White Papers and Reports

As payments, technology and e-commerce disruptors compete against banks with embedded finance solutions, banks must harness emerging technologies to create their own digital ecosystems and remain at the center of the banking universe.

Omdia, a leading technology analyst and consulting firm, recognized Temenos as a market leader in the report “Omdia Universe:” based on its combination of market impact, solution capabilities, and customer experience.

Open banking provides a unique opportunity for banks to meet this need, by enabling increased automation and personalization of services for business customers.

72% of banking executives now recognize that incorporating cloud into their overall growth strategy will help them achieve their objectives faster and with confidence. Turning that belief into reality needs strategy, planning, and extensible architecture together with uncompromising security and industrial-grade resilience. The Temenos Banking Cloud powered by Amazon Web Services (AWS) brings all of this and more. 

With payments modernization therefore a top priority for US banks, this survey of 2000 American adults provides valuable insights on the payment choices and expectations of consumers, and with it the opportunities for US banks to enhance their competitive position and improve customer satisfaction.

By leveraging Cloud and SaaS capabilities, banks embrace a whole new world of opportunities otherwise inaccessible to them, seamlessly delivering mission critical banking activities and navigating the challenges they face in a competitive market space. In this report, we explore each of the four distinct advantages of SaaS and Cloud computing.

Loans are a pain. Not for financial institutions but for applicants. Customers don’t want a new loan. They want a car, a boat or a vacation. And what stands in their way?

Download our newest whitepaper to gain more insights in how the Temenos Banking Cloud and our Composable Banking Services can help you better navigate the fast-changing banking environment and stay competitive.

In this report, the result of a survey of 500 senior decision-makers at UK SMEs, we share key insights on the state of SME banking, the ways businesses are using embedded finance and how the market is evolving.

Omdia, a leading technology analyst and consulting firm, recognized Temenos as a market leader in the report, “Omdia Universe: Digital Banking Platforms 2023.”  This leadership position was based on Temenos’ combination of market impact, solution capabilities and customer experience. 

According to IDC, the financial services industry is undergoing significant evolution, and payments is playing a key role in the changes. Rather than simply a line of business or an auxiliary function, payments have become a significant point of strategy.

Discover the driving forces behind banks’ sanction screening modernization efforts, and the approaches and reasons behind successful applications of AI in these modernization initiatives. Read the whitepaper.

In this whitepaper, we will look at some of the key payments trends in the Asia-Pacific markets which will dominate in 2023 and beyond.

Eric Mellor, Wealth Specialist at Temenos, shares some of the key trends that we anticipate will be top of mind for key decision makers in wealth management throughout 2023.

There is no doubt AI has brought benefits to consumers, businesses, and the wider economy - despite some challenges. With this, we have identified 5 key trends that banks will be focusing their efforts and investments in the area of AI.