Cash-flow Analysis – Prestatech
Data-driven cash-flow analysis with in-depth insights
Empower smarter lending with real-time cash-flow intelligence
Prestatech enables banks to make instant, data-driven credit decisions for consumers and businesses. By leveraging bank account transaction analytics, we help institutions increase origination, reduce risk, monitor real-time performance, and stay ahead of evolving regulatory requirements.
Features
Unique transaction categorization engine (6 labels for each transaction) transforming billions of multilingual transactions into actionable insights.
Cash-flow-based score and credit analytics, with an extended set of actionable financial KPIs. Applicable to scoring, rating and monitoring models.
Enterprise-scale portfolio intelligence, peer benchmarking and performance trend analysis.
Protect sensitive data with ISO27001-compliant, secure, and confidential management – no third-party exposure.
Benefits
Enhance credit models and confidently approve more loans by leveraging real-time transaction data.
Enable credit decisions for underserved customers beyond traditional bureau data.
Strengthen portfolio health with early detection of default indicators and proactive management.
Ensure traceable, auditable KYC/AML compliance with built-in stress testing and reporting.
Resources
Cash Flow Analytics
ISV Assessments/Awards
ESG & Enterprise Readiness Assessment Scores for Prestatech conducted by The Disruption House
| Category | Award | Date |
| Business Resiliency Accreditation | Builder | November 2024 |
| Sustainability Accreditation | Builder | November 2024 |
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