Temenos Highwater Benchmark

Temenos Highwater Benchmark Report

At Temenos, we see our customers building a successful business model around BaaS. Being able to provide financial services, like accounts or loans to brands in Retail and commercial businesses opens a far larger audience. But, with the rapidly rising popularity of embedded finance and BaaS, performance factors come into play: Massive scalability for any transaction volume.

Supporting the needs of future banking models

To test the needs of accelerating embedded finance models, we defined the benchmark test scenario for 2023. Th scenario simulates a larger Retail bank that launches a BaaS proposition to open the door to 50 brands. The hypothesis for this benchmark was to support all these banking models on an instance of software on a single platform, processing a representative transaction mix.