Personal Financial Management (PFM) – Hysab Kytab

Personal Financial Management (PFM)- Hyper-personalize digital banking experience through our smart money management tool.

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Two smartphones display a financial app interface showing net worth, a colorful expense chart, and transaction history. The design is modern and organized.

Harness the power of PFM:

Turn insights into actions and improve your digital banking experience.
Become the financial advisor for your customers by gaining 360-degree view of their finances. Put your customers in the driving seat of their financial wellbeing by helping them make informed financial decisions.

Understand your customers’ financial dreams and identify the non-intrusive cross-selling/ up-selling opportunities for new revenue streams through hyper-personalization.

Overview

Hyper-Personalized Customer Engagement

Gain AI-driven personalized insights on your customers and drive meaningful engagement with them.

Find New Revenue Streams

Discover cross-selling and up-selling opportunities by targeting the right product to the right customer at the right time.

Increase ROI

Enhance the ROI of investment made in other tools such as CRM, engagement marketing, business intelligence, etc. through additional data points contributed by PFM.

Customer Loyalty

Build a deeper relationship with your customers by understanding and meeting their evolving financial needs.

Data Enrichment

Add additional data points to understand the context and aspirations of your customers to help them become financially successful.

Customization

Highly customizable solution to seamlessly integrate with the desired UI/ UX of your digital banking platform.

Key Features

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A smartphone screen displays a budgeting app with a turquoise header. It shows a net worth of $3,700 with funds in cash and banks. A colorful pie chart depicts monthly expenses: food 25% ($1,000), clothes 45% ($700), family 18% ($1,500), and kids 15% ($500). The budget section lists medical expenses at $2,600 out of $5,000. The interface conveys an organized and modern feel.
Mobile screen displaying a finance app. It shows a bar graph of income vs expenses and a colorful donut chart of monthly expenses for food, clothes, family, and kids.
Mobile budgeting app screen for January 2022. Shows total spent $550 of $1000, grocery $350, personal $200. Includes categories like gifts, medical, clothes.
Peer-to-peer transaction app shows January 2022 data: 87 transactions, personal expenses of $3,700 vs. peer's $5,000, with medical and food breakdown.
Mobile app screen showing "Add Transactions" with tabs for Expense, Income, Transfer, People. Categories include Gift, Food, Medical. Amount is $95.
Smartphone screen displaying a savings app. The goal is saving $15,000 for a Tesla Model S by January 2023. Offers include auto finance from ABC Bank. Options for setting goals as achieved or adding transactions are visible at the bottom.

This feature helps bank customers in developing saving habits and achieving financial goals. It enables customers to set up both short- term and long-term saving goals and makes progress tracking incredibly easy.

Smartphone screen showing a budgeting app with a group goal of USD 100,000 for Dubai, target date February 24, 2022. Icons for expenses like gifts and travel, and user invites visible.
Financial overview from Hysab Kytab features income vs expenses, top expense categories in a pie chart, and transaction history. Includes budget tips, savings goal for a Tesla Model S, and bank offers. Professional and informative layout.

Monthly e-statement reimagined with actionable insights providing infographic view of PFM activities highlighting top monthly expenses, expense history, exclusive saving deals, budgets & saving goals performance, peer comparison and financial tips.

Resources

Product Fact Sheet

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ISV Assessments/Awards

ESG & Enterprise Readiness Assessment Scores for Hysab Kytab conducted by The Disruption House

Category Award Date
Business Resiliency Accreditation Builder May 2024
Sustainability Accreditation Starter May 2024

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