Small Business Banking
Leverage modern technology to transform your business customers’ experience, tailoring products and packages to suit their specific financial and business needs.
Small Business Banking Solution
Temenos helps you deliver an outstanding digital experience while maintaining a personal touch with your small business customers. Onboard new customers easily, use APIs to gather information from your customers to improve your origination process, create new products with a graphical product designer and provide a comprehensive business solution.
Solutions for All Business Sizes
From small proprietors to mid-sized businesses with complex needs, Temenos has a portfolio of business products, integrated on a single technology platform or API connected to existing systems.
Account Aggregation
A single 360-degree view of accounts in one place gives the entrepreneur view and control of their finances.
Smooth Onboarding
Temenos Infinity shortens business onboarding, eliminating errors, time and paper to create an experience combining digital efficiency and personal relationship management. Be consistent across products, eliminate paper, and speed client interaction for KYC, AML and CDD data collection.
Cash Management
Cash and liquidity functions that allow the business to automatically manage cash position and optimize their liquidity from simple account to account sweeps to complex cash pooling structures, virtual accounts and VIBAN’s.
Trade Finance
Whether purchasing goods or supplies from overseas or selling product into other countries, our trade finance solutions offer businesses everything that importers and
exporters need.
Read the Success Story“With the big banks’ shift to industrialization and centralization, SMEs have lost the human interaction and tailored service that they so deserve and crave. Judo’s mission is to bring back the craft of relationship banking, powered by the best of modern technology. With Temenos’ commitment to providing core banking as-a-service, we can continue to focus on empowering our customers, the businesses that are the backbone of the Australian economy.”
Alex Twigg, Co-Founder and CIO – Judo Bank
Products
Temenos Infinity for Business Banking
Shorten time-to-market for the most profitable business banking products. Temenos transforms KYC and AML processes into an omnichannel experience, cutting business onboarding time by up to 75%.
Temenos Transact for Small Business Banking
Temenos Transact provides cutting edge functionality that enables banks to create innovative and personalized banking products targeted at new and existing small business customers.
Temenos Analytics
A comprehensive Reporting, Analytics and Business Intelligence product allowing banks to be more efficient and profitable by providing robust, banking specific, financial, profitability, customer, and digital analytics.
Temenos Payments
A universal end-to-end payments solution based on ISO 20022 standards and support for all payment types.
Temenos Country Model Banks
Regional functionality for over 150 countries using our packaged model bank framework to go-live faster.
Temenos Regulatory Compliance
Address fraud, remain compliant with regulations and manage risk with our modular products.
Customer Success Stories
AlbaCo – Success Story
Pre-configured UK Model Bank functionality will help AlbaCo to meet its regulatory compliance goals, while the cloud deployment using Temenos SaaS will keep costs low and contribute to a fast return on investment.
Bank of Shanghai – Success Story
Given Bank of Shanghai’s legacy applications were siloed by a line of business, retail and corporate, this provided the opportunity to move each line of business to the new Temenos Transact system independently of one another.
Banque Raiffeisen Luxembourg – Success Story
By implementing Temenos Transact solution and Temenos Infinity Omnichannels, the bank fully integrated its front- and back-office systems and has launched all-new, easy-to-use digital services for customers using a smartphone, tablet or desktop to manage their finances—making the bank a more relevant player in the local market.
Read the Success Story“The success of the implementation is a testament to the relationship between Banque Raiffeisen and Temenos. We are delighted to be running a single, fully automated, integrated system which not only provides gains in efficiency but also improves the experience for our customers.”
Jean-Luc Martino, CIO – Banque Raiffeisen Luxembourg
You’re in Good Company
Temenos Platform
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Latest News
Temenos Helps UK Banks Respond Rapidly to Surging Demand for Bounce Back Loans During Covid-19
Temenos Infinity SaaS product helps banks simplify and accelerate loan process for small businesses under the Bounce Back and CBILS UK government loan schemes.
The Paycheck Protection Program
Three considerations as financial institutions work to protect business owners.
Temenos helps US banks and credit unions to respond rapidly to surging demand for emergency loans for small businesses during Covid-19
Temenos is leveraging its Temenos Infinity SaaS product to enable banks and credit unions to rapidly process loan applications from small businesses under the US government’s Paycheck Protection Program (PPP)
