Products

Temenos Data & Analytics

Embedded real-time advanced analytics built on a modern data platform.

Product Overview

Temenos offers a real-time, fully embedded, Big Data and Analytics solution which enables your bank to be completely analytically driven. With Temenos, your bank has the ability to leverage data in new and exciting ways. Our solution empowers both business users and automated processes with access to accurate real-time data providing a single version of the truth. This drives process optimization and enhanced decision making resulting in higher profitability and better business outcomes.

Bank-wide use of analytics drives performance. Temenos Data and Analytics utilizes the latest advanced techniques in machine learning to help you optimize your customer engagement. Machine learning algorithms predict needs and preferences automatically and these insights are shared with Temenos Infinity and Temenos T24 Transact to take immediate action. This full integration of machine learning into the customer journey is unique in the industry and sets our customers apart from their competitors.

Temenos Data Lake

Temenos Data Lake can harness real-time, structured and unstructured data as well as ingest, blend and curate large volumes of data at scale. This allows you to store and process all the data needed to power smarter applications from a single source and achieve higher performance at a very low (TCO).

Analytics Platforms

Choose from a number of analytics platform options, based on your financial institution’s size, strategy, roadmap or the level of analytical sophistication needed. Upgrade to more capability when it is relevant for you.

Embedded Analytics

Embedded Analytics and user enablement are key to deriving value from analytics across business domains. Temenos Embedded Analytics enhances every decision and process in an analytically driven bank. Key processes such as product manufacturing and customer engagement are dramatically enhanced through contextually-relevant, real-time analytics. Your bank will immediately recognize profitability improvements with Embedded Analytics.

Predictive Analytics

The use of Predictive Analytics in the front office drives customer growth. The Predictive Analytics Platform provides advanced machine learning and predictive analytics capabilities. Temenos has productized a number of high valued machine learning models including Transaction Classification, Transaction Prediction, Next Best Product, Customer Lifetime Value, Customer Attrition and many more.

API Services

Publish analytical APIs easily, with no code, and make this data securely available to any consuming application. APIs are integrated with banking APIs providing the most robust set of APIs in the industry.

Profit Analytics

Out-of-the-box add-on modules focused on customer and product profitability calculations that include funds transfer pricing and activity-based costing modules. Improve pricing up to 30 basis points with Profit Analytics.

Digital Analytics

Monitor your digital campaigns and clickstream activity with powerful in-memory analytics. Ensure the most relevant, and profitable, campaigns are active and that you are maximizing customer adoption by monitoring all clickstream activity.

Sector Specific Content Packages

Reduce development risk and improve business outcomes with pre-packed Analytics content for all sectors of banking. Hundreds of KPIs, dashboards, visualizations, and other analytical content available out of the box that can be easily extended.

Customer Data Protection (GDPR)

Temenos Analytics provides packaged automatic integration with the Temenos Customer Data Protection module offering OOB support for GDPR.

“At BlueShore we knew what customers and segments we wanted to target, but what we didn’t have was a tool that could actually help us confirm how we would do that. Temenos Analytics allows us to be more surgical in how we target a segment and gives us more knowledge in terms of how we develop products.”

Fred Cook, CIO – Blueshore Financial

Why Temenos Data & Analytics?

Data & Analytics - Bank Building

Banking Specific

Temenos Data and Analytics is built specifically for financial institutions to improve business decisions, optimize performance and enrich customer interactions, transforming them into analytically driven organizations ready to compete in the digital world.

Data & Analytics - Orange with blue skin

Customizable

All financial institutions are different, which is why we offer analytics platforms, add-on modules and content packages that can be customized to your needs.

Data & Analytics - Open box

Packaged & Integrated End-To-End

Out-of-the-box data and analytical capabilities integrated directly into Temenos T24 Transact core banking and Temenos Infinity front office and channels, making the software and its users smarter and more efficient.

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AI Innovation

Embedded machine learning allows you to leverage predict analytics to provide an individualized customer experience and smarter credit decisions and pricing.

Customer Success Stories

ABN AMRO – Success Story

In the 2008 financial crisis, ABN AMRO faced an existential threat initially being acquired by a consortium of banks under the name RFS Holdings and subsequently coming under the control…

Bank of Ireland – Success Story

It may be the oldest of the ‘Big Four’ Irish banks, but Bank of Ireland is constantly striving to innovate to ensure that it can defend its position from new…

Grasshopper Bank – Success Story

If you could build a bank from scratch, what would you do differently to established players? This question sparked the idea for Grasshopper Bank—the first 100 percent digital commercial bank in the U.S. Targeting the booming innovation ecosystem, Grasshopper Bank aims to offer anytime, anywhere banking services to born-online start-ups and technology companies.

Data & Analytics - Boat in the water, El Nido, Philippines

“Our mission is to bring banking services to the masses and agriculture society in the Philippines. The decision to partner with Temenos was driven by our objective to expand our products and services beyond the lending sphere to better service our market. With the flexibility of Temenos’ system, we will be able to quickly design and launch new products, making data-driven decisions based on the insight from Temenos’ analytics solution. Powered by Temenos technology, we will be able to bring real-time, tailored financial services to our account holders whether they are in the cities or in the countryside, full-time employees or small business owners and farmers.”

Emmanuel Benitez, President – PR Savings Bank

You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Seizing the Wealth Market in Philippines

The Philippines has a very forward looking government, keen to see an increase in the net wealth of a large, young and tech savvy population. A growing middle class with increasing levels of disposable income and a financial industry battling regulatory complexity, thin margins and with limited funds to allocate to new initiatives. This scenario must surely be piquing interest levels amongst the regions many fin-tech providers therefore the domestic banks will need to act fast and decisively if they wish to fend off competition and place themselves at the forefront of this emerging opportunity.

Open Banking: A shared opportunity

Open banking which is based on data sharing, is an unlikely short-lived trend and is gaining momentum in Asia Pacific. In this white paper, a joint venture by Microsoft, Linklaters and Accenture, explores the various drivers behind open banking in Asia Pacific, as well as the challenges financial institutions and regulators will have to address to ensure all participants can reap the benefits.


Latest News

Press Releases

New Competitive Threats Pressure Banks in North America to Respond to Changing Customer Demands, Reveals Study by the Economist Intelligence Unit Released by Temenos

North American bankers sense danger more than most from new entrants to their market, according to a global retail banking survey released by Temenos (SIX: TEMN), the banking software company. The Economist Intelligence Unit (EIU) report, A Whole New World: How technology is driving the evolution of intelligent banking in North America, conducted on behalf of Temenos, reveals changing customer behavior and demands as one of the biggest trends that will impact retail banking in North America.

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Press Releases

CWB Financial Group partners with Temenos to deliver personalized, world-class digital experience for business owners

CWB Financial Group (TSX:CWB) takes another step forward as a disruptive force in Canadian financial services today with the selection of Temenos (SIX:TEMN), the leader in banking software, to deliver a seamless end-to-end digital banking experience for small- to medium-sized business owners. CWB will be the first bank in Canada to offer a differentiated digital banking experience powered by Temenos Data Lake with Explainable AI (XAI) capabilities. The combination of Temenos Data Lake and industry-leading, cloud-native, cloud-agnostic Temenos Infinity, also selected by CWB, will give the bank’s core business-owner clients an intuitive world-class digital experience. CWB’s clients will also benefit from valuable, transparent and fully-informed insights into their financial activities gleaned from AI automated decisions.

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