Solutions

Small Business Banking

Leverage modern technology to transform your business customers’ experience, tailoring products and packages to suit their specific financial and business needs.

Small Business Banking Solution

Temenos helps you deliver an outstanding digital experience while maintaining a personal touch with your small business customers. Onboard new customers easily, use APIs to gather information from your customers to improve your origination process, create new products with a graphical product designer and provide a comprehensive business solution.

Small Business Banking - Small, Medium, and Large Buildings

Solutions for All Business Sizes

From small proprietors to mid-sized businesses with complex needs, Temenos has a portfolio of business products, integrated on a single technology platform or API connected to existing systems.

Small Business Banking - Business owners looking at tablet

Account Aggregation

A single 360-degree view of accounts in one place gives the entrepreneur view and control of their finances.

Small Business Banking - Rounded staircase

Smooth Onboarding

Temenos Infinity shortens business onboarding, eliminating errors, time and paper to create an experience combining digital efficiency and personal relationship management. Be consistent across products, eliminate paper, and speed client interaction for KYC, AML and CDD data collection.

Small Business Banking - Business Owner accepting credit card payment

Cash Management

Cash and liquidity functions that allow the business to automatically manage cash position and optimize their liquidity from simple account to account sweeps to complex cash pooling structures, virtual accounts and VIBAN’s.

Small Business Banking - Cargo ship in San Fransisco Bay

Trade Finance

Whether purchasing goods or supplies from overseas or selling product into other countries, our trade finance solutions offer businesses everything that importers and
exporters need.

Success Story - Alex Twigg, Judo Bank

“With the big banks’ shift to industrialization and centralization, SMEs have lost the human interaction and tailored service that they so deserve and crave. Judo’s mission is to bring back the craft of relationship banking, powered by the best of modern technology. With Temenos’ commitment to providing core banking as-a-service, we can continue to focus on empowering our customers, the businesses that are the backbone of the Australian economy.”

Alex Twigg, Co-Founder and CIO – Judo Bank
Read the Success Story

Products

Temenos Infinity for Business Banking

Shorten time-to-market for the most profitable business banking products. Temenos transforms KYC and AML processes into an omnichannel experience, cutting business onboarding time by up to 75%.

Temenos Analytics

A comprehensive Reporting, Analytics and Business Intelligence product allowing banks to be more efficient and profitable by providing robust, banking specific, financial, profitability, customer, and digital analytics.

Temenos Payments

A universal end-to-end payments solution based on ISO 20022 standards and support for all payment types.

Customer Success Stories

AlbaCo – Success Story

Pre-configured UK Model Bank functionality will help AlbaCo to meet its regulatory compliance goals, while the cloud deployment using Temenos SaaS will keep costs low and contribute to a fast return on investment.

Bank of Shanghai – Success Story

Given Bank of Shanghai’s legacy applications were siloed by a line of business, retail and corporate, this provided the opportunity to move each line of business to the new Temenos Transact system independently of one another.

Banque Raiffeisen Luxembourg – Success Story

By implementing Temenos Transact solution and Temenos Infinity Omnichannels, the bank fully integrated its front- and back-office systems and has launched all-new, easy-to-use digital services for customers using a smartphone, tablet or desktop to manage their finances—making the bank a more relevant player in the local market.

Small Business Banking - Luxembourg Village

“The success of the implementation is a testament to the relationship between Banque Raiffeisen and Temenos. We are delighted to be running a single, fully automated, integrated system which not only provides gains in efficiency but also improves the experience for our customers.”

Jean-Luc Martino, CIO – Banque Raiffeisen Luxembourg
Read the Success Story

You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Multiexperience Development Platform

Deliver a best-in-class user experience as a consistent and seamless multiexperience digital journey across various touch points and modes of interactions.

Webinar

Webinar Series: Your Growth Starts Now

Join this 3-part series to find out firsthand how institutions of all sizes are navigating the new normal. For bank execs by bank execs, this series features practical conversations with leading American bank execs. Join your peers and become part of the conversation.

White Paper

Open Banking: A shared opportunity

Open banking which is based on data sharing, is an unlikely short-lived trend and is gaining momentum in Asia Pacific. In this white paper, a joint venture by Microsoft, Linklaters and Accenture, explores the various drivers behind open banking in Asia Pacific, as well as the challenges financial institutions and regulators will have to address to ensure all participants can reap the benefits.


Latest News


Upcoming Events

Client Event

Synergy Online

Please join us for Temenos Synergy Online, where we’ll be bringing together best-in-class banking executives, thought leaders and industry voices for a jam-packed day of interactive, exclusive content.