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Temenos for Retail and Business Banking

Build innovative, personalized banking products for retail and business customers.

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Drive growth across retail and business banking

Combining innovation and personalization, create banking solutions that address the unique challenges and goals of both individual consumers and business clients. Our products are convenient, secure, and flexible, empowering your customers to manage their finances effectively while strengthening their loyalty to you.

End-to-end retail and business banking

Core for Retail Banking Temenos Core for Retail enables you to offer hyper-personalized, innovative services. This flexible, fully configurable solution is available as SaaS, in the cloud, or on premise, ensuring scalability and efficiency for all bank sizes.

Core for Retail Banking

Temenos Core for Retail enables you to offer hyper-personalized, innovative services. This flexible, fully configurable solution is available as SaaS, in the cloud, or on premise, ensuring scalability and efficiency for all bank sizes.

Digital for Retail Banking Temenos Digital for Retail enables fast, secure, and personalized services across platforms, enhancing customer experiences with frictionless transactions, and seamless omnichannel banking for better engagement and efficiency.

Digital for Retail Banking

Temenos Digital for Retail enables fast, secure, and personalized services across platforms, enhancing customer experiences with frictionless transactions, and seamless omnichannel banking for better engagement and efficiency.

Core for Business Banking Temenos Core for Business is a cloud-native, cloud-agnostic solution that enables fast innovation, product launches, and customer-centric services, improving acquisition and loyalty with extensive business banking capabilities.

Core for Business Banking

Temenos Core for Business is a cloud-native, cloud-agnostic solution that enables fast innovation, product launches, and customer-centric services, improving acquisition and loyalty with extensive business banking capabilities.

Digital for Business Banking Temenos Digital for Business delivers seamless banking with real-time account access, automated transactions, personalized insights, faster payments, loan access, and enhanced security, optimizing cash flow and boosting operational efficiency for growth.

Digital for Business Banking

Temenos Digital for Business delivers seamless banking with real-time account access, automated transactions, personalized insights, faster payments, loan access, and enhanced security, optimizing cash flow and boosting operational efficiency for growth.

Payments Drive payments business growth with secure, real-time processing and accelerated product innovation. Our scalable solution helps you boost processing efficiency, elevate customer experiences, and ensure compliance in an evolving market.

Payments

Drive payments business growth with secure, real-time processing and accelerated product innovation. Our scalable solution helps you boost processing efficiency, elevate customer experiences, and ensure compliance in an evolving market.

Financial Crime Mitigation Our award-winning (FCM) product family enables banks and financial institutions to avoid regulatory fines, detect fraud and mitigate reputational risks whilst improving throughput and optimizing costs.

Financial Crime Mitigation

Our award-winning (FCM) product family enables banks and financial institutions to avoid regulatory fines, detect fraud and mitigate reputational risks whilst improving throughput and optimizing costs.

Islamic Banking A flexible and efficient award-winning solution, delivering Shari’ah-compliant experiences using a combination of digital and human interaction. Leverage advanced product-building capabilities and modern technology to create personalized offerings.

Islamic Banking

A flexible and efficient award-winning solution, delivering Shari’ah-compliant experiences using a combination of digital and human interaction. Leverage advanced product-building capabilities and modern technology to create personalized offerings.

Temenos SaaS With access to core and digital banking, and proven Al capabilities, Temenos SaaS empowers you to operate swiftly, relying on proven banking solutions, while entrusting technology management to the experts.

Temenos SaaS

With access to core and digital banking, and proven Al capabilities, Temenos SaaS empowers you to operate swiftly, relying on proven banking solutions, while entrusting technology management to the experts.

Cloud Banking With cloud experience since 2011, Temenos led the shift to innovative and efficient cloud solutions. Today, we keep perfecting ever-developing cloud-native standards, enabling banks to seamlessly adopt Temenos solutions.

Cloud Banking

With cloud experience since 2011, Temenos led the shift to innovative and efficient cloud solutions. Today, we keep perfecting ever-developing cloud-native standards, enabling banks to seamlessly adopt Temenos solutions.

Industry recognition

Temenos recognized by IBS Intelligence as #1 best-selling banking software in eight categories

IBS Intelligence’s annual Sales League Table 2023 evaluated more than 1500 banking industry deals in 2024, identifying the best-selling propositions across numerous categories.

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Temenos recognized as a Leader in The Forrester Wave™: Digital Banking Processing Platforms, Q4 2024

Temenos’ “extensive functionality across retail, SMB, and corporate banking lines” recognized in Q4 2024 Digital Banking Processing Platforms analyst report.

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Digital Core – North America: Temenos recognized as a Leader in the IDC MarketScape

Temenos named a Leader in the IDC MarketScape: North America Digital Core Banking Platforms 2024 Vendor Assessment.

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Latest news

Gen AI is everywhere – Are you ready?
Gen AI is everywhere – Are you ready?

The train is about to leave the station, and every bank that wants to succeed in the future must get on board.

Getting a Competitive Edge by Purposefully Removing Gender-Bias in AI
Getting a Competitive Edge by Purposefully Removing Gender-Bias in AI

The business benefits of a diverse workforce are undeniable.

TRF Americas ’25: live blog
TRF Americas ’25: live blog

All the action from Temenos Regional Forum Americas 2025, as it happens.