Temenos Banking Cloud
Instant access to the most extensive set of composable banking services
Introducing the Temenos Banking Cloud
Explore our platform for composable banking
Access the API catalogue
Discover the power of our APIs on the Temenos Banking Cloud. Our APIs provide banks with all the powerful, flexible functionality they need to provide leading financial services. Get instant access to the APIs of the Temenos Banking Cloud and select from a wide range of API endpoints to accelerate innovation across the Temenos banking services.
Build a bank in a day
Banks can innovate faster than ever with an open platform for composable banking. Register today to get access to the sandbox and see for yourself how easily you can consume, compose, configure and extend capabilities, services and enterprise solutions any way you and your customers need.
Temenos Exchange
Our open banking marketplace offers an extensive selection of pre-integrated and certified FinTech services that help banks to accelerate the creation of new financial services. Temenos Exchange is the home for leading fintech services and a network of over 3000 banking clients in 150 countries.
What Is Your Next Big Idea?
Access The Temenos Banking Cloud to explore The Innovation Lounge. Get inspiration from a plethora of banking operations backed by the power of an intelligent, digital platform.
Frequently Asked Questions
The Temenos Banking Cloud is the next generation in SaaS. It combines the industry’s most complete banking services, covering all segments and all geographies, with a sandbox for fast innovation and the Temenos MarketPlace for fintech collaboration. Powered by a new AI-enabled engine that drives banks’ business growth and accelerates time to market. With Temenos Banking Cloud, banks now have the power to self-provision always-on banking services and scale instantly and securely while dramatically reducing the cost of operations to 10% of legacy systems.
The Temenos Banking Cloud is the next generation SaaS offering from Temenos. Building on over 10 years of cloud leadership, $1 billion in R&D investment and the experience of over 700 SaaS customers ranging from global banks to over 70 challengers.
The Temenos Banking Cloud is designed for all banks of all sizes across all geographies. It offers banks instant access to the industry’s leading front-to-back banking services with localized functionality from over 150 countries, covering all banking segments including universal banks, retail banks, corporate banks, challengers, private banks, credit unions, Fund administrators
Over 700 financial institutions use Temenos SaaS technology such as Al Ain Finance, Alpian, Flowbank, Flowe, Itau, Orange Bank and they can now benefit from all the new rich features of The Temenos Banking Cloud.
Visit the Temenos Banking Cloud Portal to request access to a free trail and discover newly released solutions for 21 days.
Find out more
about the Temenos Banking Cloud
Financial services are continuously evolving at scale for demanding audiences and are increasingly embedded in day-to-day consumer and business products. The Temenos Banking Cloud helps banks to offer open banking services (Banking-as-a-Platform) and rapidly evolving new distribution models like Banking-as-a-Service from one single platform. So, start innovating today, and access the Temenos Banking Cloud to accelerate time to value, and collaborate with fintechs anywhere, any time, and at any scale.
Pre-assembled banking services
Build on our well-known banking services that are pre-composed, pre-wired and pre-tested. Launch proven banking services into your sandbox in a matter of minutes and introduce new services rapidly to your clients.
Low-touch SaaS
Compose capabilities and services in our intuitive self-service portal. From composing, to testing, deploying, and monitoring: it’s all enabled by easy-to-use tooling and from one single portal.
Extensibility
All services and capabilities are extensible in a no-code and low code way. Through our extensibility framework it is possible to extend business processes, workflows, rules, data models or banking products easily and safely with additional capabilities, including capabilities from Temenos and the Temenos Exchange.
Continually updated
All enhancements we invest in the platform can be consumed on a frequent basis: we keep the platform evergreen.
Scalability
Scale elastically to the right size, at the right time, at the right cost for your business growth. Elastic scalability, as benchmarked by Temenos, guarantees minimal environmental impact and extreme performance when demanded.
Broadest set of banking capabilities
The Temenos Banking Cloud offers the broadest set of services across multiple banking segments ranging from front, to middle to back-office functions. All are built and tested by Temenos as part of our composed services, made from granular banking capabilities that are headless and open to enable optimal business agility.
Hear more from our Chief Technology and Product Officer on the anatomy of a modern banking platform.
Temenos is a great partner for us to help that rapid cycle of products iteration, gaining insights and be able to continue to deliver solutions that solve real pain points for consumers.”
Colin Walsh
Founder and CEO, Varo
We selected Temenos as our platform partner because of their hyper-efficient and secure open-cloud capabilities, which align with and support our goals to provide exceptional, scalable solutions to our customers and partners. This is a critical component of our mission to seamlessly connect people to their money, both directly through our digital bank and products like GO2bank, and through our valued partners.”
Dan Henry
President and CEO, Green Dot
With Temenos we have efficiently built WeLab Bank from scratch, free from any legacies, with innovative features that proactively help customers to take control of their money and their financial journey.”
Adrian Tse
CEO, WeLab
See more success stories
Insights from TCF 2022
The theme of TCF 2022 was Everyone’s Banking Platform.
If you missed the event, this interactive report is for you.
TCF 2022: Composable Banking Services: The Anatomy of a Modern Banking Platform
In the new normal customers and competitors move fast. Can you innovate in hours and deliver value in days? See how Temenos open platform for composable banking provides the agility to get you there.
TCF 2022: Scale: The Network Effect in Banking – Cloud, BaaS and Fintech Ecosystems
Learn how you can drive unlimited scale with SaaS and increase your reach through any channel. And see how banks are accelerating new propositions with fintech integration and BaaS.
TCF 2022: Grow: Creating New Opportunities with Smarter Products
How can you turn insights into new products fast – from configurable lending to corporate banking. See the latest advances in smart product creation and composable banking services such as BNPL.
EIU report: Capturing Value in the Cloud
Cloud adoption by banks has accelerated, ut challenges around security, governance and skills remain. What is the state of cloud-based banking in 2021? What are banks’ drivers strategy for cloud adoption and what barriers do they still need to overcome?
Microsoft, Santander, Mbanq and Temenos on Cloud Banking
Watch our webinar with Microsoft and Santander for valuable insights on cloud banking and the opportunities it creates for new business models and ESG principles.
Digital Banking Strategies Are Greener and Smarter On The Cloud
Banks may not have been the earliest adopters of the cloud, but industry leaders now realize that a cloud-based digital strategy enables a range of strategic advantages—including improved sustainability.
