Temenos for Islamic Banking
Helping banks deliver trusted Islamic banking with confidence.
Trusted foundations for modern Islamic banking
Deliver Shari’ah-compliant services across retail, commercial, and corporate banking while maintaining strong governance and operational consistency. By combining digital and relationship-based engagement with flexible product capabilities, banks can provide compliant, personalized offerings that support sustainable growth and meet evolving customer expectations.
Operational Efficiency
Automate key processes and reduce reliance on manual intervention across Islamic banking operations. Improved straight-through processing lowers cost-to-serve, minimizes operational risk, and supports scalable growth as transaction volumes and customer expectations increase.
Key features of Temenos for Islamic Banking
The solution brings together comprehensive capabilities supporting Shari’ah-compliant services across the full spectrum of Islamic banking and customer segments. These features enable customer-centric service delivery, improved automation through straight-through processing, and flexible product offerings that help banks operate efficiently while maintaining strong governance and operational
Core Banking
Deliver Shari’ah-compliant accounts, deposits, and financing with consistent processing and operational control.
Islamic Financing
Support diverse Shari’ah-compliant financing contracts across retail, commercial, and corporate banking segments.
Islamic Profit Distribution
Automate profit calculation and distribution with transparent investment pooling and compliant allocation processes.
Shari’ah Governance
Embed governance controls ensuring consistent compliance, transparency, and auditability across Islamic banking operations.
Portfolio Manager
Manage Islamic investment portfolios with trading restrictions, approval workflows, and specialized investment controls.
Treasury Capabilities
Support Islamic treasury and liquidity management including money markets and Sukuk trading operations.
Trade Finance
Manage Islamic trade finance lifecycle including letters of credit, guarantees, collections, and reimbursements.
Inclusive Banking
Extend Islamic banking services through financial inclusion and microfinance capability support.
Real results
Temenos core banking has been one of the important components in our phenomenal growth. The platform allows us to innovate and seamlessly manage much higher transaction volumes
Ali Imran Khan
Deputy Chief Information Officer, Meezan Bank
Frequently asked questions
In this section, you’ll find answers to some of the most common queries about Temenos Islamic Banking. If you don’t find what you’re looking for, feel free to reach out — we’re happy to help!
Temenos for Islamic Banking supports Shari’ah compliance through configurable governance controls, compliant accounting processes, and integrated profit distribution capabilities. Banks can adapt parameters to align with local supervisory requirements while ensuring transparency, auditability, and consistent adherence to Shari’ah principles across banking operations.
Yes. The solution supports integration with existing banking environments through open architecture and flexible deployment options. Banks can connect surrounding systems and progressively modernize operations while maintaining continuity across customer services and core banking processes.
It supports a wide range of services across retail, commercial, and corporate banking, including financing, deposits, trade finance, treasury, and investment management aligned with Shari’ah principles.
Automation and straight-through processing help reduce manual intervention across Islamic banking operations. This improves operational efficiency, strengthens control, and enables banks to deliver consistent, customer-centric services while managing growing transaction volumes.