Reinvent Banking With the World’s #1 Banking Software
Combining the richest packaged functionality and the most advanced cloud-native, cloud-agnostic, AI and API-first technology.
Trusted by over 3,000 banks in over 150 countries.
Temenos Announces Strong Growth in Recurring Revenue up 16% and SaaS ACV Growth of 108%. Underlying sequential improvement in Q3 expected to continue in Q4; a number of Transact license deals converted to SaaS in the quarter
Guidance for recurring revenue growth and conversion of 100% of IFRS EBITDA into operating cash reconfirmed; FY EBIT guidance revised to broadly flat year-on-year to reflect deals converted from license to SaaS ACV and accelerated investment in SaaS and cloud
Digital Is a Once in a Generation Opportunity
Temenos CEO, Max Chuard, on CNBC explains how Temenos helps banks transform faster, gives them freedom to innovate and create personal customer experiences. Colin Walsh, Founder and CEO of Varo Bank shares how Varo made history by becoming the first fintech to gain a bank charter in the US. With Temenos cloud technology as its key differentiator it has created a new kind of bank that delivers more value to the everyday Americans.
Technology for Better Banking
We are passionate about helping financial institutions of all sizes, in all sectors, around the world, to dramatically accelerate their digital transformation.
Temenos software is proven to enable its top-performing clients to achieve industry-leading cost-income ratios of 26.8% and returns on equity of 29.0%, 3X better than the industry average. These clients also invest over 51% of their IT budget on growth and innovation versus maintenance, which is 2X the industry average, proving the banks’ IT investment is adding tangible value to their business.
Our products combine the richest end-to-end packaged country model bank functionality and the most advanced cloud-native, cloud-agnostic, AI and API-first technology, helping our clients go live faster, giving them the freedom to innovate and deliver personalized experiences.
With the largest global community of banks, FinTechs, developers and partners, we are bound by the belief that working together will make banking better.
COVID-19 Response
The World’s #1 Banking Software
Why Our Clients Choose Us
Gain the Competitive Advantage
Using innovative solutions that support hyper-efficient cost models, our clients pass real value back to their customers. Varo estimates that their cost to service a customer is 25% of what it will cost a traditional bank to serve a similar customer.
Revolutionary Technology
With cloud-native, cloud-agnostic technology, banks can elastically scale in real-time with the flexibility and resilience to run on any cloud. This helps our clients launch products in cycles that are 10x faster and transform their business digitally from the bottom-up with access to the next generation of AI-powered explainable applications.
Richest, Front-To-Back Banking Software
For more than 25 years, we have consistently invested over 20% of our revenue into continually enhancing our packaged software, to create the richest and deepest functionality in the industry.
Deliver Personalized Customer Experiences
Convert prospects to customers at a rate 2x the competition, using analytics to continuously improve the experience across the customer journey.
Freedom to Innovate
Use Temenos Continuous Deployment (DevOps) to code in the morning and deploy in the afternoon, with over 700 open APIs and access to over 100 FinTechs.
Global Expertise, Regional Focus
We build reusable regional functionality, including regulatory compliance requirements, for over 150 countries based on our model bank framework. This helps banks go live more quickly and acts as a foundation for future innovation.
Go-Live Faster
330 Temenos banks went live on our solutions in 2019 – our Build & Renovate implementation strategy dramatically reduces transformation time, cost and risk.
End-to-end digital transformation presents banks with a trillion-dollar profit opportunity, reveals the newly launched Temenos Value Benchmark Program
Temenos today announced the first set of results from the Temenos Value Benchmark, a strategic, survey-based program providing in-depth analysis of how software capabilities impact a bank’s profitability.
Corporate Social Responsibility
At Temenos, we strive to achieve our business goals with integrity and within established ethical guidelines.
Over 3,000 Banks in 150 Countries Run Temenos
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Careers – We Are Hiring!
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Experience Quantum: The Leading Multiexperience Development Platform
Temenos Quantum is used by businesses to build highly engaging modern web and true native mobile applications, incorporating wearables, chatbots, augmented reality, and conversational apps on a unified platform. This industry leading MXDP solution accelerates time-to-market, and delivers seamless, multiexperience digital customer journeys.