Temenos Banking Platform

One platform for banks who lead.

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An evolving platform for an evolving industry

All our clients use the Temenos Banking Platform, benefiting from over 30 years of continual innovation. Our commitment to a single code base ensures that our market-leading R&D drives evolving banking functionality and enables our clients to work with modern technology and tools at any time. This combination helps banks to lead in their markets today and in the future.

Measurable success

Temenos Banking Platform

Code base

Temenos Digital clients use the Temenos Banking Platform

Temenos Core clients use the Temenos Banking Platform

Evolving technology for an evolving industry

Drive progressive change with modular solutions

Our modular solutions aim to reduce the risks associated with core banking modernization, addressing transformation progressively. With centralized capabilities such as pricing, and DevOps-supportive tooling, the Temenos Banking Platform is the central hub for banks aiming to modernize quickly and securely, moving confidently towards a legacy-free environment.

Diversify rapidly and easily with the Extensibility Framework

We know that banks need to adapt solutions to meet their specific business, governance or regulatory needs. With automated testing, the Temenos Extensibility Framework enables easy and secure customizations. It allows clients and partners to extend APIs, data models, events, and business processes, making changes with less effort, and supporting DevOps practices.

AI for explainability, security and safe deployment

Temenos AI enables banks to adopt AI with explainability, security, and safe deployment. Our patented XAI and GenAI offerings are deployment-agnostic, enhancing efficiency and profitability, and designed to help you to deliver personalized customer experiences for all banking segments.

Secure banking that aligns with industry standards

The Temenos Banking Platform delivers secure software solutions, reflecting the “security everywhere” principle. Supported by our Secure Development Lifecycle approach, we apply international security methodologies and best practices such as OWASP and SANS. We also create, implement, and maintain security policies that comply with AICPA/SSAE18 SOC2 principles, supporting protection and adherence to industry standards.

Always upgradable to stay ahead of competition

We decouple technology and functionality, allowing you to upgrade your banking capabilities at your own pace while keeping up with evolving standards, including cloud-native technologies. With regular, automated updates, clients benefit from contemporary technology and functionality. With this future-proofed foundation, you can serve customers with evolving, packaged banking capabilities and easily upgrade to new technology across all deployment models.

Cloud native, cloud agnostic – primed for the cloud

As the banking industry accelerates its shift to the cloud, we continue to invest in cloud-native standards, delivering a platform with full banking functionality. It is available across various cloud platforms including AWS and Microsoft Azure, as well as Oracle Cloud, Huawei Cloud, and Google Cloud, in addition to SaaS.

Real results

Explore all success stories

The Temenos platform will enable Commerce to deliver innovative solutions for our customers today and well into the future.

David Roller
Chief Information Officer, Commerce Bank

Explore Commerce Bank's story

Our solutions need to be available, safe, and compliant. So, it remains incredibly important that we have a stable and reliable core banking system, because it also allows us to focus on managing our legacy technology effectively.

Bas van As
Head of International Core Banking, ABN AMRO

Explore ABN AMRO's story
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Sustainability by design, enabled by the cloud

By deploying on the cloud, the Temenos Banking Platform helps banks operate more efficiently. Our platform supports banks’ sustainability objectives by minimizing the environmental footprint of their technology.

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Latest resources

Workbench and Packager Fact Sheet

Boost productivity for change management and rapidly deliver banking experiences with leading tooling.

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Temenos Core Fact Sheet

Leveraging the broadest and deepest set of banking capabilities, over 950 banks use Temenos Core: The beating heart of banking.

View Fact Sheet

Sustainability Benchmark Report 2024

As banks look to accelerate performance of their technology, the Temenos Banking Platform proves maximum scalability with a minimum footprint.

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Latest news

How Banks Are Activating Dormant Retail Investors — With Intelligent App Integrations
How Banks Are Activating Dormant Retail Investors — With Intelligent App Integrations

Retail investing has never been more accessible - yet for many banks, it remains one of the most under-utilized revenue opportun...

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From Delayed Change to Continuous Progress: What Banking Modernization Really Means
From Delayed Change to Continuous Progress: What Banking Modernization Really Means

Modern banks face rising risk from outdated tech; steady, modular modernization cuts transformation risk and builds long‑term ...

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Adopt vs Adapt: Time to Rethink Your Core Banking Strategy?
Adopt vs Adapt: Time to Rethink Your Core Banking Strategy?

Financial institutions are rethinking core banking, moving from customization to technology adoption to boost resilience, reduce...

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