Core Banking
Consistently deliver innovative, composable and comprehensive core banking.
Modernize your Core Banking System
Banks of every size can modernize at their own pace, accelerate innovation, and stay future-ready with a flexible, resilient core that evolves with market, regulatory, and technology demands.
Explore core banking in your segment
Core for Retail Banking
Retail banking is changing fast, but with Temenos Core for Retail we provide access to rich and composable core capabilities so you can offer the latest personalized and relevant products.
Explore Core for Retail
Core for Business Banking
Modern businesses need modern financial services. With Temenos Core for Business, you can provide mass-market financial products while also addressing the diverse needs of individual businesses.
Explore Core for Business
Core for Corporate and Commercial Banking
Corporate and commercial banks need modern, flexible financial software. Temenos Core delivers unique composable capabilities tailored to these specific and often complex needs.
Explore Core for Corporate
Treasury
Real-time treasury to strengthen risk control, increase efficiency, ensure compliance, and drive profitability. Accelerate growth through smarter capital and liquidity management.
Explore Treasury
Regulatory Compliance
Leverage our global experience across all banking segments to manage risk, remain compliant, and deliver trusted banking services.
Explore Regulatory Compliance
Financial Risk Management
A pre-configured risk analytics solution to industrialize your risk and regulatory function, improve business decisions and optimize performance.
Explore Financial Risk Management
Analytics
Analytics delivers clear insights into financial and product performance, profitability, and customer behavior, empowering smarter, data-driven decisions and growth.
Explore Analytics
Islamic Banking
A flexible and efficient award-winning solution, delivering Shari’ah-compliant experiences using a combination of digital and human interaction, leveraging advanced product-building capabilities and modern technology to create offerings that are compliant and personalized.
Explore Islamic BankingThe beating heart of banking
Cover all your banking needs with a single platform and proven functionality designed to save time and costs as well as foster deeper customer relationships. Over 950 banks around the world rely on Temenos Core as the beating heart of their business, leveraging a broad range of capabilities across segments.
Leading functionality
Access a market-leading set of proven banking capabilities with Temenos Core.
Composable Core banking
Our composable core banking helps you to adopt single capabilities and accelerate modernization.
Go anywhere
We support banks in 150+ countries, and our Regionalized Solutions help to navigate local requirements.
Ongoing innovation
Reap the latest innovations and technology as we continually invest in our singe code base.
Leading tooling
Boost operational efficiency and rapidly configure banking products with our developer and product builder tooling.
Scalable and sustainable
Our benchmarks prove you can deliver record-high transaction performance while also delivering on your sustainability goals.
End-to-end
Use Temenos Core with Digital, Financial Crime Mitigation, infused AI, and 150+ partner solutions.
Agnostic deployment
Deploy Temenos Core on premise, in the cloud, or as Saas.
That’s why we chose Temenos, because its cloud technology has a successful track record across Latin America and we knew that it could help us deliver a digital experience that redefines banking so that our customers can bank smarter, happier and more connected than ever before.
Arturo Grullón Finet
CEO, Qik
Its functional coverage was impressive, and the ability to easily switch on and configure new modules. That flexibility delivers scalability, which is super important when you’re operating in a fast evolving market.
Bank Spokesperson
Banque Internationale à Luxembourg
Going live inside one year was really pleasing, the support from Temenos accelerated the changeover, and the fact we run the systems with minimal customizations reduced the complexity of what could have been a tricky process. Our learning curve on the Temenos SaaS was quick and easy.
Daniel Broten
SVP and Head, EQ Bank
Industry recognition
“Leader” in Forrester Wave: Digital Banking Processing Platforms, Q4 2024
According to Forrester, Temenos invests significantly in an already superior innovation process that includes advanced and explainable AI.
Digital Core – North America: Temenos recognized as a Leader in the IDC MarketScape
Temenos named a Leader in the IDC MarketScape: North America Digital Core Banking Platforms 2024 Vendor Assessment.
Temenos Recognized by IBS Intelligence as #1 best-selling banking software in 13 categories
IBS Intelligence’s annual Sales League Table 2025 evaluated more than 1500 banking industry deals in 2025, identifying the best-selling propositions across numerous categories.
Latest news
Modernize your Core Banking System
Banks of every size can modernize at their own pace, accelerate innovation, and stay future-ready with a flexible, resilient core that evolves with market, regulatory, and technology demands.
Frequently asked questions
In this section, you’ll find answers to some of the most common queries about Temenos Core. If you don’t find what you’re looking for, feel free to reach out — we’re happy to help!
For more than 30 years, we’ve been evolving to meet and anticipate the needs of modern-day banking with Temenos Core. We enabled our clients to get their hands on 24×7 banking as an industry first, we were the first to put core banking in the cloud in 2011, and evolved to cloud agnostic, cloud-native technology in 2020. In our latest iteration of Temenos Core, we provide banks with the modular core capabilities to easily create AI infused, highly scalable banking services for any channel or segment. Temenos Core is the beating heart of banking.
Temenos Core has always been packaged software, enabling the decoupling of technology, including today’s cloud-native platform, from its market-leading functionality. What does this mean? This allows you to upgrade the banking functionality over time to offer contemporary banking services to customers, and ensure the technology can always be upgraded to support ever-developing standards, like modern APIs, cloud technology continuous deployment and low-code tooling on the platform.
By decoupling our technology and functionality, you can continuously upgrade your banking capabilities while ensuring the underlying technology supports new standards and requirements, including cloud-native innovations. Banks using Temenos Core are always able to upgrade to the latest version to reap the benefits of new functionality and the latest technology.
Yes, Temenos SaaS handles operations, updates and upgrades for the entire service, as well as support across risk, governance and security. This allows you to focus on innovation to get closer to your clients while leaving technology management to Temenos, supported by our cloud partners, including Azure and AWS.
Yes, we invite you to explore our software and experience the ease of working with Temenos. Share your ambitions and requirements with us, and we’ll provide an environment to explore Temenos Core and deliver innovative banking faster than ever. Please contact us.
Yes, we also provide solutions in Digital, Financial Crime Mitigation, AI, Data, Risk, Pricing, and much more, integrating with Temenos Core to simplify banking operations with a trusted software leader at the heart of your technology architecture.