Reduce the time to complete applications and originate loans in minutes, not days

Configure and automate your loan origination processes, without relying on your IT team, to improve your borrower experience.

Next Generation Lending

Temenos next-generation loan origination system is an innovative application for both direct and indirect lending that has raised the bar in automated solutions. With its powerful decisioning, highly configurable applications, dynamic features, and extensive third-party integrations, Temenos Loan Origination will truly take lending to the next level.

Temenos Loan Origination Features

Digital Loan Origination

Optimize the digital loan application experience for new and existing accountholders with options to configure the experience to best fit your organization.

Open API

Achieve greater agility by integrating with channel applications and 3rd party services, including outsourced decision and pricing solutions.

Automated Decisioning

Increase the number of loans decisioned automatically, based on your institution’s policies and tolerances, through business rules and matrices.

Workflow Automation

Include rules-driven automated processes to retrieve credit reports, execute models, generate documents, fund and disburse the loans, and more.

Data-driven applications

Automatically retrieve basic and advanced data from credit bureaus and a suite of best-in-class partners for streamlined, personalized application experiences. 

Loan Pricing

Drive application of rates through application-specific business rules, and schedule future rate changes to eliminate off-hour updates.


Easily design queues to match your loan origination procedures, either centralized or distributed.


Create individualized dashboards to gain a 360° view of your institution’s processes, from origination through collection, all on one dashboard.

Document Processing

Automatically generate documents using integrated intelligent document processing, and deliver for and track electronic signatures.

Measurable Success

5 minutes

From application to cash on hand


Auto-decisioning for consumer loans

1 day

To launch new loan products


Auto-decisioning rate for new credit card app

The Temenos platform provided the ideal combination of a frictionless front-end experience for our customers with an agile back-end system to help our staff check and verify applications. And as a cloud-based solution, Temenos Infinity delivered the elastic scalability that we needed to cope with the flood of submissions. At one time, we had as many as 400 staff accessing the system remotely.”

Kelly Dakin, Chief Digital and Customer Experience Officer at Atlantic Union Bank

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