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The future of banking has no borders

Create unlimited opportunities with a composite architecture

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Temenos is the leading banking technology provider key to creating the banking of the future now! Our cloud-native solutions enable innovation in retail, corporate, business or wealth banking, with various deployment models available: SaaS, on-premise, public or private cloud.  

Discover complete solutions for your bank such as our 4th generation banking Core, in addition to Channels, Onboarding & Origination, Frauds and Payments, all with an API-First and XAI-driven approach to grow and scale as your business requires.

Everyone’s Banking Platform

We make possible a world where banking creates opportunities for everyone

Retail banking

A complete set of banking capabilities, delivered on an open, modular platform, enables retail banks to rapidly launch new products and services, adapting to customer needs and reducing risks and time associated with replacement projects. By integrating third-party applications, they renew their technology in an agile and profitable way.

Business banking

Temenos Business Banking provides a complete solution for SMEs, with attractive flows that offer a unique banking experience. Optimize conversions through an origination and onboarding process, increase cross-selling and customer loyalty for long-term satisfaction and relationships.

Corporate banking

We offer a comprehensive and modular banking system for corporate banking, covering lending, financing, payments, cash management, analytics and compliance. Our open architecture allows corporations to connect accounting and financial systems through APIs to initiate activities such as trade, payments and cash management.

Fund management

Temenos Wealth is the leading solution for private wealth management (PWM), offering a superior digital experience, self-service, price transparency and performance reporting. Integrating advanced technology and a modular or composite architecture, it supports digital transformation. Furthermore, with Multifonds, we offer a global platform to improve operational efficiency and reduce financial risk.

Our solutions are cloud-native and available in multiple SaaS, on-premise or cloud deployment models of your choice to match your business need and regulatory mandate.

Core Banking

Our solutions are cloud-native and available in multiple SaaS, on-premise or cloud deployment models of your choice to match your business need and regulatory mandate.

Temenos Digital

Accelerate your digital transformation initiatives with world-class front and middle office transactional capabilities and reinvent customer engagement by creating consistent, seamless, and human experiences across all channels.

Temenos XAI

AI enables banks to deliver frictionless, individualized customer experiences, drive customer loyalty and profitability, and automate processes.

Financial Risk Mitigation

A single product family incorporating sanctions detection, PEP matching, KYC risk classification and scoring, AML transaction monitoring and fraud mitigation, and supporting all user functions including alert management, case management, reporting and dashboards to improve detection and cost reduction.

Analytics

A comprehensive reporting, analytics and business intelligence product that enables banks to be more efficient and profitable by providing robust, banking-specific, financial, profitability, customer and digital analytics.

Payments

Our payments solution ensures fast time to market, reduced costs, ongoing regulatory compliance plus protection against fraud and cybercrime. It covers the entire payment cycle, from order to settlement, combining advanced functionality with cloud-first, cloud-native, XAI and API technology.

Onboarding y Origination

Increase conversions, capture more customers, and drive digital revenue by creating exceptional experiences to increase customer satisfaction. Temenos Onboarding & Origination increases agility, helping banks create dynamic product offerings, support instant decisions, and go to market faster.