White Papers and Reports

Read about the latest industry trends and thought leadership from Temenos

Open Banking and The Rise of Banking-as-a-Service

Around the world, banks are pursuing a new business model that moves from competition to collaboration; strategizing to co-evolve and co-exist with multiple players in the banking ecosystem. All of this, in the goal of achieving success in the world of open banking and BaaS.

The Future of Retail Banking and the Case for Digital Transformation

The widespread uptake of disruptive new technologies is exacerbating the pressures facing retail banking today, thereby driving a fundamental change in the structure of the industry: the digital-driven disintermediation of the banking value chain.

Open Banking: A shared opportunity

Open banking which is based on data sharing, is an unlikely short-lived trend and is gaining momentum in Asia Pacific. In this white paper, a joint venture by Microsoft, Linklaters and Accenture, explores the various drivers behind open banking in Asia Pacific, as well as the challenges financial institutions and regulators will have to address to ensure all participants can reap the benefits.