Composable Banking

Temenos Announces Composable Banking Services on the Temenos Banking Cloud Platform

Recent News & Annoucements

Technology for Better Banking

We are passionate about helping financial institutions of all sizes, in all sectors, around the world, to dramatically accelerate their digital transformation.

Temenos products combine the richest front-to-back banking services and the most advanced cloud-native, AI, and API-first technology, enabling our top-performing clients to achieve industry-leading cost-income ratios of 26.8% and returns on equity of 29.0%, 3X better than the industry average.

With the largest global community of banks, FinTechs, developers and partners, we exist to make banking better, together

The Temenos Banking Cloud

Meet The Temenos Banking Cloud

Instant access to the most extensive set of banking services at the click of a button

New EIU Report: Capturing Value In The Cloud

Cloud adoption by banks has accelerated, ut challenges around security, governance and skills remain. What is the state of cloud-based banking in 2021? What are banks’ drivers strategy for cloud adoption and what barriers do they still need to overcome?

Meet the World’s #1 Banking Software


41 of top 50 banks run Temenos


#1 best-selling core banking system in the IBS League Table for the 16th time in 2021


$2 billion USD cumulative R&D investment 1990-2018


307 successful deployments in 2020


1 best-selling digital banking system in the IBS League Table (2017-2021)

11 TH

11th consecutive year named as a leader in Gartner’s Magic Quadrant for Global Retail Core Banking


15 consecutive years as a Global Power Seller according to Forrester’s Global Banking Platform Deals Survey


#1 best-selling payments system in the IBS League Table 2021


$19 trillion USD in assets managed by Temenos software


100+ FinTechs in our MarketPlace


Temenos makes banking possible for over 1.2 billion people


150+ countries on our model bank framework


3000 clients in 150 countries


7000+ Temenos-skilled partner consultants

Over 3,000 Banks in 150 Countries Run Temenos

Gain the Competitive Advantage

Using innovative solutions that support hyper-efficient cost models, our clients pass real value back to their customers. Varo estimates that their cost to service a customer is 25% of what it will cost a traditional bank to serve a similar customer.

Revolutionary Technology

With cloud-native, cloud-agnostic technology, banks can elastically scale in real-time with the flexibility and resilience to run on any cloud. This helps our clients launch products in cycles that are 10x faster and transform their business digitally from the bottom-up with access to the next generation of AI-powered explainable applications.

Richest, Front-To-Back Banking Software

For more than 25 years, we have consistently invested over 20% of our revenue into continually enhancing our packaged software, to create the richest and deepest functionality in the industry.

Deliver Personalized Customer Experiences

Convert prospects to customers at a rate 2x the competition, using analytics to continuously improve the experience across the customer journey.

Freedom to Innovate

Use Temenos Continuous Deployment (DevOps) to code in the morning and deploy in the afternoon, with over 700 open APIs and access to over 100 FinTechs.

Global Expertise, Regional Focus

We build reusable regional functionality, including regulatory compliance requirements, for over 150 countries based on our model bank framework. This helps banks go live more quickly and acts as a foundation for future innovation.

End-to-end digital transformation presents banks with a trillion-dollar profit opportunity, reveals the newly launched Temenos Value Benchmark Program

Temenos today announced the first set of results from the Temenos Value Benchmark, a strategic, survey-based program providing in-depth analysis of how software capabilities impact a bank’s profitability.

Corporate Social Responsibility

At Temenos, we strive to achieve our business goals with integrity and within established ethical guidelines.

careers at Temenos

Join the Digital Banking Acceleration

Together, we are making banking better – join us us on this journey and take your career to the next level!