Temenos offers a real-time, fully embedded, Big Data and Analytics solution which enables your bank to be completely analytically driven. With Temenos, your bank has the ability to leverage data in new and exciting ways. Our solution empowers both business users and automated processes with access to accurate real-time data providing a single version of the truth. This drives process optimization and enhanced decision making resulting in higher profitability and better business outcomes.
Bank-wide use of analytics drives performance. Temenos Data and Analytics utilizes the latest advanced techniques in machine learning to help you optimize your customer engagement. Machine learning algorithms predict needs and preferences automatically and these insights are shared with Temenos Infinity and Temenos T24 Transact to take immediate action. This full integration of machine learning into the customer journey is unique in the industry and sets our customers apart from their competitors.
“At BlueShore we knew what customers and segments we wanted to target, but what we didn’t have was a tool that could actually help us confirm how we would do that. Temenos Analytics allows us to be more surgical in how we target a segment and gives us more knowledge in terms of how we develop products.”Fred Cook, CIO – Blueshore Financial
Why Temenos Data & Analytics?
Temenos Data and Analytics is built specifically for financial institutions to improve business decisions, optimize performance and enrich customer interactions, transforming them into analytically driven organizations ready to compete in the digital world.
All financial institutions are different, which is why we offer analytics platforms, add-on modules and content packages that can be customized to your needs.
Packaged & Integrated End-To-End
Out-of-the-box data and analytical capabilities integrated directly into Temenos T24 Transact core banking and Temenos Infinity front office and channels, making the software and its users smarter and more efficient.
Embedded machine learning allows you to leverage predict analytics to provide an individualized customer experience and smarter credit decisions and pricing.
Customer Success Stories
In the 2008 financial crisis, ABN AMRO faced an existential threat initially being acquired by a consortium of banks under the name RFS Holdings and subsequently coming under the control…
It may be the oldest of the ‘Big Four’ Irish banks, but Bank of Ireland is constantly striving to innovate to ensure that it can defend its position from new…
If you could build a bank from scratch, what would you do differently to established players? This question sparked the idea for Grasshopper Bank—the first 100 percent digital commercial bank in the U.S. Targeting the booming innovation ecosystem, Grasshopper Bank aims to offer anytime, anywhere banking services to born-online start-ups and technology companies.
“Our mission is to bring banking services to the masses and agriculture society in the Philippines. The decision to partner with Temenos was driven by our objective to expand our products and services beyond the lending sphere to better service our market. With the flexibility of Temenos’ system, we will be able to quickly design and launch new products, making data-driven decisions based on the insight from Temenos’ analytics solution. Powered by Temenos technology, we will be able to bring real-time, tailored financial services to our account holders whether they are in the cities or in the countryside, full-time employees or small business owners and farmers.”Emmanuel Benitez, President – PR Savings Bank
You’re in Good Company
The Philippines has a very forward looking government, keen to see an increase in the net wealth of a large, young and tech savvy population. A growing middle class with increasing levels of disposable income and a financial industry battling regulatory complexity, thin margins and with limited funds to allocate to new initiatives. This scenario must surely be piquing interest levels amongst the regions many fin-tech providers therefore the domestic banks will need to act fast and decisively if they wish to fend off competition and place themselves at the forefront of this emerging opportunity.
Open banking which is based on data sharing, is an unlikely short-lived trend and is gaining momentum in Asia Pacific. In this white paper, a joint venture by Microsoft, Linklaters and Accenture, explores the various drivers behind open banking in Asia Pacific, as well as the challenges financial institutions and regulators will have to address to ensure all participants can reap the benefits.
In this video captured at Digital Banking 2019, Lisa Adams and Chris Howell demonstrate how Journey Analytics can improve customer retention and revenue.
New Competitive Threats Pressure Banks in North America to Respond to Changing Customer Demands, Reveals Study by the Economist Intelligence Unit Released by Temenos
North American bankers sense danger more than most from new entrants to their market, according to a global retail banking survey released by Temenos (SIX: TEMN), the banking software company. The Economist Intelligence Unit (EIU) report, A Whole New World: How technology is driving the evolution of intelligent banking in North America, conducted on behalf of Temenos, reveals changing customer behavior and demands as one of the biggest trends that will impact retail banking in North America.
CWB Financial Group partners with Temenos to deliver personalized, world-class digital experience for business owners
CWB Financial Group (TSX:CWB) takes another step forward as a disruptive force in Canadian financial services today with the selection of Temenos (SIX:TEMN), the leader in banking software, to deliver a seamless end-to-end digital banking experience for small- to medium-sized business owners. CWB will be the first bank in Canada to offer a differentiated digital banking experience powered by Temenos Data Lake with Explainable AI (XAI) capabilities. The combination of Temenos Data Lake and industry-leading, cloud-native, cloud-agnostic Temenos Infinity, also selected by CWB, will give the bank’s core business-owner clients an intuitive world-class digital experience. CWB’s clients will also benefit from valuable, transparent and fully-informed insights into their financial activities gleaned from AI automated decisions.