Small Business Banking
Leverage modern technology to transform your business customers’ experience, tailoring products and packages to suit their specific financial and business needs.
Small Business Banking Solution
Temenos helps you deliver an outstanding digital experience while maintaining a personal touch with your small business customers. Onboard new customers easily, use APIs to gather information from your customers to improve your origination process, create new products with a graphical product designer and provide a comprehensive business solution.
Solutions for All Business Sizes
From small proprietors to mid-sized businesses with complex needs, Temenos has a portfolio of business products, integrated on a single technology platform or API connected to existing systems.
Account Aggregation
A single 360-degree view of accounts in one place gives the entrepreneur view and control of their finances.
Smooth Onboarding
Temenos Infinity shortens business onboarding, eliminating errors, time and paper to create an experience combining digital efficiency and personal relationship management. Be consistent across products, eliminate paper, and speed client interaction for KYC, AML and CDD data collection.
Cash Management
Cash and liquidity functions that allow the business to automatically manage cash position and optimize their liquidity from simple account to account sweeps to complex cash pooling structures, virtual accounts and VIBAN’s.
Trade Finance
Whether purchasing goods or supplies from overseas or selling product into other countries, our trade finance solutions offer businesses everything that importers and
exporters need.
Read the Success Story“With the big banks’ shift to industrialization and centralization, SMEs have lost the human interaction and tailored service that they so deserve and crave. Judo’s mission is to bring back the craft of relationship banking, powered by the best of modern technology. With Temenos’ commitment to providing core banking as-a-service, we can continue to focus on empowering our customers, the businesses that are the backbone of the Australian economy.”
Alex Twigg, Co-Founder and CIO – Judo Bank
Products
Temenos Infinity for Small Business Banking
Shorten time-to-market for the most profitable business banking products. Temenos transforms KYC and AML processes into an omnichannel experience, cutting business onboarding time by up to 75%.
Transact T24 for Small Business Banking
Temenos T24 Transact provides cutting edge functionality that enables banks to create innovative and personalized banking products targeted at new and existing small business customers.
Temenos Data & Analytics
Embedded real-time advanced analytics built on a modern data platform.
Temenos Payments
A universal end-to-end payments solution based on ISO 20022 standards and support for all payment types.
Temenos Country Model Banks
Regional functionality for over 150 countries using our packaged model bank framework to go-live faster.
Temenos Regulatory Compliance
Address fraud, remain compliant with regulations and manage risk with our modular products.
Customer Success Stories
AlbaCo – Success Story
To help the underserved small- and medium-sized enterprise (SMEs) sector in the UK, AlbaCo aims to launch a challenger bank in 2020 that will provide personalized lending and savings products.…
Alpine Bank – Success Story
Alpine Bank promises the people of Colorado financial services tailored to suit their individual needs and lifestyles. To make it easier for new customers to open accounts, the bank implemented…
Bankwest – Success Story
Agile new financial service providers are tempting customers with the promise of a more user-friendly digital experience. How can traditional banks fight back and thrive in this fast-changing market? Established…
Read the Success Story“The success of the implementation is a testament to the relationship between Banque Raiffeisen and Temenos. We are delighted to be running a single, fully automated, integrated system which not only provides gains in efficiency but also improves the experience for our customers.”
Jean-Luc Martino, CIO – Banque Raiffeisen Luxembourg
You’re in Good Company
Temenos Platform
Related Insights
Open Banking: A shared opportunity
Open banking which is based on data sharing, is an unlikely short-lived trend and is gaining momentum in Asia Pacific. In this white paper, a joint venture by Microsoft, Linklaters and Accenture, explores the various drivers behind open banking in Asia Pacific, as well as the challenges financial institutions and regulators will have to address to ensure all participants can reap the benefits.
Delivering the Onboarding Experience Your SMEs and Business Customers Expect
This webinar from Finextra will explore the growing focus on improving user experience for small business and corporate customers.
Latest News
Taking Care of SME Business With Banking in the Cloud
Cloud computing technology has the potential to transform the financial services industry. More than merely a mechanism to reduce costs, the capabilities the technology offers provides massive advantages to quickly accelerate service delivery.
Temenos MarketPlace and Codat bring accounting integration for banks
Temenos and Codat join forces to deliver seamless integration between banks and the accounting packages used by their small business customers
CWB Financial Group partners with Temenos to deliver personalized, world-class digital experience for business owners
CWB Financial Group (TSX:CWB) takes another step forward as a disruptive force in Canadian financial services today with the selection of Temenos (SIX:TEMN), the leader in banking software, to deliver a seamless end-to-end digital banking experience for small- to medium-sized business owners. CWB will be the first bank in Canada to offer a differentiated digital banking experience powered by Temenos Data Lake with Explainable AI (XAI) capabilities. The combination of Temenos Data Lake and industry-leading, cloud-native, cloud-agnostic Temenos Infinity, also selected by CWB, will give the bank’s core business-owner clients an intuitive world-class digital experience. CWB’s clients will also benefit from valuable, transparent and fully-informed insights into their financial activities gleaned from AI automated decisions.