Integrated Corporate Banking 

Assemble cross-product line solutions for corporate customers linking directly to their financial systems using open APIs. 

Integrated corporate banking 

Corporate Banking is currently undergoing a series of changes that open up new opportunities for banks operating in this sector. Some of these changes are driven by new technology such as open APIs, but many are also driven by changes in the expectations of the corporate sector itself where banks are expected to provide more agile cross-product offers with integrated pricing and credit management. With comprehensive corporate banking capabilities, we can help you no matter what business line you’d like to transform.

Comprehensive

Provide multi-instrument offers to corporates and help your Relationship Managers see the overall corporate relationship. Temenos provides an integrated solution that supports all main instrument classes for corporate banking. All supported with embedded data and analytics that allow insight into, and optimisation of, your operations.

End-to-end  

Allow corporates to self-manage their interactions, ranging from approvals to liquidity structure maintenance, allowing your Relationship Managers to view and assist where needed. Our solution supports the entire corporate banking value chain from digital interaction, through to the main transaction processing core, messaging, and payments interfaces.

Open

Our flexible and open solution enables the creation of contextually relevant solutions and integration into the wider technology ecosystem using open-APIs. Our solution is highly scalable with reusable components, agile product creation, continuous delivery, and available via Temenos Banking Cloud as a SaaS offering, or as an on-premise deployment. 

Drive your entire offering to corporates with our solution for best-in-class corporate banking capabilities. We offer an integrated core banking system and separately deployable components which cover all areas of corporate banking including corporate lending, trade finance, payments and cash and liquidity management, with the addition of analytics and compliance. With front to back capabilities, Corporates can initiate all Trade Finance products, Payments (including Bulk File and Beneficiary Management) and Cash Sweeping. 

Comprehensive

Straight-through-processing 

Cloud-native 

Integrated front, middle and back office 

24*7/365 across all products 

Embedded AI and analytics 

Measurable success

2x

more digital products launched – corporate banks on Temenos Transact*

17%

less time spent on admin tasks – corporate banks on Temenos Analytics*

44%

more of IT spend on growth and innovation

*Comparison from Temenos CEO Navigator between banks live with Temenos Enterprise Solutions and Services and those who are not.

Find out more

about our solution for integrated corporate banking

During our selection process, Temenos demonstrated a clear understanding of our business objectives and how to achieve these with its proven technology. With the flexibility of the new platform, we will be able to respond to market needs and create new value-added products and services as we grow.”

Eblein Frangie 
CEO, Finabank 

The new platform sets us free, opening up new possibilities to improve the service to customers and deliver outstanding digital experiences. This is a big step forward in our strategy to be the leader in digital banking.”

Margus Simson 
Chief Digital Office, Komerční banka 

Disruptive technologies are having a profound impact on clients and their relationships with their banking counterparties. Clients want instantaneous services and faster payments, for instance.”

Patrick Nolan, 
Global Head of Corporate Banking 
HSBC 

See more success storires

Digital corporate banking 

Accelerate time-to-market for the digital transformation of complex corporate banking and treasury processes. Eliminate the paper to create an outstanding customer experience, while streamlining KYC, compliance and entitlements for corporate clients. 

Corporate lending 

The Temenos Corporate Lending solution enables banks to consolidate commercial loan portfolios across corporate, SME, and retail lending, from origination to servicing. Standardized origination workflows and templates, integrated with servicing workflows drive faster decisions and time-to-market for new products.

Trade finance 

Flexible and comprehensive coverage for Letters of Credit, Letters of Guarantee and other documentary instruments is provided for customer employees as well as bank users. 

Cash management 

Conventional compensation hierarchies can be established, together with balance sweeping and virtual account structures. 

International treasury operations 

Designed to meet the complete needs of a modern international treasury operation. A real-time flexible end-to-end solution, Temenos Transact Treasury helps banks of all sizes reduce risk and improve profitability whilst ensuring regulatory compliance. 

Next-generation payments 

Accelerate growth, increase process efficiencies, and enhance service innovations with SaaS-first, next-generation payments technology. Our solution capabilities cover the complete payments lifecycle from order intake to clearing and settlement. Our solutions are designed to work successfully both separately or together, via SaaS, cloud, or on-premise, providing the flexibility to tailor payment solutions to suit simple, complex and diverse needs. 

Silkbank – Video Testimonial

Silkbank, a leading commercial and Islamic bank in Pakistan, recently went live with Temenos Infinity to accelerate its digital transformation initiatives. Learn in this video how Silkbank is making life better for its customers.

Making Corporate Banking End to end

Corporate banking is enjoying record growth as banks choose to focus on the sector and produce better and more holistic offers across the various product lines in the sector. Watch this session to learn about new corporate credit facilities, including club loans and pricing grids, and how they enable banks to offer relevant and innovative solutions to corporates.