Products

Temenos Payments

Extensive suite of payment processing solutions.

The Market View

VIRTUAL EVENT

We are Modernizing Payments to Make Banking Better at TCF Online – Don’t Miss It

You’re invited to a 2-day interactive and free to attend virtual event to hear key announcements, customer insights, and see the latest software demonstrations from Temenos.

Why Temenos Payments?

Temenos provides SaaS first next generation payments technology for accelerated business growth, increased process efficiencies, and enhanced service innovations. Our products cover the complete payments lifecycle from order intake to clearing and settlement. These solutions are designed to work successfully both separately or together, via SaaS, cloud, or on-premise, providing the flexibility to tailor payment solutions to suit simple, complex and diverse needs.

AI: The New Paradigm Transforming Payments

Next Generation Payments on the Number 1 Technology Platform in Banking

At Temenos, our laser focus on innovation and customer value is supported by the highest levels of investment in R&D in the industry, and has enabled Temenos to create a unique market offering – advanced SaaS first Next-Generation Payments Processing on the number 1 technology platform in banking.

Leveraging Strategic Technology

Our leading position in the market is based upon us continually combining the richest end-to-end functionality with the most advanced Cloud-Native, Cloud-Agnostic, AI, and API-first payments technology.

Woman looking at analytics

Agile, Open & Robust Architecture

A robust set of base themes and principles underpin the design and architecture. These have led to the creation of a payment processing hub that is selling faster than any other in the industry (Number 1 in IBS League for new Payment Hub licenses in 2019 & 20).

New Schemes, New Services

Temenos continually rolls out support for new schemes and services to enable users to maintain compliance for the markets they address. This covers global and regional ISO 20022 initiatives as well as new Instant payment services, new market services, and payment instruments.

Configurable, Optimized Functionality

Extremely rich, highly configurable functionality, enabling accelerated support for complex, specialized, optimized payment services.

Measurable Success

99% +

99%+ improved STP rates

#1

#1 best-selling payments system – IBS Intelligence Sales League Table 2019

Winner

Payments Innovation of the Year. Temenos Payments Hub in the Cloud – FSTech Awards 2018

Product Overview

Key Offering- Payments Hub

A truly comprehensive, universal platform for efficient payment execution and distribution – removing the need for a different system for different payment business types or payment rails.

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Key Offering-
Payments Repair

The Payments Repair module markedly improves straight-through processing (STP) rates by automatically repairing and enriching messages. Utilizing an extensive lexicon of Temenos maintained market data each bank is enabled to significantly improve the payment service they provide and thus increase revenues per customer and strengthen key relationships.

Key Offering-Payment Order Management

A dedicated payment order capability enables payments that are ready for execution directly to Temenos, with other payments being sent to your downstream systems for further processing, allowing separation of front and back-office processing. This capability improves customer experience and enhances processing efficiency.

Payment SaaS

Temenos provide a range of flexible deployment options for all payment solution propositions, but of increasing popularity is the consumption of the services through our market leading SaaS offering. We continue to invest and expand this service, supporting a range of public cloud options, reducing time to market and operational running costs for those banks that choose to subscribe and consume this secure and optimized service.

Partnerships and Market Place

Our innovation extends beyond our own products. We actively engage with the Fintech community and have created a Marketplace of pre-integrated Fintech offerings which our customers can use to further their competitive advantage.

Instant Payments

Built on the Temenos Payments Hub (TPH), Temenos Instant Payments is a full service, flexible, real-time payment solution that supports multiple and varied real-time instant payment schemes including both ISO20022 and non-ISO20022 schemes like SEPA Instant and UK Faster Payments.

Swift GPI and Confirmation

Temenos Payments is SWIFT gpi ready, offering full coverage for gCCT, gCOV and gSRP rulebooks. Temenos Payments is already compliant with Swift Confirmation, thus enabling banks to remain compliant, embrace new payments services as they appear, and provide an engaging customer experience.

Embedded Analytics

Embedded analytics provide real-time and contextually relevant help when serving customers and designing new products. They are used to examine previous behavior and to provide predictive insights to guide decision-making, recommendations and design assistance.

Customer Success Stories

ABN AMRO – Success Story

Temenos has supported ABN AMRO every step of the way providing solutions for international corporate banking, private banking, and global international payments.

Grasshopper Bank – Success Story

If you could build a bank from scratch, what would you do differently to established players? This question sparked the idea for Grasshopper Bank—the first 100 percent digital commercial bank in the U.S. Targeting the booming innovation ecosystem, Grasshopper Bank aims to offer anytime, anywhere banking services to born-online start-ups and technology companies.
Truevo Success Story - Man wearing VR Headset

“We chose Temenos because their vision of accelerating growth through digital innovation matches our own. Our mission is to make simple, intuitive and user-friendly payment products that allow our customer to receive payments effortlessly, so they can focus on growing their business.”

David Liu, CEO and Director – Truevo
read success story

You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Multiexperience Development Platform

Deliver a best-in-class user experience as a consistent and seamless multiexperience digital journey across various touch points and modes of interactions.

Supporting Products

Temenos Financial Crime Mitigation

Covering watchlist screening, anti-money laundering, fraud prevention and KYC, our uniquely flexible range of intelligent and versatile solutions enhance detection and reduce cost.

Temenos Analytics

A comprehensive Reporting, Analytics and Business Intelligence product allowing banks to be more efficient and profitable by providing robust, banking specific, financial, profitability, customer, and digital analytics.

Latest News

Blog

International Entity Networks: Breaking the second class citizen mould

In recent years, it has become increasingly difficult for financial institutions to avoid or postpone the strategic investment required to meaningfully address the pressing challenges of payment processing modernization. Industry initiatives such as new instant payment services, or new ISO 20022 based clearing schemes, or new open API initiated flows, all demand significant change.

Upcoming Events

Temenos Community Forum

Temenos TCF Online 2021

TCF Online will bring the key announcements, customer insights and the latest software demonstrations from Temenos direct to your screen in this 2-day interactive, online-only and free to attend virtual event.
Webinar

Creating a financially inclusive economy through instant payment systems

Temenos and BankservAfrica invite you to an exclusive webinar on 19 May 2021 at 11:00am SAST. Join our experts as they take you through the recently introduced instant payment system developed specifically for the SADC region, as well as dive into the value that payment modernisation and instant payments can bring to your organisation.
Event

Paris Fintech Forum 2021

Temenos is attending and sponsoring the Paris Fintech Forum, an event which runs throughout 2021. The event has run for many years, garnering the accolade of becoming known as the ‘Davos of Digital Finance and Fintech.’ This year’s event is to be held in an innovative and highly interactive hybrid format.

Want to Get Started?

Get in touch or download our brochure.