News & Blogs

Despite a recent slowdown in the most recent quarter, year-on-year the Register reports that cloud spending is still up by double digit percentage points. And this is reflected in the growing number of Temenos customers seeking to move their applications onto cloud infrastructure and Temenos’ own exciting plans for SaaS delivery represent another data point.

Financial institutions are facing an unprecedented shift as they try to bring their customer relationships into the digital age.

Big Tech firms (like Google, Amazon, Facebook and Apple) are eying up the payments space enthusiastically. Anyone who attended Sibos last year would have seen the signs that Big Tech is rapidly moving into the places that E-money Institutions (EMIs) presumed was their fundamental niche. This position will get more competitive! These firms are likely to have a big impact on payments. They have put their brands foremost and are using payments to boost on-platform engagement and commerce, reinforcing their importance in consumers' lives.

As regulators all over the world become more open to the idea of banks running mission critical payments processing in the public cloud and through SaaS providers, the resilience of…

Much of the industry and media coverage of banks’ use of, and collaboration with, Fintechs is largely positive, and rightly so. New Fintechs are changing the landscape of our industry…

On June 24, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board issued an amendment to Regulation CC, which also resulted in an amendment to Regulation DD.…

The Temenos Compliance Advisory Team wants to help you cool off with a bit of good ole’ South Louisiana Lagniappe by sharing some of our answers to customer questions addressing…

In a NOW Account, a depository institution has reserved the right to require at least seven days’ notice prior to a withdrawal or transfer that is subject to check, draft,…

With growth comes the challenge of regulating and reviewing these powerful new tools used on a daily basis. This article will review the top five regulatory concerns found within a…

Empower, Embrace and Enjoy! This month we had the honor of interviewing a fantastic woman in the world of banking and technology, Mónica Carrión. She tells us a bit about…

Questions regarding time deposits and penalties arise quite frequently in the current culture of "penalty free" or "one time penalty free withdrawal" time deposits offered by Financial Institutions.

From a generational perspective, our situation is unique. I’m a millennial with an iGen child, so we are closer in age than most mothers and daughters. That means our expectations…