
Green Dot
Delivering world-leading retail banking and innovative fintech services
Pasadena, United States
Green Dot operates both as a retail bank offering one of the world’s most popular prepaid debit cards, and as a fintech providing Banking-as-a-Service (BaaS) solutions to the likes of Apple, Google, Uber, and Intuit. To support the next stage of its 21-year growth journey, Green Dot will harness the Temenos Banking Cloud to drive innovation and build enhanced money-management services for customers and technology partners alike.
“We selected Temenos as our platform partner because of their hyper-efficient and secure open-cloud capabilities, which align with and support our goals to provide exceptional, scalable solutions to our customers and partners. This is a critical component of our mission to seamlessly connect people to their money, both directly through our digital bank and products like GO2bank, and through our valued partners.”
Spokeperson at Greendot
With the Temenos platform, Green Dot will enable companies using its BaaS platform to embed new features within their technology ecosystems, including instant payments, demand deposit accounts (DDA), and credit and lending services. Similarly, Green Dot will use the Temenos solutions to streamline the user experience for its direct-to-consumer channels, and offer improved retail banking services to its 33 million customers.
“By getting our own platform built, having the scalability of Temenos, having it in the cloud…that gives us great scalability, great reliability and great reduction of costs. And also… the ability to innovate very quickly, and create great products to serve our partners, but ultimately, the end consumer.”
Spokeperson at Greendot

The power of Cloud Banking
and BaaS
The US banking market has undergone a major change in recent years; compelled by the power of cloud banking and banking-as-a-service. Dan Henry, Former President and CEO of Green Dot, Vlad Lounegov, CEO of @Mbanq, Simon Taylor, Co-founder and Chief Product Officer, 11:FS, and Jacqueline White, President of Americas, Temenos, discuss the current state of US banking and where it’s exciting future lies.