Corpay Cross-Border Solutions Smart and scalable payment technologies Our world-class trading platform and integrated payment solutions can be customized to your unique business requirements. Our world-class trading platform and integrated payment solutions can be customized to your unique business requirements. As your trusted partner, we help solve the challenges of processing payments, enabling your organization to create, integrate, service, and scale a world-class currency and payments offering. We aim to enhance your offering with new payments and access to currency risk management tools, or process transactions on behalf of your customers, fueling your strategic growth. Foreign exchange derivative/hedging tools involve risks and may not be suitable for all companies. Market conditions may affect outcomes Entrust Logo Key Benefits Key Benefits Payments can be tracked online as easily as tracking a package, reducing member frustration and increasing trust. Security features, including multi-factor authentication, real-time fraud monitoring, as well as regular audits and compliance checks. The ability to fully embed or our award-winning online trading platform into your tech stack to give you (and your members) a competitive advantage. Saya Platform Screenshot Entrust screenshot of app Integrated Payments can be embedded into your digital banking or core systems to create a seamless user experience for tellers, online banking users, and back-office operations. Key Features Payment Solutions Our expertise helps you streamline and simply the payments process, maximizing client resources while ensuring payments are made quickly and accurately, and in accordance with local reporting and regulatory requirements. Multi-Currency Accounts (MCAs) Clients can receive and pay out foreign currencies from a secure account in their own name, simplifying the payments process for them and suppliers, and sidestepping the hassle of opening foreign bank accounts. Availability of MCAs varies by jurisdiction; not available in all markets — contact Corpay for details Tailored Services Dedicated customer service alongside our technology offering, as well as the expertise of your local currency research team Leverage Global Infrastructure Corpay’s robust payment rails and expansive global network network of correspondent banking partners can help lower transaction fees and reduce processing delays, expediting customer payments across borders. Resources Learn about Multi-Currency Accounts About Corpay Explore Corpay for FIs FI Case Study Read the case study MCA for FIs Request a demo Request a demo Request a demo Enqura mobile app screengrab Enqura introduction video Watch the introduction Enqualify brochure preview EnQualify digital ID verification brochure View the brochure Digital onboarding success story EnQualify success story video Watch the video Entrust Click to Pay Auto enrollment and lifecycle control with secure, tokenized checkout for future proof payments Entrust screenshot of app As your trusted partner, we help solve the challenges of processing payments, enabling your organization to create, integrate, service, and scale a world-class currency and payments offering. We aim to enhance your offering with new payments and access to currency risk management tools, or process transactions on behalf of your customers, fueling your strategic growth. Foreign exchange derivative/hedging tools involve risks and may not be suitable for all companies. Market conditions may affect outcomes Payments can be tracked online as easily as tracking a package, reducing member frustration and increasing trust. Security features, including multi-factor authentication, real-time fraud monitoring, as well as regular audits and compliance checks. The ability to fully embed or our award-winning online trading platform into your tech stack to give you (and your members) a competitive advantage. Payment Solutions Our expertise helps you streamline and simply the payments process, maximizing client resources while ensuring payments are made quickly and accurately, and in accordance with local reporting and regulatory requirements. Multi-Currency Accounts (MCAs) Clients can receive and pay out foreign currencies from a secure account in their own name, simplifying the payments process for them and suppliers, and sidestepping the hassle of opening foreign bank accounts. Availability of MCAs varies by jurisdiction; not available in all markets — contact Corpay for details Tailored Services Dedicated customer service alongside our technology offering, as well as the expertise of your local currency research team Learn about Multi-Currency Accounts About Corpay Explore Corpay for FIs FI Case Study Read the case study

Corpay Cross-Border Solutions Smart and scalable payment technologies Our world-class trading platform and integrated payment solutions can be customized to your unique business requirements. Our world-class trading platform and integrated payment solutions can be customized to your unique business requirements. As your trusted partner, we help solve the challenges of processing payments, enabling your organization to create, integrate, service, and scale a world-class currency and payments offering. We aim to enhance your offering with new payments and access to currency risk management tools, or process transactions on behalf of your customers, fueling your strategic growth. Foreign exchange derivative/hedging tools involve risks and may not be suitable for all companies. Market conditions may affect outcomes Entrust Logo Key Benefits Key Benefits Payments can be tracked online as easily as tracking a package, reducing member frustration and increasing trust. Security features, including multi-factor authentication, real-time fraud monitoring, as well as regular audits and compliance checks. The ability to fully embed or our award-winning online trading platform into your tech stack to give you (and your members) a competitive advantage. Saya Platform Screenshot Entrust screenshot of app Integrated Payments can be embedded into your digital banking or core systems to create a seamless user experience for tellers, online banking users, and back-office operations. Key Features Payment Solutions Our expertise helps you streamline and simply the payments process, maximizing client resources while ensuring payments are made quickly and accurately, and in accordance with local reporting and regulatory requirements. Multi-Currency Accounts (MCAs) Clients can receive and pay out foreign currencies from a secure account in their own name, simplifying the payments process for them and suppliers, and sidestepping the hassle of opening foreign bank accounts. Availability of MCAs varies by jurisdiction; not available in all markets — contact Corpay for details Tailored Services Dedicated customer service alongside our technology offering, as well as the expertise of your local currency research team Leverage Global Infrastructure Corpay’s robust payment rails and expansive global network network of correspondent banking partners can help lower transaction fees and reduce processing delays, expediting customer payments across borders. Resources Learn about Multi-Currency Accounts About Corpay Explore Corpay for FIs FI Case Study Read the case study MCA for FIs Request a demo Request a demo Request a demo Enqura mobile app screengrab Enqura introduction video Watch the introduction Enqualify brochure preview EnQualify digital ID verification brochure View the brochure Digital onboarding success story EnQualify success story video Watch the video Entrust Click to Pay Auto enrollment and lifecycle control with secure, tokenized checkout for future proof payments Entrust screenshot of app As your trusted partner, we help solve the challenges of processing payments, enabling your organization to create, integrate, service, and scale a world-class currency and payments offering. We aim to enhance your offering with new payments and access to currency risk management tools, or process transactions on behalf of your customers, fueling your strategic growth. Foreign exchange derivative/hedging tools involve risks and may not be suitable for all companies. Market conditions may affect outcomes Payments can be tracked online as easily as tracking a package, reducing member frustration and increasing trust. Security features, including multi-factor authentication, real-time fraud monitoring, as well as regular audits and compliance checks. The ability to fully embed or our award-winning online trading platform into your tech stack to give you (and your members) a competitive advantage. Payment Solutions Our expertise helps you streamline and simply the payments process, maximizing client resources while ensuring payments are made quickly and accurately, and in accordance with local reporting and regulatory requirements. Multi-Currency Accounts (MCAs) Clients can receive and pay out foreign currencies from a secure account in their own name, simplifying the payments process for them and suppliers, and sidestepping the hassle of opening foreign bank accounts. Availability of MCAs varies by jurisdiction; not available in all markets — contact Corpay for details Tailored Services Dedicated customer service alongside our technology offering, as well as the expertise of your local currency research team Learn about Multi-Currency Accounts About Corpay Explore Corpay for FIs FI Case Study Read the case study

PSCU – Collection Access Credit Card Information with PSCU. Integrated to the Temenos LMS Collection and Recovery Module lexis img The PSCU connector allows credit card information from PSCU to be easily accessed directly within Temenos LMS Collection. Key Features Import Capabilities Files are imported daily from PSCU and stored at the account-level. This information is available for searching, creating queues, reporting, and building custom screens. New Fields and Screens Through all three interface options, users can gain access to fields such as card numbers and balances. Additional fields and screens related to recent activity, payment history, reward points and statement records can be accessed using the real-time interface option. Real-Time Functionality Through the real-time interface, users can update demographic information, activate credit cards, order replacement cards, and request PIN reminders. Benefits Save Time Reduce time spent toggling between multiple systems by importing PSCU credit card information directly into the platform. Access Additional Fields Through the PSCU connector, institutions will see additional credit card fields ithat are not provided by the core system. Resources PSCU Connector – Collection Download data sheet Allied CPI Connector Download data sheet Request a Demo Request a Demo Receive Current Information Information received using the direct interface with PSCU is more current than that which is received from the core. Daily Communication CPI data from InsurTrak is delivered daily, providing financial institutions with the most up-to-date and necessary insurance and claim information. These details can be used to drive views, workflows and reports. Review and Discard Invalid Matches Users have the ability to discard any matches that are not valid and keep those that are. Information that is retained as valid is stored in the Account Detail area along with the match date. Information Validation Before accounts are sent to Banko, the system validates the SSN to ensure it is valid. If an issue is discovered, the account will appear on a separate report for review, referenced directly within the system. Improve Account Management Take advantage of the platform’s powerful workflow engine and build workflows for PSCU accounts. Eliminate the Need for Multiple Programs Eliminate time spent maneuvering between multiple screens and programs. All the necessary tools to initiate and track SWBC Loss Mitigation service requests can be found in the platform. Stay One Step Ahead All loss mitigation information is displayed in real time, eliminating errors made due to inaccurate or outdated information. In addition, standardized workflows ensure the collection process is done exactly as you have defined every time.

SWBC – Payments Streamline the Payment Process with SWBC Payments. Integrated to the Temenos LMS Collection and Recovery Module. swbc logo img The SWBC Payments connector provides direct integration to SWBC’s Electronic Cash Management (ECM) tool for highly secure and efficient electronic ACH and card transactions within Temenos LMS Collection. Key Features Collect Payments by Phone The SWBC Payments connector has the ability to collect single payments using checking accounts, savings accounts or debit/credit cards. Build the workflow to fit your institution’s unique needs. Fully Integrated with Workflow Activities Once activated, ECM is an available step type that can be easily added to new or existing workflows. In addition, the SWBC Payments connector improves promise to pay efficiencies and effectiveness by providing the option to schedule transactions based on newly created promises to pay. The flexibility is yours to manage. Apply Payments to Multiple Accounts in One Transaction Your staff has the ability to initiate payments for multiple accounts using one transaction. As an example, a borrower may pay their auto loan and their credit card without your staff having to key in two separate transactions. Benefits Reduce Collection Costs The SWBC Payments connector gives you the ability to run secure transactions through the system rather than manually processing checks or going outside the platform to process payments. Improve Collection Time and Reduce Delinquency Electronically process payments and collect funds while on the phone with the debtor. Resources SWBC – Payments Download data sheet Allied CPI Connector Download data sheet Request a Demo Request a Demo Reduce Errors Reduce transaction errors through ABA verification and real-time card authorization. Seamless Transfer of Loan File Data The SWBC Insurance connector enables the secure download of your loan file on a daily basis for both auto and mortgage portfolios. Daily updates such as address changes, paid-off loans, refinances, bankruptcy and other collection flags are captured faster, resulting in more accurate borrower communication. You control the transmission frequency and schedule, and you can change or add collateral codes without IT involvement. Utilize one secure communication channel to facilitate both collection and collateral insurance tracking requirements, and at the same time, eliminate the need for an external loan file with updates to SWBC. Reporting at Your Fingertips Dashboards provide detailed reporting of transaction statuses. Quickly and easily monitor your staff’s activity. Reports may be sorted by a specific user (or by all users), filtered by any given date range, and exported to Word or Excel. Schedule Recurring Payments Recurring ACH transactions may be scheduled using checking accounts or savings accounts. In addition, the SWBC Payments connector provides your staff the ability to print the NACHA required written authorization form. Additional CPI-Related Fields and Data Integration Pertinent CPI data is uploaded and housed within the system for easy creation of workflows and reports. Eliminate the Need for Multiple Programs Eliminate time spent maneuvering between multiple screens and programs. All the necessary tools to initiate and track SWBC Loss Mitigation service requests can be found in the platform. Stay One Step Ahead All loss mitigation information is displayed in real time, eliminating errors made due to inaccurate or outdated information. In addition, standardized workflows ensure the collection process is done exactly as you have defined every time.

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EnWallet – Enqura Digital Wallet & Open Banking Making Business Efficient through Enterprise Reconciliation, Financial Operations Autiomation and Real-Time insights SAYA Platform streamlines financial operations by automating enterprise reconciliation, exception handling and reporting. Leveraging AI and Agentic workflows, it integrates disparate data sources, reduces manual effort by 70%, ensures compliance and delivers real-time insights — enabling banks and enterprises to operate with speed, accuracy and confidence. Carry out financial transactions with a digital wallet & open banking platform that has 120 features fully integrated EnWallet is a next-generation digital wallet and payment platform that unifies open banking, SoftPOS, and payment gateway capabilities within a single ecosystem. With over 120 ready-to-use wallet features, multi-currency support, and modular APIs, EnWallet enables financial institutions to launch secure, compliant, and fully customizable digital payment services, ready to scale into a super app. EnWallet Logo Key benefits Certified & Secure Architecture Built with advanced omni-channel architecture, EnWallet meets the highest security and regulatory standards, ensuring continuous compliance and reliability. End-to-End Payment Ecosystem Combines wallet, payment gateway, and SoftPOS functions in one platform — offering institutions a complete, compliant, and secure foundation for digital finance. Faster Time-to-Market & Flexibility Provides modular and flexible infrastructure, reducing deployment time and cost by up to 50%, while supporting multiple integration options and third-party services. Multi-Currency & Multi-Platform Support Supports iOS, Android, React Native, and Flutter with multi-currency account management, enabling global transactions through a unified, seamless experience. Saya Platform Screenshot EnWallet view on mobile Screenshot Key features Open Banking Module Offers regulatory-compliant API infrastructure enabling real-time account sharing, consent management, and payment initiation between banks, third parties, and fintechs. Digital Wallet Delivers 120+ ready-to-use wallet functions with customizable design, loyalty features, and Wallet-as-a-Service (WaaS) capabilities, ready to evolve into a super app. Payment Gateway Supports multiple payment methods with real-time processing, automated onboarding, and value-added services, empowering merchants and payment facilitators on one platform. SoftPOS Transforms any Android device into a contactless POS terminal, supporting multi-acquirer setup, smart switching, and analytics for cost-effective, sustainable payments. Resources EnWallet Introduction Video Watch the introduction EnWallet Product Deck View the brochure SAYA knowledge base Explore the knowledge base Request a demo Request a demo ESG & Enterprise Readiness Assessment Scores for 3Cortex conducted by The Disruption House Category Award Date Business Resiliency Accreditation Builder October 2025 Sustainability Accreditation Builder October 2025 Interested in the full 3Cortex report? Click here to buy it now. Request a demo Introduction Video still – woman holding phone with app displayed Introduction Video Watch the introduction AI presentation deck cover EnWallet Product Deck View the brochure

PSCU – Lending Streamline the creation of credit card accounts with the PSCU Connector. Integrated to the Temenos LMS Loan Origination Module. dealer track img The PSCU connector allows credit card fulfillment request and update information to be transferred directly between Temenos LMS Origination and PSCU. Key Features Seamless Connection The PSCU connector supplies a seamless connection between PSCU and Temenos LMS Origination. When a loan is approved and disbursed, all information is automatically transmitted to PSCU where requests for new credit card accounts, increased credit limits, or additional authorized users can be easily processed. Support of Multiple Products Temenos LMS Origination’s dynamic rules engine can support an endless number of credit card programs. Data such as card type, card design, and over the limit fees can be customized for each card offering and transmitted directly to PSCU with this connector. Real-Time Communication This connector provides a real-time connection between Temenos and PSCU. Credit card request are instantly transmitted for timely processing. Benefits Reduce Data Entry Information from Temenos LMS Origination is automatically pre-populated in PSCU for account creation and servicing, eliminating human error and the need for double data entry. Increase Efficiency The PSCU connector eliminates the need to toggle between software applications to manage credit card service requests. Resources PSCU – Lending Download data sheet PSCU Total Collections Connector Download data sheet Request a Demo Decrease Processing Time A real-time connection between Temenos and PSCU allows for a quick turnaround on credit card service requests which can improve account holder satisfaction and ensure processing time is kept to a minimum. Request a demo Monitor Performance Using the powerful reporting functionality found in the Temenos LMS Origination, management can easily track and evaluate how often products are being quoted and fulfilled in order to make timely changes in strategy.” Seamless Document Creation All documents associated with UNITY point-of-sale products are automatically generated as part of the workflow step in the Loan Origination module and printed at the end of the loan cycle along with all other loan documents.

Thunes Thunes is a cross-border payments network Resources Thunes logo Request A Demo Close-up of hands holding a smartphone outdoors, with soft sunlight in the background, conveying a sense of connectivity and focus. Thunes is a cross-border payments network that powers some of the fastest growing financial institutions and platforms globally. Thunes propiatry payment rail is able to deliver money into 130 countries, across 80 currencies in real time. Thunes payment rail has the ability to access 5.6 billion bank and mobile wallet accounts, covering 90% of the worlds population. Thunes value proposition is that via a single point of integration and relationship, the sending institution will have the ability to deliver funds into 130+ markets across 80+ currencies, including some of the hard to reach yet fast growing markets (Latam, Africa, Asia), without the need to establish additional banking relationships Overview Thunes is a regulated psp operating a set of alternative cross-border payment rail for financial and non financial institutions, remove the complexity of sending international transfers via corresponding banking Eliminating the cost and resource required to build corresponding banking relationships Provide an overall more transparent, reliable and real time payments expereince for your customers Lorem ipsum dolor Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Resources Thunes Introduction Learn more Payout Network Coverage Summary Learn more Cross Border Payments Quick Guide Learn more Lorem ipsum dolor Learn more Request a Demo Lorem ipsum dolor sit amet, consectetur adipiscing elit. Category Award Date Business Resiliency Accreditation Builder April 2024 Sustainability Accreditation Starter April 2024 Interested in the full Hopp Tech report? Click here to buy it now. Request a Demo Related Providers Lorem ipsum Provide instant access to 130 countries and the revenue opportunity in those markets Thunes payment rail is unique, it is able to deliver funds in real-time, with guaranteed fees upfront at competitive rates, this is achieved by removing the intermediaries in the traditional corresponding banking

Standard Chartered Powering FX capabilities for financial institutions. View resources standard chartered Lorem ipsum Screen showing Marqeta’s platform working Marqeta’s platform provides innovators with the freedom to create bespoke card programs. Marqeta is the first global modern card issuing platform, providing advanced infrastructure and tools for building highly configurable payment cards. With its open API, the Marqeta platform is designed for businesses who want a simple and tailored way of managing payment programs so that they can create world-class experiences and power new modes of commerce. Meet all your FX needs with a wide variety of capabilities and unrivalled currency options. Get started fast, go to market faster: Save time and resources with this integration and meet your clients’ FX needs faster. Reach new and emerging markets: A world of G10, emerging and frontier FX opportunities awaits, all via a single point of access. Optimise your FX risk management: Manage volatility exposure via SCALE’s rate-holding options. Reach One global platform avoids the need for multiple regional integrations with processors providing resource and time efficiencies. For financial institutions to unlock new markets and growth Corporate Banks Automation is typically the key to unlocking efficiencies in FX execution, yet embedding relevant solutions can be resource draining. Get in touch to learn how SCALE can help. Learn more Retail Banks and Wealth Managers As cross-currency payments and investment accelerate, offer your customers the best in FX capabilities for low-value, high-volume transactions. Get in touch to learn how SCALE can help. Learn more Lorem ipsum dolor Learn more Lorem ipsum dolor Learn more Request a Demo Lorem ipsum dolor sit amet, consectetur adipiscing elit. Category Award Date Business Resiliency Accreditation Builder April 2024 Sustainability Accreditation Starter April 2024 Interested in the full Hopp Tech report? Click here to buy it now. Request a Demo Related Providers Lorem ipsum From international corporate banks needing to access specific markets, to digital-first banks and retail banks managing remittances, Standard Chartered Aggregated Liquidity Engine (SCALE) on Temenos provides comprehensive FX-solution coverage. Gain fast-to-market access to our FX capabilities, with fewer technology-resource requirements. Plus, the option to combine with Temenos Payment Hub enables you to consolidate SCALE with payment rails worldwide, on a single platform. Standard Chartered Aggregated Liquidity Engine (SCALE) Request a demo market faster Optimise your FX risk management: Manage volatility exposure via SCALE’s rate-holding options. Reach new and emerging markets: A world of G10, emerging and frontier FX opportunities awaits, all via a single point of access. Reach new and emerging markets: A world of G10, emerging and frontier FX opportunities awaits, all via a single point of access. reach manage search manage Optimise your FX risk management: Manage volatility exposure via SCALE’s rate-holding options. Get started fast, go to market faster: Save time and resources with this integration and meet your clients’ FX needs faster. search Reach new and emerging markets: A world of G10, emerging and frontier FX opportunities awaits, all via a single point of access. manage Optimise your FX risk management: Manage volatility exposure via SCALE’s rate-holding options.