Everyone’s Banking Platform

Using innovative solutions that support hyper-efficient cost models, pass real value back to your customers. Varo estimates that their cost to service a customer is 25% of what it would cost a traditional bank to serve a similar customer.

With cloud-native, cloud-agnostic technology, elastically scale in real-time with the flexibility and resilience to run on any cloud. Launch products in cycles that are 10x faster and digitally transform with AI-powered explainable applications.

Rely on more than 25 years of consistent investment into research and development to enhance our packaged software and create the richest and deepest functionality in the industry, creating opportunities for everyone.

Seamless Onboarding: Enable customers to open an account in minutes with our cloud-native, cloud-agnostic, front-to-back services on the Temenos Banking Cloud, providing a frictionless and fully integrated digital experience.

Use Temenos Continuous Deployment (DevOps) to code in the morning and deploy in the afternoon, with over 700 open APIs and access to over 100 FinTechs.

We build reusable regional functionality, including regulatory compliance requirements, for over 150 countries based on our model bank framework. This helps banks go live more quickly and acts as a foundation for future innovation.