White Papers and Reports

Read about the latest industry trends and thought leadership from Temenos

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Banking on a Game-Changer: AI in Financial Services

Banks are bullish that artificial intelligence will help them achieve their business priorities, fueling back-office efficiency gains, product innovation and new business models. Our recent survey with The Economist Intelligence Unit (EIU) found technology decision-makers have a “clear strategy” for using AI to achieve their goals – balancing business benefits against increasing complexity and risk. But on which business areas are banks focusing their AI investments, what barriers to adoption remain and what is the role of eXplainable AI in the future of banking?

Open Banking and The Rise of Banking-as-a-Service

Around the world, banks are pursuing a new business model that moves from competition to collaboration; strategizing to co-evolve and co-exist with multiple players in the banking ecosystem. All of this, in the goal of achieving success in the world of open banking and BaaS.

Vietnam: Big Data and Cloud Computing are revolutionising the banking industry

Cloud computing and artificial intelligence are transforming the customer experience, leading to a defining moment for the financial institutions who are quick to embrace them. Developing economies like Vietnam has…

New Economist Intelligence Unit Report: Advanced Technologies Will Revolutionize Banking

Before the Coronavirus crisis, retail, corporate and private banks were already under pressure from Big Tech firms and Payment players. They needed to transform their technologies and cultures to create engaging digital experiences. With the effects of the pandemic, the need for transformation is now even greater.
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Seizing the Wealth Market in Philippines

The Philippines has a very forward looking government, keen to see an increase in the net wealth of a large, young and tech savvy population. A growing middle class with increasing levels of disposable income and a financial industry battling regulatory complexity, thin margins and with limited funds to allocate to new initiatives. This scenario must surely be piquing interest levels amongst the regions many fin-tech providers therefore the domestic banks will need to act fast and decisively if they wish to fend off competition and place themselves at the forefront of this emerging opportunity.