Matt Goble
Senior Compliance Advisor
Matt Goble is currently a Senior Compliance Advisor for the Temenos Compliance Services. As part of the Compliance Team, he advises over 700 institutions on federal regulatory compliance. Matt formerly served as a Compliance Officer for a large community bank in North Alabama. He first started off with a Bachelor of Arts in Accounting degree from Huntingdon College and then continued his education earning a Masters of Business Administration from Troy University.
Latest articles from Matt Goble
Fair Lending Refresher
Fair Lending is a dangerous subject for Financial Institutions. Keeping staff trained and up to date on Fair Lending matters can mitigate risks of serious costly fair lending violations.
Back to the Basics – Escrow: Part 2
Matt Goble, Senior Compliance Advisor discusses the very specific rules that a lender must follow in establishing and servicing an escrow account. These rules, found in Regulation X (RESPA) (12 CFR Part 1024.17) , govern all aspects of an escrow account established for a covered loan.
Back to the Basics – PMI Cancellation and Termination
Do you find yourself confused between customer-requested cancellation and automatic termination rules for Private Mortgage Insurance? Join Matt Goble’s discussion in Back to the Basics –PMI Cancellation and Termination.
Junk or Justified? A Focus on Fees
The Consumer Financial Protection Bureau recently issued a series of press releases requesting feedback from the industry on the issue of "junk fees" consumers are charged by financial institutions.
RESPA Section 8: Gifts and Promotional Activity
Join Senior Compliance Advisor Matt Goble as he discusses when holiday gifts and promotions could violate RESPA Section 8.
P2P Payment Transfers: Regulation E Liability
As the capability to offer fast and convenient money transfers through online banking and 3rd party cash apps becomes a necessity to satisfy consumer behaviors, compliance challenges posed by digital banking are certainly here to stay. Join us as we discuss Regulation E liability considerations in connection with peer-to-peer payment transfer systems.
Compliance in a Digital World
Senior Compliance Advisor, Matt Goble, discusses the challenges of mitigating additional risks that go hand-in-hand with the convenience of digital banking.
Digital Banking – Convenience vs. Risk
Compliance expert, Matt Goble, shares fraudulent activity your financial institution should watch for as digital banking demands increase.
Banking, it’s a Risky Business.
Compliance expert Matt Goble reviews best practices for mitigating the risks associated with third-party relationships.
A Key to Compliance: Documenting the Intent to Proceed
Senior Compliance Advisor Matt Goble discusses the importance of documenting a mortgage customer's intent to proceed correctly.
Defense, Defense, Defense!
“Defense! Defense! Defense!” With football season just weeks away, I can hear it now. A stadium filled with 100,000 die-hard fans cheering on their favorite football team in hopes of…
TRID 2.0: The Reboot
As I have discussed in previous articles, the October 1st mandatory compliance date for the 2017 TRID Rule is quickly approaching.
An Exception to the Telephone Consumer Protection Act
The Federal Trade Commission created the National Do-Not-Call Registry in 2003.
Appraisal or Evaluation? That is the Question
Regardless of the size or nature of your financial institution, you must maintain documentation of an effective appraisal and evaluation program
On Regulatory Compliance Management Programs
Let’s talk about your RCMP … that is, your Regulatory Compliance Management Program. Whatever acronym you use – or official title you give it – every financial institution needs a…
FCRA: What’s Permissible?
One of the several components of the Fair Credit Reporting Act (FCRA) is the requirement to establish a permissible purpose before pulling an individual's credit report.
The Elimination of the Black Hole
Since the implementation of the TRID Rule in October 2015, the mortgage industry has been plagued by a concept that has become known as the "Black Hole".
TRID – In Case You Missed It
The one thing that seems to remain consistent in the world of federal compliance regulation is the fact that it consistently seems to be changing.