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Back to the Basics – Escrow: Part 2

Matt Goble, Senior Compliance Advisor discusses the very specific rules that a lender must follow in establishing and servicing an escrow account. These rules, found in Regulation X (RESPA) (12 CFR Part 1024.17) , govern all aspects of an escrow account established for a covered loan.

Supervisory Issues in Debt Collection, Part 2

In recent examinations of debt collectors, the CFPB has identified several violations of the FDCPA and Regulation F. Jon Tavares continues his discussion on these violations and encourages that any entity collecting debts, whether they are collecting debts owed to them or are a third-party debt collector, to take note of the CFPB’s Report.