IDlayr
We turn mobile phone numbers into digital identities. Helping banks increase security, reduce fraud and streamline UX.
Mobile Identity for Banking
Banking is now fully digital, entirely mobile, and increasingly targeted by AI-driven fraud. Customers want seamless access, regulators demand stronger security, and fraud teams need more data. Balancing it all has been impossible – until now.
IDlayr for Banking provides real-time mobile identity verification to stop phishing, vishing, SIM swaps, and account takeovers. It works silently in the background, verifying users directly with mobile networks without adding friction.
The result: stronger protection across onboarding, login, and transactions – without sacrificing the speed and ease customers expect.
Overview
Streamline onboarding and login
Verify users silently across the full user journey using SIM-based authentication to prove mobile ownership without the need for SMS OTP, reducing friction and delighting customers.
Reduce fraud at every step
Stop phishing, SIM swap, and account takeover attacks using strong, invisible, real-time mobile network-based identity checks.
Meet Regulatory and InfoSec requirements
Avoid fines and reputational damage. Strengthen security and comply with regulations such as PSD2 and NIST by eliminating SMS OTP. Ensure data privacy and in-region data processing.