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Wealth management

Digital for Wealth

Temenos Digital for Wealth is an investment solution that provides a complete digital customer experience for servicing wealth products from mass affluent customers up to High-Net-Worth-Individuals.

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The Market View

Why Temenos Digital for Wealth?

Technology and AI influencing the future of wealth management

Digitalize Wealth Management

Support the digital servicing of the new generation of High-Net-Worth Individuals. Provide tools for digital collaboration with investment advisors and introduce a hybrid model. Reduce the cost of servicing by enabling your customers to self-serve and take control of their investment decisions.

Offer Next-Generation Investment Experiences

Engage with your customers in an easy and low-friction way compared to traditional investment services. Provide them with the self-service capability to access their wealth, react fast to market changes, and be in complete control of their investment portfolio.

How Banks Invest Their Money

Convert Savers to Investors

Bring investment services to Mass Affluent clients and keep their financial assets in your bank by offering the best investment services and products for all their financial needs. Seamlessly integrate their retail and investment experience in one app and build long-term customer relationships.

How is AI outsmarting criminals?

Create Smart Digital Experiences

Create frictionless, personalized, and secure banking experiences to increase customer satisfaction. Use data analytics and AI to provide actionable customer insights. Drive stronger customer engagement and loyalty through a multi-channel strategy from native mobile to web apps.

Microservices - Man in suit holding a laptop

Increase Agility

Get to market fast with an extensive repository of ready-to-go features. Have the freedom to leverage the open and flexible platform of Temenos Digital within your architecture. Being cloud agnostic allows for any cloud platform of your choice and elastically scale on demand. Simplify the connectivity to any core banking system and implement changes fast while managing application development time and costs. Benefit from extensive APIs to create your banking apps.

Go Beyond Banking

Thrive in a world of open banking and FinTechs by easily integrating into third-party systems or leveraging pre-built integrations from the Temenos Exchange. Create your own digital ecosystem and aggregate data from external providers to deliver value-added services and open innovation to your clients.

Product Overview

Portfolio Analysis

Provide your customers with detailed investment insights to have a better understanding of their portfolio. Investors can analyze positions, product detail, asset allocations, and performance.

Portfolio Servicing

Enable customers to manage their investment services digitally via easy to use, convenient digital self-service tools. Transaction history, account details and statements are all in one place under the fingertips of the customer.

Securities Orders

Allow customers to manage their trading orders with ease. Select investment products, submit the common type of securities orders and get notified about the settlement. Offer watch list capabilities to enable focus on preferred assets.

Investment Advisory

Let your investment advisors engage with clients digitally by providing investment proposals, portfolio health checks and strategy review services. Achieve better collaboration and allow for greater personalization by finding the best products for your clients using risk profiling and personalized asset allocation.

Personalized Dashboard

Provide your customers a holistic financial view of their accounts and portfolios via dashboards allowing them to be always on top of their finances. Provide single access across multiple jurisdictions with multi-entity support.

Market Data

Integrate market data feed to your digital investment service to provide top financial market news, live currency rates and pricing charts to help your customers understand investment products and support decision making.

Messages & Notifications

Enable your customers to react to market changes faster via smart alerts and notifications personalized to their preferences. Allow them to stay in touch with their advisor through secure messaging and embedded chat.

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.