Complete applications and originate loans in minutes, not days
Configure and automate your loan origination processes, without relying on your IT team, to improve your borrower experience.
Next Generation Lending
Temenos next-generation loan origination system is an innovative application for both direct and indirect lending that has raised the bar in automated solutions. With its powerful decisioning, highly configurable applications, dynamic features, and extensive third-party integrations, Temenos Loan Origination will truly take lending to the next level.
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Temenos Loan Origination Features
Digital Loan Origination
Optimize the digital loan application experience for new and existing accountholders with options to configure the experience to best fit your organization.
Open API
Achieve greater agility by integrating with channel applications and 3rd party services, including outsourced decision and pricing solutions.
Automated Decisioning
Increase the number of loans decisioned automatically, based on your institution’s policies and tolerances, through business rules and matrices.
Workflow Automation
Include rules-driven automated processes to retrieve credit reports, execute models, generate documents, fund and disburse the loans, and more.
Data-driven applications
Automatically retrieve basic and advanced data from credit bureaus and a suite of best-in-class partners for streamlined, personalized application experiences.
Loan Pricing
Drive application of rates through application-specific business rules, and schedule future rate changes to eliminate off-hour updates.
Queuing
Easily design queues to match your loan origination procedures, either centralized or distributed.
Reporting
Create individualized dashboards to gain a 360° view of your institution’s processes, from origination through collection, all on one dashboard.
Document Processing
Automatically generate documents using integrated intelligent document processing, and deliver for and track electronic signatures.
Temenos platform provided the ideal combination of a frictionless front-end experience for our customers with an agile back-end system to help our staff check and verify applications. And as a cloud-based solution, Temenos Infinity delivered the elastic scalability that we needed to cope with the flood of submissions. At one time, we had as many as 400 staff accessing the system remotely.
Kelly Dakin
Chief Digital and Customer Experience Officer at Atlantic Union Bank
Measurable success
- 5 mins
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From application to cash on hand
- 70%
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Auto-decisioning for consumer loans
- 1 day
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To launch new loan products
- 75%
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Auto-decisioning rate for new credit card app