exciting journey as we build an industry-leading digital bank that will be beautifully simple and rewarding. We are committed to delighting our customers by providing a seamless, end-to-end experience across all channels. With Temenos’ advanced cloud technology, we will have the agility to bring new products to market and differentiate the customer experience. We will also benefit from the speed of deployment and gain operational efficiencies.”

Greg Boyle, CEO, Virgin Money Australia

You’re in good company

Small Business Banking - Business Owners

Temenos Smart Banking Advisor

Put the power back into the hands of small and medium business owners with access to smart business banking. Enable growth with optimized cash flow management, tailored services and personalized recommendations powered by data, analytics and AI.