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Enterprise Payments Processing

Faster, smarter, cost-effective payments with seamless processing and innovation.

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Agile, scalable payments execution driven by sustained innovation

In today’s highly competitive, dynamic payments market, providers need to offer faster, smarter and better customer engagement services to win new business and grow their revenues. Temenos Enterprise Payments Processing leverages advanced, scalable technologies with smart processing and aims to provide lower-cost routings, accelerated time-to-market, faster payment delivery times, and improved customer experiences.

Reduce complexity and optimize processes on a single platform

Reduce your enterprise payment processing costs by consolidating on a single platform, removing duplication and complexity from your environment. Leverage new, innovative services across all payment types, supporting smart, flexible processing and routing to multiple clearing services. Low-code technology, flexible fee structures, and cloud-native scalability offer a seamless, cost-effective experience that adapts to your enterprise business needs.

Faster time-to-market and processing for customer-centric payment products

Achieve quicker time-to-value for your business by rapidly defining and launching new payment products tailored to specific customer and market segments. Benefit from high-performance throughput, elastic scaling, automated repair, dynamic validations, and real-time clearing services to meet increasing demand for faster completion times.

Accelerate growth in your payments business

Leverage support for market innovations to win new business and increase transaction volumes with existing customers. Onboard fintechs through flexible, open APIs, expand payment service options to customers through alternative network support, offer agency services to smaller financial institutions, and harness AI for smarter routing and fraud prevention.

Solutions to support specific payments areas

Temenos provides a range of solutions to address distinct challenges and business needs in the payments market.

Universal payments hub

Enables efficient, multi-currency, multi-jurisdictional payment execution and distribution for all account-based payment types.

Cross-border payments

Enables faster, smarter and lower-cost global remittance solutions across multiple networks.

Instant payments

Flexible, real-time processing for scalable, innovative payment services.

Payments repair

Automated payment corrections, enhancing processing efficiency and delivering higher STP rates.

Request to pay

Supports global request-to-pay services, empowering billers and payers, addressing collection challenges and providing payment flexibility.

Real results

Explore all success stories

Technology allows ABN AMRO to innovate quickly by bringing new features to clients and simultaneously strengthen regulatory compliance, which is also at the heart of what Temenos is striving for.

Marnix Tummers
IT Director of Wealth Management, ABN AMRO

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Temenos core makes it far easier for us to co-create with financial partners. We are moving from a bank that only sells products to clients to a bank that also sells infrastructure to partners. Take payments; we already support half the banking industry in Luxembourg to process their payments. Now we have the means to develop more of these sorts of opportunities.

Bank Spokesperson
Banque Internationale à Luxembourg

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The Temenos platform will enable Commerce to deliver innovative solutions for our customers today and well into the future.

David Roller
Chief Information Officer, Commerce Bank

Explore Commerce Bank's story