Can disruptive technologies bolster the competitiveness of North American Banks?

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North American banks are turning to new technologies, to modernize and secure their core infrastructure and processes, while competing with non-traditional players. Download the new report from the Economist, commissioned by Temenos.

  • North America respondents are even more convinced than other regions that digital technologies like generative AI, cloud and microservices, will have the biggest impact on banks in the next five years – 90% compared to 63% globally.
  • Product agility and enabling embedded finance are the bigger strategic priorities for North American banks in the next five years.
  • In order to best utilize emerging technologies and handle the exponential growth of data, banks are moving applications to the cloud. Banks in North America are prioritizing moving domestic core banking more so than other regions.

Download the Economist report today to find out more:

Key stats:


believe that technology will have the biggest impact on banks


see their business model evolving to act as a true digital ecosystem


believe that banking will become embedded