SpeciCRED – SpeciTec

SpeciCRED – Lombard credit monitoring solution with overview at portfolio, client & group levels

Leverage the size of your Lombard Credits portfolio

To increase its Lombard Credits portfolio, all Private Banks need a sophisticated solution to accurately assess the Lombard Credits, automate the monitoring, and speed-up the credit requests approval processes.

Overview

SpeciCRED provides an effective environment to assess and control Lombard Credits

SpeciCred is a software to compute the client loanable value more accurately, manage the workflows and generate the documents for the credit request.

SpeciCRED automates the daily breach detection by using dynamic pledge allocation, concentration, netting, offsetting, exception to policy, stress test and simulation.


SpeciCRED onboards 4 modules

LV Calculator

Computation of the standard bank policy LTV
Features:
• Thinner control based on refreshed market data
• More aggressive LTV
• Sophisticated rules engine
• Friendly end-user interface
• Performant audit functions

Credit Monitoring

Computation of the client maintenance level
Features:
• Parameterize sophisticated rules
• Breach list
• Dynamic pledge allocation
• Collateral analysis
• Friendly end-user interface
• Compute stress test scenario

Credit Application

E2E platform to initiate/ follow credit requests
Features:
• Centralized information
• Sophisticated simulation tool
• Automate Credit renewal
• Workflow and Approval process


SpeciBbg

Market data enrichment
Features:
• Get better and refreshed market data
• Bridge core security master file gaps



Resources

SpeciCred Presentation

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