Temenos Infinity – Digital Banking Platform

Accelerate your digital transformation initiatives with world-class front and middle office transactional capabilities and reimagine customer engagement by creating consistent, seamless and human experiences across channels.


How To Bring The Power Of Human Touch To Digital Banking

Discover four essential ingredients to turn digital experiences into emotional connections.

Why Temenos Infinity?

Why Temenos Infinity - Girl applies for an account on mobile phone.

Increase Agility

Get to market fast with an extensive repository of pre-built features and evolve as quickly as your customers’ needs. Have the freedom to align the open and flexible platform of Temenos Infinity to your digital banking architecture. Use any cloud platform of your choice and elastically scale on demand. Simplify the connectivity to any core banking system and implement changes quickly while managing application development time and costs. Leverage advanced micro-services and APIs to create your digital banking apps easily.

Why Temenos Infinity - Laptop showing the Infinity product

Create Smart Digital Experience

Create frictionless, personalized, and human banking experiences to increase customer satisfaction. Use data analytics, AI, and smart banking capabilities to provide actionable customer insights. Drive stronger customer engagement and loyalty through a multi-channel strategy from native mobile apps, web apps, branch to advanced interfaces like conversational banking and wearable devices.

Why Temenos Infinity - Women looking at Journey Analytics screen

Go Beyond Banking

Thrive in a world of open banking and FinTechs by easily integrating with 3rd party applications or leverage pre-built API connections from the Temenos Marketplace. Empower your team to speed up transformation using an open ecosystem that removes barriers to innovation—and future-proofs your investment. Create your own digital ecosystem and aggregate data from external providers to deliver value-added services and open innovation to your clients.

Measurable Success


9 months to go live in 26 countries – HSBC


Over $19 trillion of assets are managed with Temenos software


Digital Banking Solutions for All Segments

Temenos Infinity Retail

Removes the complexity of day-to-day banking activities and puts people in control of their financial lives. The solution provides a complete digital platform for retail banks covering the entire customer lifecycle delivering digital applications and outstanding customer experiences across every channel.

Temenos Infinity for Corporate Banking

Simplify onboarding, entitlements and account servicing for commercial accounts. Create agility for both client and banker, in applications including treasury, cash management, currency, regulatory and business services.

Temenos Infinity Wealth

A solution that provides a complete digital customer experience servicing wealth products from retail and affluent customers up to High Net Worth Individuals.

Solutions for Business Area

Temenos Infinity Engage

Temenos Infinity Engage is a mobile app that puts a banker in everyone’s pocket, allowing customers to choose their own personal financial expert.

Temenos Infinity Digital for Salesforce

Temenos Infinity Digital for Salesforce is the most comprehensive way to achieve customer-centric business transformation by combining customer relationship management and financial services capabilities in one platform.

Solutions for North America

Temenos Infinity Origination

Temenos has a long history of success supporting loan and account origination in North America for banks and credit unions up to $50 billion in assets. These proven solutions are now integrated into Temenos Infinity.

Temenos Infinity Recovery

A dedicated recovery solution designed to further collection results and uphold accurate accounting. Whether charging-off, collecting on or outsourcing accounts – Temenos Infinity Recovery effectively keeps delinquent accounts from falling into the void.

Next-Generation Digital Banking Architecture to Scale Your Business

Core Agnostic

Temenos Infinity Retail is independent of the core banking system. The solution uses APIs to support multiple vendor cores, internally built systems, or Temenos Transact. Hosting can be based in the cloud or on-premise.

Scalable Cloud Native

The solution is highly scalable and is built using cloud-native and cloud-agnostic technology. This means that it can elastically scale up and down as required by the varying volumes of concurrent users while allowing for efficient and resilient operation.

Distribution Services

API-driven microservices in Temenos Infinity allows the separation of client phrasing application of back end systems, increasing agility and speeding time to market for apps built both by financial institutions themselves and by Temenos and its partners.

Front-end Object Services

Temenos Infinity supports rapid app building by delivering an extensive set of reusable front-end objects that can be used by financial institutions themselves and by Temenos or its partners to construct apps. Thanks to the layered architecture of Temenos Infinity, Digital Teams don’t need to worry about the entire application stack during app development enabling banks to construct new apps and implement changes at speed.

API Orchestration Layer

A central piece to your digital landscape, Temenos Infinity offers a powerful API orchestration platform that communicates your apps to all backend systems and the crucial Temenos Infinity services such as workflow, rules, events and decisioning, removing complexity and enabling reusability and easy management of your back-end services and APIs.

Event store

Make your banking apps fully reactive to changes that happened in the business by utilizing the event-driven architecture of Temenos Infinity. Every action by the user is logged as a change and any front-end service can subscribe to an individual stream of events that enables the apps to consume changes coming from your bank.

Digital Banking Tools to Equip Your Teams

App Deployment Manager

Use industry-standard deployment manager to power your CI/CD process and manage the lifecycle of your apps end-to-end. Allow your Digital Teams to publish app changes quickly and efficiently across channels.

Decision Engine

Automate your complex business decisions with a powerful decisioning engine built on industry best practice solutions. Use a visual designer to create decision trees and change business rules via configuration without the need for heavy development. Use modern AI capabilities to power your bank’s business decisions.

Workflow Editor

Automate your business process with a powerful workflow editor built on industry best practice solutions. Use a visual workflow designer to define and change your banking processes with ease without heavy development. Have the freedom to connect your existing BPM solutions to Temenos Infinity easily to realize the most from your previous investments.

E2E Analytics

Track your customers through the entire customer lifecycle using advanced E2E analytics capabilities by Temenos Data Lake. Combine data collected from your front-end apps with data coming from your core banking and other enterprise systems to understand your customer’s behaviour and measure customer profitability through the entire lifecycle from on boarding to account closure.

Employee Facing App

Enable your product managers, digital marketers, branch employees, customer service agents and Digital Team with an administration tool to manage your digital banking platform. Maintain customer and employee-related information and configure the behaviour of digital banking applications from one place.

Regional Banking Models

Use regional pre-built 3rd party integrations in the area of local payments and KYC to get to market quickly.

Customer Success Stories

ABN AMRO – Success Story

Temenos has supported ABN AMRO every step of the way providing solutions for international corporate banking, private banking, and global international payments.

AIB – Success Story

Arab Investment Bank is one of the fastest-growing banks in Egypt, specializing in personal, business, investment, and Islamic banking. To build on its success, the bank initiated a digital transformation…

“We are at the beginning of an exciting journey as we build an industry-leading digital bank that will be beautifully simple and rewarding. We are committed to delighting our customers by providing a seamless, end-to-end experience across all channels. With Temenos’ advanced cloud technology, we will have the agility to bring new products to market and differentiate the customer experience. We will also benefit from the speed of deployment and gain operational efficiencies.”

Greg Boyle, CEO, Virgin Money Australia
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You’re in Good Company

White Paper

New Economist Intelligence Unit Report: Demanding More

What are banks’ top strategic priorities when it comes to customer experience? What customer-related technologies are they investing in? And what actions are banks taking to keep up with consumer demands for more inclusive and socially conscious banking? Download the report to find out.

Digital Banking Platform Made Easy

Decades of digital banking evolution created complexity in bank’s IT landscape, which leads to inconsistent experiences, high maintenance cost and prevents innovation. Temenos Infinity Enterprise Edition is the most complete digital banking platform on the cloud that enables banks to launch business solutions at speed, lower operation costs, and stay ahead of the competition.​ Watch this session to learn how to execute your digital strategy at your own pace.

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Multiexperience Development Platform

Deliver a best-in-class user experience as a consistent and seamless multiexperience digital journey across various touch points and modes of interactions.

Latest News

Upcoming Events


Temenos Think Space

Entrepreneurs have big dreams; let’s meet them there. Join us to reinvent business banking.

Temenos Regional Forum (TRF) Singapore

Following the success of the first edition, which welcomed over 120+ customers, partners and industry leaders in the banking and financial services community, the exclusive by-invitation Temenos Regional Forum is…
Industry Event

Digital Banking Summit 2019

We will proudly be Silver Sponsors at the Digital Banking Summit 2019 in Accra, Ghana in August.
Industry Event

Middle East Banking Innovation Summit 2019 Dubai

We will be participating in the 9th Annual Middle East Banking Innivation Summit, taking place at Jumeirah Emirates Towers Hotel in Dubai, UAE on 3-4 September 2019 as proud Gold sponsors.