Temenos Data & Analytics

Embedded real-time advanced analytics built on a modern data platform.

Product Overview

Temenos offers a real-time, fully embedded, Big Data and Analytics solution which enables your bank to be completely analytically driven. With Temenos, your bank has the ability to leverage data in new and exciting ways. Our solution empowers both business users and automated processes with access to accurate real-time data providing a single version of the truth. This drives process optimization and enhanced decision making resulting in higher profitability and better business outcomes.

Bank-wide use of analytics drives performance. Temenos Data and Analytics utilizes the latest advanced techniques in machine learning to help you optimize your customer engagement. Machine learning algorithms predict needs and preferences automatically and these insights are shared with Temenos Infinity and Temenos Transact to take immediate action. This full integration of machine learning into the customer journey is unique in the industry and sets our customers apart from their competitors.

Temenos Data Lake

Temenos Data Lake can harness real-time, structured and unstructured data as well as ingest, blend and curate large volumes of data at scale. This allows you to store and process all the data needed to power smarter applications from a single source and achieve higher performance at a very low (TCO).

Analytics Platforms

Choose from a number of analytics platform options, based on your financial institution’s size, strategy, roadmap or the level of analytical sophistication needed. Upgrade to more capability when it is relevant for you.

Embedded Analytics

Embedded Analytics and user enablement are key to deriving value from analytics across business domains. Temenos Embedded Analytics enhances every decision and process in an analytically driven bank. Key processes such as product manufacturing and customer engagement are dramatically enhanced through contextually-relevant, real-time analytics. Your bank will immediately recognize profitability improvements with Embedded Analytics.

Predictive Analytics

The use of Predictive Analytics in the front office drives customer growth. The Predictive Analytics Platform provides advanced machine learning and predictive analytics capabilities. Temenos has productized a number of high valued machine learning models including Transaction Classification, Transaction Prediction, Next Best Product, Customer Lifetime Value, Customer Attrition and many more.

API Services

Publish analytical APIs easily, with no code, and make this data securely available to any consuming application. APIs are integrated with banking APIs providing the most robust set of APIs in the industry.

Profit Analytics

Out-of-the-box add-on modules focused on customer and product profitability calculations that include funds transfer pricing and activity-based costing modules. Improve pricing up to 30 basis points with Profit Analytics.

Digital Analytics

Monitor your digital campaigns and clickstream activity with powerful in-memory analytics. Ensure the most relevant, and profitable, campaigns are active and that you are maximizing customer adoption by monitoring all clickstream activity.

Sector Specific Content Packages

Reduce development risk and improve business outcomes with pre-packed Analytics content for all sectors of banking. Hundreds of KPIs, dashboards, visualizations, and other analytical content available out of the box that can be easily extended.

Customer Data Protection (GDPR)

Temenos Analytics provides packaged automatic integration with the Temenos Customer Data Protection module offering OOB support for GDPR.

“At BlueShore we knew what customers and segments we wanted to target, but what we didn’t have was a tool that could actually help us confirm how we would do that. Temenos Analytics allows us to be more surgical in how we target a segment and gives us more knowledge in terms of how we develop products.”

Fred Cook, CIO – Blueshore Financial

Why Temenos Data & Analytics?

Data & Analytics - Bank Building

Banking Specific

Temenos Data and Analytics is built specifically for financial institutions to improve business decisions, optimize performance and enrich customer interactions, transforming them into analytically driven organizations ready to compete in the digital world.

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All financial institutions are different, which is why we offer analytics platforms, add-on modules and content packages that can be customized to your needs.

Data & Analytics - Open box

Packaged & Integrated End-To-End

Out-of-the-box data and analytical capabilities integrated directly into Temenos Transact core banking and Temenos Infinity front office and channels, making the software and its users smarter and more efficient.

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AI Innovation

Embedded machine learning allows you to leverage predict analytics to provide an individualized customer experience and smarter credit decisions and pricing.

Customer Success Stories

Lunar – Success Story

Get inspired by the Lunar and Temenos success story. Discover how Lunar used Temenos FCM solution to transform their business.

UBS – Success Story

UBS faces an ongoing challenge to ensure regulatory compliance. To keep pace, UBS uses Temenos Screen, a centralized, automated detection engine that monitors 99% of all global transactions in real-time,…

BMCE – Success Story

BMCE Bank of Africa looked to expand beyond its core market by establishing corporate and trade finance operations in China.

Data & Analytics - Boat in the water, El Nido, Philippines

“Our mission is to bring banking services to the masses and agriculture society in the Philippines. The decision to partner with Temenos was driven by our objective to expand our products and services beyond the lending sphere to better service our market. With the flexibility of Temenos’ system, we will be able to quickly design and launch new products, making data-driven decisions based on the insight from Temenos’ analytics solution. Powered by Temenos technology, we will be able to bring real-time, tailored financial services to our account holders whether they are in the cities or in the countryside, full-time employees or small business owners and farmers.”

Emmanuel Benitez, President – PR Savings Bank

You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Coronavirus Financial Health Pulse Survey Webinar

In these times of uncertainty, people everywhere are looking inward to ask difficult questions about their financial health and future. Join a timely webinar to review survey data sourced between February 28 and March 14, 2020 that illustrates the financial health pulse of consumers of all ages and income levels in the face of COVID-19.

Latest News

Press Releases

New Competitive Threats Pressure Banks in North America to Respond to Changing Customer Demands, Reveals Study by the Economist Intelligence Unit Released by Temenos

North American bankers sense danger more than most from new entrants to their market, according to a global retail banking survey released by Temenos (SIX: TEMN), the banking software company. The Economist Intelligence Unit (EIU) report, A Whole New World: How technology is driving the evolution of intelligent banking in North America, conducted on behalf of Temenos, reveals changing customer behavior and demands as one of the biggest trends that will impact retail banking in North America.