Future-proof banks are built to evolve
Adopt composable, cloud-native core banking, to progressively modernize and stay ahead of market, regulations, and technology shift.
Build the foundation for continuous evolution
Learn how you can modernize your core banking platform to accelerate innovation and future-proof your bank.
Temenos Performance Benchmark Report 2026
Banks increasingly want to modernize progressively, introducing composable capabilities and AI alongside proven core banking services without compromising performance, scalability or resilience. The 2026 Temenos Performance Benchmark puts this model to the test. Discover how the benchmark demonstrates:
- Progressive modernization in practice, demonstrating that integrated core banking, composable capabilities and AI-enabled workloads can operate at scale.
- Cloud-native modernization at scale, with Temenos SaaS on Microsoft Azure supporting the benchmark environment to deliver 16,385 TPS.
- Independent scalability of banking capabilities, while maintaining performance, resilience and integration across the wider banking platform.
Future-Ready Banks build with Temenos
Banks worldwide face a shared challenge: the pace of change is accelerating, customer expectations continue to rise, and legacy core systems are becoming a barrier to growth. Based on global consumer research, bank technology data, and executive interviews, this Celent report reveals why future-proofing the core banking platform is now essential for achieving agility, innovation, and long-term success.
In this report, you’ll learn:
- How modern core banking platforms help banks innovate faster and adapt to evolving customer, market, and regulatory demands.
- Why AI, personalization, and continuous product innovation depend on flexible, cloud-native core banking foundations.
- How future-proofing the core can reduce technology constraints, improve resilience, and position banks for sustainable growth in an increasingly competitive market.
Measurable success
- 3x
-
new retail product launches per year*
- 400%
-
growth in transactions for EQ Bank
- 29%
-
faster time-to-market to launch new products*
Source: Temenos Value Benchmark
Real results
Start Delivering Innovation Faster
Because every bank is different, core modernization must fit its needs; Temenos empowers all banks to move at their pace and stay future‑ready with a composable, resilient core technology. Learn how banks can blend Composable Banking with SaaS, or select one approach, to shape the core strategy for success.
Composable Banking
Progressively modernize
Incrementally modernize your core to remove legacy limitations and build a more flexible, composable foundation for future growth.
Accelerate innovation
Lead in speed and innovation. Launch new products faster with open, upgradable capabilities that streamline integration and collaboration.
Get ready for the future
Deliver agility, scalability, and resilience by decoupling core banking into independent capabilities.
Adopt SaaS
Adopt and modernize
Adopt leading core functionality as banking-grade SaaS, and step-by-step build for resiliency and growth.
Faster product launches
Leverage pre-configured, end-to-end capabilities and collaborate with partners to launch new products in days.
Always ready for what’s next
Temenos SaaS offers banks the annual update service to easily consume the latest technology and product value.
Resources
Explore our solutions
Core Banking
Deliver innovative, composable, and comprehensive banking with Temenos core as the beating heart of your bank
SaaS
Maximize customer focus and accelerate your growth with updated, resilient and secure banking services.
Regionalized Solutions
Regional functionality with local market practices and regulations.
Get in touch
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