Online risk onboarding – Prestatech

Document Intelligence at Scale.

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Report includes cashflow statement, affordability analysis, and risk scores. Indicators show positive cashflow trend and anti-fraud check, with alerts on seasonality and visibility.

Onboard prospects and non-primary bank customers while instantly assessing their risk profile.

Prestatech automatically validates and extracts financial data from bank statements, payslips, tax returns, and other document types, with built-in fraud detection and rule-based checks for completeness and recency. This enables banks and lenders to better understand customers with limited credit history, accelerate onboarding for new clients or non-primary account holders, and reduce manual review.

Benefits

Increase commercial opportunities by onboarding more prospects faster

While lowering costs, reducing manual work, and scaling operations efficiently.

Streamline onboarding

Cutting lead times from days to minutes and reduce drop-outs.

Reduce manual errors and improve decision reliability through consistent automated validation.

Open banking alternative: access accounts from banks not covered by Open Banking, including smaller institutions.

Features

Real-time document validation and automated data extraction from PDFs and scanned images using computer vision.

Handle multiple document types simultaneously

Such as IDs, payslips, bank statements, and tax returns – while automatically validating application requirements.

Built-in advanced fraud detection engine with embedded checks across both document data and underlying metadata.

Protect sensitive data with ISO27001-compliant, secure, and confidential management – no third-party exposure.

Resources

Online risk onboarding

Read the analytics

Alternative to Open Banking

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