Smart Business Banking in the Philippines

Temenos Smart Banking Advisor empowers Filipino financial institutions to become trusted partners by breaking the boundaries of traditional banking, and proactively supporting small business growth.

Meet the business owners

A woman and a man smile while looking at a smartphone together in a bright room. The word "blog" is written in white, conveying a sense of collaboration.

Example use case: How Temenos helps Filipino banks to become a trusted partner for businesses

Monica Diaz runs an online grocery store with her Tito Raymond. She spends most of her time focusing on business growth and expansion, including blogging so their website could gain more traffic. However, operations like invoicing, payroll, inventory, and recruitment are time consuming and erode her passion over time.

With Temenos Smart Banking Advisor, small businesses—like the one Monica and Raymond operates—can get a real-time view of their businesses and get actionable insights and contextual recommendations that help their businesses grow, thus enabling banks to give their customers additional reasons to bank with them. This demo provides a complete overview of the product.

Demo: SME integrated banking and advisor

Temenos Smart Banking Advisor powered by Data, Analytics, and AI is a solution that helps small business owners grow their businesses instead of running them. It is an innovation that makes intelligent decisions, problem solves and saves time. It works by aggregating data through APIs connected to multiple financial and business solutions like ERP, HR, Payroll, and expense management.

Demo: Sustainable Financing for SMEs

The ‘GoEco App’ from Temenos empowers Banks to provide small businesses with the financial impetus for expansion, modernization, and refurbishment of their businesses.

About Temenos Smart Banking Advisor and Temenos Infinity Business Banking

Learn more

Previously called Virtual COO (or VCOO), the Temenos Smart Banking Advisor is an innovative solution that makes intelligent decisions, solves problems and saves time. It works by aggregating data through APIs connected to multiple financial and business solutions like ERP, HR, Payroll, and expense management.

Temenos Infinity Business removes the complexity of business banking and enables SME owners to focus on running their business and fulfilling their entrepreneurial dreams. The solution provides frictionless experiences throughout the entire customer journey and supports the SME business operation with highly automated digital processes. Thanks to embedded AI and data capabilities Temenos Infinity Business supports SMEs with relevant insights and suggestions and puts the business owners in control of their company’s financial lives.

Customer Success Stories

Find out how Temenos helps drive seamless and frictionless digital experiences for SME Banking in Asia-Pacific and globally

Featured Blog Post

Text "Three Considerations for Successful Cloud Banking in the Philippines" on a black curve. Right shows clouds against a blue sky, suggesting innovation.

Three Considerations for successful Cloud Banking in the Philippines

Cloud banking has been one of the thematic focuses for banking in the Asia Pacific as we head into 2023

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Featured Article

A panel of four people sitting in chairs, one woman speaking into a microphone. They are in a modern conference room with a relaxed atmosphere.

Three Takeaways from Temenos Regional Forum 2022 Philippines

By Pallav Malik – Country Director, Temenos Philippines

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Featured Content

Webinar title slide: "Digital banking trends and opportunities in APAC, Episode 2: Should you Build or Buy when it comes to Digital" with two speaker photos.

Join the conversation with Arivuvel Ramu, CTO of Tonik Bank and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos, where they discuss the decision of ‘build versus buy’ in terms of organizational goals and motivations, types of organizations and the framework that is right for them, considerations banks should keep in mind when buying software, and the impact of hyperscalers and their SaaS ecosystem on small and midsize banks.

Listen to the podcast

Thought Leadership

Next phase of digitising corporate banking in a hyper-connected world
Next phase of digitising corporate banking in a hyper-connected world

This webinar discusses how developing open banking frameworks and secured APIs can scale up financial services offerings. It wil...

The Corporate Banking Revolution
The Corporate Banking Revolution

Corporates have long been banking’s most profitable customers and banks continue to strive to provide the best service to the ...

The rise of embedded finance in SME banking
The rise of embedded finance in SME banking

In this report, the result of a survey of 500 senior decision-makers at UK SMEs, we share key insights on the state of SME banki...

Industry Insights

New Economist Intelligence Unit Report: Branching Out - Can Banks Move From City Centers to Digital Ecosystems
New Economist Intelligence Unit Report: Branching Out - Can Banks Move From City Centers to Digital Ecosystems

Branch-based banking will be “dead” within five years. That’s according to a new report by the Economist Intelligence Unit...

New EIU Report: Capturing Value In The Cloud
New EIU Report: Capturing Value In The Cloud

Cloud adoption by banks has accelerated, ut challenges around security, governance and skills remain. What is the state of cloud...

Governing Artificial Intelligence in Banking
Governing Artificial Intelligence in Banking

AI is changing the face of the banking industry. How can banks meet the governance challenges and take advantage of this game-ch...