Reinvent Banking With the World’s #1 Banking Software
Combining the richest packaged functionality and the most advanced cloud-native, cloud-agnostic, AI and API-first technology.
Trusted by over 3,000 banks in over 150 countries.
Technology for Better Banking
We are passionate about helping financial institutions of all sizes, in all sectors, around the world, to dramatically accelerate their digital transformation.
Temenos software is proven to enable its top-performing clients to achieve industry-leading cost-income ratios of 26.8% and returns on equity of 29.0%, 3X better than the industry average. These clients also invest over 51% of their IT budget on growth and innovation versus maintenance, which is 2X the industry average, proving the banks’ IT investment is adding tangible value to their business.
Our products combine the richest end-to-end packaged country model bank functionality and the most advanced cloud-native, cloud-agnostic, AI and API-first technology, helping our clients go live faster, giving them the freedom to innovate and deliver personalized experiences.
With the largest global community of banks, FinTechs, developers and partners, we are bound by the belief that working together will make banking better.
Open Letter From Max Chuard to the Temenos Community
Today I have written an Open Letter to the whole Temenos community. You’re at our heart, we are standing with you and together we will emerge stronger.
The Time for Digitalization Is Here
Temenos CEO, Max Chuard, talks live on CNBC on Thursday 28 May to discuss the banking industry’s response to and repercussions from the Covid-19 pandemic. Max shares his views on how existing trends – from accelerating customer demand for digital solutions to the increased demand for cloud and SaaS – are being accelerated by the crisis and how Temenos is poised to help.
COVID-19 Propositions
COVID-19 Statement
The health, safety and wellbeing of our extended Temenos community is our utmost priority. This includes our employees, customers and partners.
Temenos Delivers Industry First Banking Distribution Services in Temenos Infinity
Temenos Infinity Distribution Services solve the following fundamental problems for banks that wish to remain competitive in the open banking era
HSBC – Success Story
In partnership with Temenos, HSBC North America launched a credit card onboarding and origination project that became an amazing success for them and their customers.
Temenos Recognized as a Leader for 10th Time in Gartner Magic Quadrant for Global Retail Core Banking
Temenos achieved the furthest position for its completeness of vision based on the company’s market understanding, sales strategy, product strategy, vertical/industry strategy, geographic strategy and innovation.
The Trillion Dollar Digital Banking Profit Opportunity
What’s the value of digital banking transformation? Closing the ROE gap and bolstering global banking ROEs by 5-7%, can offer a profit uplift of up to $1 trillion across the industry for banks on their way to digital transformation.
The World’s #1 Banking Software
Why Our Clients Choose Us
Revolutionary Technology
With cloud-native, cloud-agnostic technology, banks can elastically scale in real-time with the flexibility and resilience to run on any cloud. This helps our clients launch products in cycles that are 10x faster and transform their business digitally from the bottom-up with access to the next generation of AI-powered explainable applications.
Richest, Front-To-Back Banking Software
For more than 25 years, we have consistently invested over 20% of our revenue into continually enhancing our packaged software, to create the richest and deepest functionality in the industry.
Deliver Personalized Customer Experiences
Convert prospects to customers at a rate 2x the competition, using analytics to continuously improve the experience across the customer journey.
Freedom to Innovate
Use Temenos Continuous Deployment (DevOps) to code in the morning and deploy in the afternoon, with over 700 open APIs and access to over 100 FinTechs.
Global Expertise, Regional Focus
We build reusable regional functionality, including regulatory compliance requirements, for over 150 countries based on our model bank framework. This helps banks go live more quickly and acts as a foundation for future innovation.
Go-Live Faster
330 Temenos banks went live on our solutions in 2019 – our Build & Renovate implementation strategy dramatically reduces transformation time, cost and risk.
End-to-end digital transformation presents banks with a trillion-dollar profit opportunity, reveals the newly launched Temenos Value Benchmark Program
Temenos today announced the first set of results from the Temenos Value Benchmark, a strategic, survey-based program providing in-depth analysis of how software capabilities impact a bank’s profitability.
Corporate Social Responsibility
At Temenos, we strive to achieve our business goals with integrity and within established ethical guidelines.
Over 3,000 Banks in 150 Countries Run Temenos
Get inspired by our clients
Careers – We Are Hiring!
Thinking about your next move? Exciting career opportunities at Temenos await.
Learn More About Our Products
Experience Quantum: The Leading Multiexperience Development Platform
Temenos Quantum is used by businesses to build highly engaging modern web and true native mobile applications, incorporating wearables, chatbots, augmented reality, and conversational apps on a unified platform. This industry leading MXDP solution accelerates time-to-market, and delivers seamless, multiexperience digital customer journeys.