Explore what SaaS delivers for your bank
Explore the benefits of the end-to-end, cloud-native, cloud-agnostic and massively scalable Temenos Banking Cloud.
The trusted SaaS for financial services
Our clients demand the highest standards risk, data, regulation, ESG and security management. The Temenos Banking Cloud service delivers on these stringent needs to any financial institution in the world, while providing access to broad and deep market leading banking capabilities to compose exceptional banking experiences.
Deliver ongoing growth and innovation
With the Temenos Banking Cloud, our clients deliver new services, new features, and changes with rapid time to market. Paired with embedded capabilities like explainable AI from a continually updated platform, they deliver exceptional banking experiences for today and tomorrow.
Up to 95% lower carbon footprint with SaaS banking
The Temenos Banking Cloud delivers on the growing sustainability needs of all financial institutions. Powered by hyperscalers, our clients create 92-98% annual savings in MTCO2e emissions, compared to on-premise alternatives.
Virgin Money Australis is just one of over 700 financial institutions worldwide harnessing the power of the Temenos Banking Cloud for their banking transformation. Accessing the solution through a subscription model, Virgin Money Australia will be able to scale usage based on its business growth.
Aligned to industry standards and regulation
Aligned to industry standards and global regulations. Temenos dedicates time and investment to comply with the latest standards impacting cloud banking. Learn why Alpian, Switzerland first digital private bank has chosen for the trusted SaaS of Temenos.
Scale elastically to the right size, at the right time, at the right cost for your business growth. Elastic scalability, as benchmarked by Temenos, guarantees minimal environmental impact and extreme performance when demanded.
Progressive Banking Modernization supported by the Temenos Banking Cloud
For banks, it is critical to support and manage existing technology portfolios and reap the benefits of the cloud at the same time. Through the SaaS services of the Temenos Banking Cloud, our clients can access the market-leading breadth of modular capabilities across banking segments to support a progressive modernization path to the cloud.
Temenos offers automated annual upgrades to all Temenos Banking Cloud customers. In this video EQ Bank share the power of continuous updates and SaaS banking innovations.
All services and capabilities are extensible in a no-code and low code way. Our extensibility framework allows you to extend business processes, workflows, rules, data models or banking products easily and safely. Including with additional capabilities from Temenos and the Temenos Exchange.
Pre-assembled banking services
Build on our well-known banking services that are pre-composed, pre-wired and pre-tested. Launch proven SaaS banking services into your sandbox in a matter of minutes and introduce new services rapidly to your clients.
Broadest set of banking capabilities
The Temenos Banking Cloud offers the broadest set of banking cloud services across multiple banking segments ranging from front and middle to back-office functions. These are built and tested by Temenos and formed from granular banking capabilities that are headless and open to enable business agility.
Join the Temenos Community – Base Camp to connect with our product experts, and other bank developers to share ideas and explore innovation.
Access the API catalogue
Discover the power of our APIs on the Temenos Banking Cloud, providing, flexible functionality for leading financial services. Get instant access to our APIs nd select from a wide range of endpoints to accelerate innovation across our banking services.
Temenos Events make it even easier for banks to integrate with our banking software. We define events for every major change of state in our SaaS banking products and solutions – which means great scalability and faster, more flexible integrations for you.
Our open banking marketplace offers an extensive selection of pre-integrated and certified services that help banks to accelerate the creation of new offerings.
Frequently Asked Questions
The Temenos Banking Cloud is the next generation in SaaS for financial services, . building on over 10 years of cloud leadership, $1 billion in R&D investment and the experience of over 700 SaaS customers ranging from global banks to over 70 challengers. It combines the industry’s most complete banking services, covering all segments and all geographies, with a sandbox for fast innovation and Temenos Exchange for Fintech collaboration. The service is powered by A to drive banks’ business growth and accelerates time to market. With Temenos Banking Cloud, banks now have the power to self-provision always-on SaaS banking services and scale instantly and securely while dramatically reducing the cost of operations to 10% of legacy systems.
The Temenos Banking Cloud helps banks utilize the Temenos Banking Platform through an end-to-end SaaS offering. The Temenos Banking Platform offers over 60 independently deployable and upgradeable banking capabilities, 1,800+ prebuilt banking processes packaged for Retail, Business, and Corporate Banking, and Wealth Management that can be used out of the box, covering the full value chain of banking – front, middle, and back office. With the Temenos Banking Cloud, we deliver SaaS services that enable banks to deploy pre-configured solutions easily and quickly per segment, supporting new business opportunities that require seamless scalability, hardened resilience, leading security, and solid governance.
SaaS enables banks to use innovative and proven banking solutions, delivered as-a-service, to reduce and remove the management and maintenance of technology, and provide access to unrivalled security, performance and scalability offered by Temenos and our hyperscalers. Combined with far-reaching efficiencies to manage total cost of ownership and to reach important ESG goals, currently 700+ banks are building their future on the Temenos Banking Cloud.
The Temenos Banking Cloud is for all banks of all sizes across all geographies. It offers instant access to the industry’s leading front-to-back SaaS banking services with localized functionality from over 150 countries, covering all banking segments including retail banks, corporate banks, business banks, challengers, private banks and wealth managers, credit unions, and Fund administrators.
A free 21-day trial is available the Temenos Banking Cloud Sandbox and to discover our newly released solutions. Within this period you’ll have access to Temenos cloud services and/or our software product(s) via a web-enabled sandbox. Register your interest on this page to access the Sandbox.
Find out more
about the Temenos Banking Cloud for your SaaS needs.
Temenos is a great partner for us to help that rapid cycle of products iteration, gaining insights and be able to continue to deliver solutions that solve real pain points for consumers.”Colin Walsh
Founder and CEO, Varo
“We realized that moving to a cloud-based core banking solution would offer multiple advantages. First, it would mean a lower cost of ownership. More than this, a cloud platform would mean that we relied less on internal resources to manage and maintain infrastructure and applications. In addition, we felt the scalability of cloud would facilitate expansion into new markets and faster launch of new products.”Richard Marshall
Head of IT at ANSA Merchant Bank
“We realized that a cloud-first model would unlock benefits in terms of scalability, reliability, and security. Plus, we knew the cloud would help with product development and give us more time to think about digital innovation rather than infrastructure management.”Daniel Broten
Chief Technology Officer at EQ Bank
We selected Temenos as our platform partner because of their hyper-efficient and secure open-cloud capabilities, which align with and support our goals to provide exceptional, scalable solutions to our customers and partners. This is a critical component of our mission to seamlessly connect people to their money, both directly through our digital bank and products like GO2bank, and through our valued partners.”Dan Henry
President and CEO, Green Dot
With Temenos we have efficiently built WeLab Bank from scratch, free from any legacies, with innovative features that proactively help customers to take control of their money and their financial journey.”Adrian Tse
See more success stories
Introducing Progressive Banking Modernization – Why it makes a difference to remain successful.
As banks are expected to seamlessly perform huge transaction volumes around the clock, the Temenos Banking Platform proves it’s massive scalability once again.
In this webinar, join EQ Bank from Canada as they tell us about how they began their SaaS journey, their growth in the Canadian market since their launch and their plans to scale in the future.
By leveraging Cloud and SaaS capabilities, banks embrace a whole new world of opportunities otherwise inaccessible to them, seamlessly delivering mission critical banking activities and navigating the challenges they face in a competitive market space.
As payments, technology and e-commerce disruptors compete against banks with embedded finance solutions, banks must harness emerging technologies to create their own digital ecosystems and remain at the center of the banking universe.
Learn about the benefits of Cloud and SaaS solutions for financial institutions in our latest blog post from Temenos’ Chief Architect.