![](https://www.temenos.com/wp-content/uploads/2019/10/Hero-Event-Bank-of-the-Future-Forum-2019-October-21.jpg)
Architecture Principles
Creating a more agile, flexible environment to support the dynamic needs of digital payments.
Agile, Open, Robust ARCHITECTURE
Temenos Payments Hub flexibility and functionality creates a compelling competitive advantage in the digital payments age. These themes and architectural aspects provide a compelling proposition for any financial institution seeking to elevate and energize their payments processing and customer servicing capabilities.
![](https://www.temenos.com/wp-content/uploads/2020/07/temenos-payments-hub_landscape01-1024x576.jpg)
Key Solution Themes:
• Universal – one solution capable of managing the diversity of high and low value, domestic and cross border, bulk and singles, batch and real-time.
• Agility – the ability to extend, enhance, and configure for accelerated support of new markets, specific customer services, and innovative digital payments products.
• Control – automated monitoring defined through bank’s own business rules, with real-time notification and built-in exception management.
![](https://www.temenos.com/wp-content/uploads/2020/02/Composable-Architecture-Webinar_2020-02-19_Landscape-1200x675-1-1024x576.jpg)
Key Aspects of the System’s Architecture:
• Open API Access – ability to access and enhance the base services through published APIs.
• Pre-built Components – providing configurable building blocks to support diverse processing scenarios.
• Commodity Services – Temenos responsible for providing reusable, easily consumable market standard services
![](https://www.temenos.com/wp-content/uploads/2019/06/technology-14-landscape-image-19-Jun-27-1024x576.jpg)
• Flexible Frameworks – along with developer tooling and training for integration, clearing, API setup, etc.
• Added Value Services – ability to access an ecosystem of added value services running on the same technology platform and receiving continuous investment and expansion of choices