Core Banking: Why 2026 Will See Progressive Modernization Soar

Will Moroney, Chief Revenue Officer, Temenos provides an overview of how 2026 could be a year of accelerated implementation for the modernization of core banking systems. He agrees that 2025 saw institutional experimentation across AI, partnerships and other modernization efforts and that, as banks – with technical debt and older core banking systems – progress to match their modern counterparts, 2026 will ramp up in speed. Moroney shares his opinion on the 3 key themes of modern banking: reliability, adaptability and customer centricity – with a belief that hyper-personalization in the digital age is mirroring the teller experiences of the 1980’s.

Glass core banking cubes

Modernize your Core Banking System

Banks of every size can modernize at their own pace, accelerate innovation, and stay future-ready with a flexible, resilient core that evolves with market, regulatory, and technology demands.

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Capital Markets Day 2026 Sessions

Vision, strategy and operational excellence

Takis Spiliopoulos, CEO & Interim CFO

Product and technology update

Barb Morgan, CPTO

Go to market and customer success

Will Moroney, CRO

People and culture

Jayde Tipper, CPO

Financial framework and FY-28 targets

Takis Spiliopoulos, CEO & Interim CFO

Q&A

LarrainVial – Testimonial

Learn more from Ignacio Osorio, Partner and Head of Technology and Operations at LarrainVial, as he shares how a 15+ year partnership with Temenos has supported international expansion, scalability, and complex regulatory requirements across core banking. The platform’s stability, flexibility, and real-time capabilities have enabled efficient operations while meeting the needs of sophisticated institutional and high-net-worth clients. Looking ahead, LarrainVial plans to further expand its use of Temenos Wealth, Data Hub, and future data and AI initiatives.

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Success stories from our clients—explore them now:

BforBank - Success Story
BforBank - Success Story
BforBank accelerates cloud and payments modernization to scale its digital, responsible banking offering.
Bank of Beirut UK - Success Story
Bank of Beirut UK - Success Story
Bank of Beirut UK modernizes with Temenos Core and Payments, boosting trade finance, data visibility, and growth for diaspora ba...
ADCB Egypt - Success Story
ADCB Egypt - Success Story
Abu Dhabi Commercial Bank Egypt (ADCB Egypt) is a commercial bank and subsidiary of the UAE-based ADCB Group, established in 202...

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Temenos Connect 2025 Australia

Event highlights

Raiffeisen Bank dd Bosna i Hercegovina - Testimonial

Listen to Kreshnik Halili, CIO/COO, share how Raiffeisen Bank dd Bosna i Hercegovina transformed with Temenos. The bank migrated 500,000+ retail accounts to Temenos Core on OpenShift cloud, streamlined multiple origination systems into one, and accelerated product launches. With Temenos Data Hub, it is unlocking real-time insights and preparing for AI-driven personalization—aligning globally while innovating locally to deliver faster, smarter digital banking.

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Success stories from our clients—explore them now:

BforBank - Success Story
BforBank - Success Story
BforBank accelerates cloud and payments modernization to scale its digital, responsible banking offering.
Bank of Beirut UK - Success Story
Bank of Beirut UK - Success Story
Bank of Beirut UK modernizes with Temenos Core and Payments, boosting trade finance, data visibility, and growth for diaspora ba...
ADCB Egypt - Success Story
ADCB Egypt - Success Story
Abu Dhabi Commercial Bank Egypt (ADCB Egypt) is a commercial bank and subsidiary of the UAE-based ADCB Group, established in 202...

Temenos Connect 2025 Australia

Event highlights

Held on September 4, 2025, at the iconic Sydney Opera House, Temenos Connect 2025 Australia welcomed over 100 senior financial services leaders for an afternoon of insights and innovation. The event featured thought-provoking sessions on AI, payments, and digital transformation, and wrapped up with a lively cocktail reception.

⬅️ See what you missed in our event highlights.

Join Ganesan Sriraman (Temenos), David Morgan (Bank of New Zealand), and Alex Twigg (Alex Bank) as they unpack the realities of core banking transformation at Temenos Connect 2025 Australia. From the critical first 30 days to leveraging AI and rethinking legacy systems, this panel offers practical insights for building scalable, future-ready banking platforms.

See what you missed in this candid and insightful discussion.➡️

Read the takeaway blog

Explore the future of payments from Temenos Connect 2025 Australia, where Gus Quiroga (Temenos) led a dynamic panel with Namby Srinivasan (Rabobank) and Venkatesh SG (Tech Mahindra). The discussion covered real-time payments, regulatory shifts, legacy system integration, and the role of AI in intelligent routing.

⬅️ See what you missed and hear how Pacific banks are navigating transformation while preparing for the 2030 payments migration.

Read the takeaway blog

Discover how banks are reimagining corporate lending to meet the demands of a digital-first world. This session from Temenos Connect 2025 Australia explores strategies for streamlining complex processes, enhancing customer experiences, and building agile, future-ready lending platforms.

Watch the discussion and get inspired to rethink what’s possible. ➡️

Dive into the Future-Ready Collections session from Temenos Connect 2025 Australia, where experts explored how banks can modernize collections to improve customer outcomes, reduce risk, and drive operational efficiency. Learn how data-driven strategies, automation, and digital engagement are reshaping collections for a more resilient and customer-centric future.

⬅️ Watch now to discover actionable insights for transforming your collections approach.

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EQ Bank – Testimonial

Listen to Daniel Broten, SVP and Head at EQ Bank, explain how moving to Temenos SaaS, Payments Hub, and Data Hub enabled the bank to scale
rapidly, innovate faster, and deliver highly personalized digital experiences. By transitioning to a cloud-based core, EQ Bank expanded its services,
enhanced real-time insights and created frictionless journeys for retail and business customers. The platform supports growth, sustainability goals, and future integration with fintech ecosystems, positioning EQ Bank as Canada’s leading digital challenger bank and a model for modern, customer-centric banking.
Read success story

Success stories from our clients—explore them now:

BforBank - Success Story
BforBank - Success Story
BforBank accelerates cloud and payments modernization to scale its digital, responsible banking offering.
Bank of Beirut UK - Success Story
Bank of Beirut UK - Success Story
Bank of Beirut UK modernizes with Temenos Core and Payments, boosting trade finance, data visibility, and growth for diaspora ba...
ADCB Egypt - Success Story
ADCB Egypt - Success Story
Abu Dhabi Commercial Bank Egypt (ADCB Egypt) is a commercial bank and subsidiary of the UAE-based ADCB Group, established in 202...

ABN AMRO – Testimonial

Listen to Marnix Tummers, IT Director of Wealth Management at ABN AMRO, explain how Temenos Wealth, Core, Payments Hub, and Continuous Deployment improved efficiency, accelerated innovation, and strengthened compliance. With a single codebase and API-enabled architecture, the bank can scale across countries, enhance wealth management services, and deploy AI-driven solutions—all while delivering a seamless, customer-focused banking experience.

Read success story

Success stories from our clients—explore them now:

BforBank - Success Story
BforBank - Success Story
BforBank accelerates cloud and payments modernization to scale its digital, responsible banking offering.
Bank of Beirut UK - Success Story
Bank of Beirut UK - Success Story
Bank of Beirut UK modernizes with Temenos Core and Payments, boosting trade finance, data visibility, and growth for diaspora ba...
ADCB Egypt - Success Story
ADCB Egypt - Success Story
Abu Dhabi Commercial Bank Egypt (ADCB Egypt) is a commercial bank and subsidiary of the UAE-based ADCB Group, established in 202...

Komercni Banka – Testimonial

Listen to František Kubala, Tribe Leader of Core Banking Systems at Komerční banka, share how moving from legacy systems to Temenos Core and Temenos Data Hub enabled 24/7 digital banking, faster product innovation, and scalable growth. With a phased migration strategy and a flagship multi-currency account, the bank has cut development times in half and positioned itself as a leader in modern, customer-centric banking.

Read sucess story

Success stories from our clients—explore them now:

BforBank - Success Story
BforBank - Success Story
BforBank accelerates cloud and payments modernization to scale its digital, responsible banking offering.
Bank of Beirut UK - Success Story
Bank of Beirut UK - Success Story
Bank of Beirut UK modernizes with Temenos Core and Payments, boosting trade finance, data visibility, and growth for diaspora ba...
ADCB Egypt - Success Story
ADCB Egypt - Success Story
Abu Dhabi Commercial Bank Egypt (ADCB Egypt) is a commercial bank and subsidiary of the UAE-based ADCB Group, established in 202...

Bank NXT

Listen to Mohamed Hussain, Head of Solutions Delivery at Bank NXT, share how Temenos Core and Temenos Payments transformed the bank’s speed, flexibility, and customer service. With a modern, API-enabled platform, Bank NXT can innovate faster, adapt quickly to regulatory changes, and deliver differentiated experiences that set a new standard for banking in Egypt.

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