Temenos T24 Transact is a core banking system providing product definition, transaction processing, unparalleled operational scalability and functional depth for all retail banks, corporate banks and private bank and wealth managers.
Longest, continuous, upgradeable use of software is 23 years so far
Largest client has 24 million accounts
41 of the top 50 banks run Temenos
#1 best selling core banking system for 14 years – IBS Intelligence Sales League Table 2019
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“Without the Temenos platform, we could not have done business.”Changez Jan, Head of Operations, Singapore – ABN-AMRO
Why Temenos T24 Transact?
The World’s Favorite Core Banking Package
For 25 years, Temenos has been supporting banks across all sectors with our best-selling core banking system. Banks and financial institutions of all sizes use the same software to provide outstanding products and services to their customers.
The Next Generation in Core Banking
Temenos T24 Transact takes the deep and extensive banking capabilities of T24 Core Banking and re-platforms them onto a new, cloud-native, cloud-agnostic technology. This allows banks to take advantage of the agile scalability, security and lower operational costs that the cloud provides while continuing to be able to upgrade to the latest release of the software.
The Broadest & Deepest Functionality in the Market
Temenos consistently invests over 20% of its revenue back into R&D, resulting in a banking system of unparalleled functional depth and breadth. The inherently upgradeable nature of the software means that all customers benefit from this ongoing investment, as we plan to invest a further $1.1B from 2019-2024.
Temenos Embedded Analytics provide contextually-relevant, real-time help when serving customers and designing new products. They are used to examine previous behavior and provide predictive insights to guide decision-making, recommendations, and design assistance.
Customer Success Stories
Get inspired by the FirstOntario and Temenos success story. Discover how they used Temenos Core Banking to transform their business.
Get inspired by the Lunar and Temenos success story. Discover how Lunar used Temenos FCM solution to transform their business.
Get inspired by the Consolidated Bank Ghana and Temenos success story. Discover how they used Temenos Core Banking solutions to transform their business.
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“We are a digital-native bank and Temenos has enabled us to redefine banking – use internet as our branches. That’s why we choose T24, the top digital core banking platform supporting us to offer the best innovative customer experience.”Tom Lin, Executive Vice President – O-Bank
You’re in Good Company
Open banking which is based on data sharing, is an unlikely short-lived trend and is gaining momentum in Asia Pacific. In this white paper, a joint venture by Microsoft, Linklaters and Accenture, explores the various drivers behind open banking in Asia Pacific, as well as the challenges financial institutions and regulators will have to address to ensure all participants can reap the benefits.
25 years of investment in T24 Transact Treasury provides Temenos clients with a fully integrated Treasury solution to make them more efficient, innovative, scalable and engaged with their customers.
Temenos customers will be able to quickly adapt to change, improve efficiency ratios, and solve critical regulatory reporting & risk requirements.
CWB Financial Group partners with Temenos to deliver personalized, world-class digital experience for business owners
CWB Financial Group (TSX:CWB) takes another step forward as a disruptive force in Canadian financial services today with the selection of Temenos (SIX:TEMN), the leader in banking software, to deliver a seamless end-to-end digital banking experience for small- to medium-sized business owners. CWB will be the first bank in Canada to offer a differentiated digital banking experience powered by Temenos Data Lake with Explainable AI (XAI) capabilities. The combination of Temenos Data Lake and industry-leading, cloud-native, cloud-agnostic Temenos Infinity, also selected by CWB, will give the bank’s core business-owner clients an intuitive world-class digital experience. CWB’s clients will also benefit from valuable, transparent and fully-informed insights into their financial activities gleaned from AI automated decisions.
ENPO, one of the largest postal, financial and governmental organizations in the Middle East, chooses cloud-native, cloud-agnostic Temenos T24 Transact and Temenos Infinity to consolidate over 20 disparate systems into one single digital platform
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