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Core for Corporate and Commercial Banking

Deliver unified real-time experiences for your customers and employees while standardizing offerings across people, processes and technology.

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Corporate and Commercial Banking modernization to drive efficiency and growth

Designed to help manage your entire corporate portfolio, Temenos Core for Corporate and Commercial Banking helps increase operating margins and reduce capital allocations, freeing up resources and investment for greater innovation. Introduce new corporate banking services quickly, standardize products and processes, and drive efficiency with a single, integrated platform.

Operational efficiency and open APIs for integration

Seamlessly connect banking products to corporate clients’ financial systems using our open APIs. This enables smooth cross-product integration, delivering tailored services that enhance customer experiences and improve operational efficiency. This flexibility ensures your solutions can scale and adapt as your clients’ needs evolve.

Smarter decision making with real-time insights

Leverage embedded real-time analytics to gain valuable insights into both customer and business performance. Our core solution helps you make data-driven decisions instantly, so you can respond faster to market changes and deliver a more personalized, efficient service to your clients.

Continuous, real-time transaction accounting

Enable real-time transaction services across all products, 24/7. With continuous visibility, your team can manage transactions with precision, reducing the risk of errors. This capability enhances operational control and supports more informed decision making.

Cost and risk reduction with higher STP rates

Our solution is designed to significantly reduce costs and risk with higher straight-through processing (STP) rates. By automating key processes, it minimizes manual interventions, lowers operational costs, and reduces operational and data risks, all while improving efficiency across your banking operations.

Flexible and agile banking integration

Built on an integrated core banking system, our solution includes corporate and commercial lending, supply chain finance, trade finance, and cash and liquidity management, helping you operate more efficiently and consistently. It’s designed to meet the needs of businesses of all sizes and is powered by our flexible, cloud-native platform, enabling quick service delivery with comprehensive design tools and templates.

Access a broad partner ecosystem with Temenos Exchange

Connect with our carefully curated fintech partners through Temenos Exchange. With services ranging from ERP systems to e-presentation and OCR document processing, our unified platform ensures you have the best fintech services available to offer comprehensive solutions that bring true value to your clients.

Best-of-suite corporate and commercial banking features powered by Temenos Core

Manage the entire corporate and commercial portfolio on a single, integrated platform. From lending and supply chain finance to trade finance, cash and liquidity, Temenos Core helps deliver consistent, real-time services that drive efficiency and growth while supporting innovation across all corporate banking business lines.

Corporate and commercial lending

Deliver real-time experiences, and expand into new lending areas.

Supply chain finance

Optimize capital usage while bridging customer financing gaps, improving cash flow and working capital.

Cash and liquidity management

Automate processes, create pooling structures and gain real-time control to optimize liquidity and customer cash flow.

Real-time payments

Drive business growth with secure payment processing, supporting efficiency, customer experience, and compliance.

Corporate deposits

Automate deposit management, offer flexible products, and ensure compliance while optimizing cash flow.

Corporate trade finance

Streamline trade operations, ensuring real-time compliance with comprehensive limit management.

Industry recognition

The Forrester Wave™ Digital Banking Processing Platforms, Q4 2024

Named a “Leader” in Forrester’s Q4 2024 Digital Banking Processing Platforms report, Temenos was recognized for “extensive functionality across retail, SMB, and corporate banking lines.”

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IBSi Sales League Table (SLT), Q3 2023

Ranked “#1 for Universal Banking (core) across retail, wealth, SME, and corporate segments” in the 2023 IBS Intelligence analysis, Temenos was also recognized as the “#1 best-selling banking software across eight categories”.

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Cloud-based Core Banking, Q3 2023

Named a “Leader” in Omdia’s Universe Cloud-based Core Banking 2023 report, Temenos achieved the highest scores for market alignment and innovation, reflecting its advanced technology and strategic vision.

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Real results

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We recognize that a modern core banking platform is an accelerator for innovation and digital customer experiences. The Temenos platform will enable Commerce to deliver innovative solutions for our customers today and well into the future.

David Roller
Chief Information Officer, Commerce Bank

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Together with Temenos, we have been on a journey to building a streamlined core banking environment. We’ve both learned a lot of lessons along the way, and we’re excited to work towards developing the innovative banking solutions that will keep us competitive and cement our status as a leader in the Czech market.

Frantisek Kubala
Head of Core Banking, Komerční Banka

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With Temenos Core, we’re not just running a bank – we’re enabling Saudi businesses to compete globally with world-class financial services. With Temenos, we have the technology to scale our impact and continue to be a catalyst of growth for years to come.

Ahmed Soliman
Financial Application Technical Advisor, Saudi EXIM Bank

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Frequently asked questions

In this section, you’ll find answers to some of the most common queries about Temenos Core for Corporate and Commercial Banking. If you don’t find what you’re looking for, feel free to reach out — we’re happy to help!

Integrated customer relationship management (CRM) tools help you provide personalized services, improve decision making, and increasing customer satisfaction offering a unified, real-time experience for both customers and bank staff.

Temenos Core simplifies loan processing through automation, reducing manual tasks and speeding up approvals. CRM functionality gives you a complete view of client interactions, helping to improve service delivery and decision making.

Built-in compliance tools, including those for AML and KYC, support evolving regulations. Real-time monitoring features help banks reduce risk, so they can meet regulatory requirements with ease.

With our cloud-native and cloud-agnostic solution, you can choose between SaaS, cloud, or on-premise deployment, depending on your business needs. This flexibility ensures scalability, security, and seamless integration with your existing infrastructure.

Temenos’ open APIs make it easy to integrate with your existing CRM and loan processing systems, allowing for smooth transitions and minimizing disruption while improving overall operational efficiency.