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Defense, Defense, Defense!

“Defense! Defense! Defense!” With football season just weeks away, I can hear it now. A stadium filled with 100,000 die-hard fans cheering on their favorite football team in hopes of…

No Notice Guaranteed

Two regulations govern notices when a lender takes adverse action on an application for credit: the Fair Credit Reporting Act (FCRA) implemented by Regulation V, and the Equal Credit Opportunity Act (ECOA) implemented by Regulation B.