Embedded finance and consequently Banking-as-a-Service (BaaS) are on an exponential trajectory of disrupting the banking value chain, mainly in retail and SME. The market capital of organizations engaged in embedded finance globally is expected to reach $7 trillion by 2030 according to various analyst reports.
Market value created by embedded finance activities by 2030
CABR of embedded finance revenues from 2022 to 2029
Banks already have or intend to have a BaaS strategy
Read this white paper to learn the market drivers behind the rise of embedded finance, and the seven key attributes of technology that BaaS demands.
Temenos is the banking platform of choice for embedded finance, enabling licensed banks and BaaS providers to offer BaaS to brands and fintechs
From retailers and airlines, to ride-sharing apps and coffee chains, brands are embedding financial services into their online and mobile offerings to increase revenues, build customer loyalty and gain deeper insights about them.
The way people bank is evolving. Banking services are increasingly embedded in people’s everyday
lives – banking itself is becoming a journey and an experience.