Provider Category: Integrated Product
Allied Solutions - Allied iQQ
Capture POS Opportunities with the Allied iQQ® Connector. Integrated to the Temenos LMS Loan Origination Module.
The Allied iQQ® connector provides access to Allied’s cutting-edge online quoting software, iQQ®, directly within Temenos LMS Origination. The connector allows loan origination customers to present and cross-sell GAP and MBP options.
Key Features
Simple and Seamless Processing
Presented within a new Allied iQQ® workflow step, this connector seamlessly displays all the requirements for quoting, accepting and fulfilling Allied’s Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) within the platform.
Real-Time Interface
A powerful, real-time interface eliminates the need to launch Allied iQQ® in a separate window for individual transactions. All functionality needed to create, update and issue Allied point-of-sale products can be found directly within the system.
Track and Monitor Performance
Reports and analytics can provide visibility of how often loan officers are informing applicants about available point-of-sale products, as well as measure overall opportunities and success rates.
Benefits
Increase Your Bottom Line
The Allied iQQ® connector ensures GAP and MBP are discussed with each new loan applicant, increasing efficiency and the likelihood of a successful sale.
Eliminate the Need for Multiple Programs
Eliminate time spent maneuvering between multiple screens and programs. All tools needed to quote, accept and fulfill MBP and GAP are available within one centralized system. 3. Reduce Redundant Data Entry – Existing borrower, collateral and loan information is automatically transmitted between the module and Allied iQQ®, greatly reducing the amount of manual data entry required.
Resources
Allied iQQ Connector
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FIS
Create and Modify Credit Card Accounts with the FIS BASE2000 Connector. Integrated to the Temenos LMS Loan Origination Module.
The FIS BASE2000 connector seamlessly transfers credit card fulfillment requests and updates between Temenos LMS Origination and BASE2000, FIS’ premier card management system.
Key Features
Integrated Connection
When a loan has been approved and disbursed in the Loan Origination module, all information is automatically transmitted to BASE2000. The connector can create new credit card accounts, increase credit limits, or add authorized users without having to leave the platform.
Support of Multiple Product Types
Temenos LMS Origination’s dynamic rules engine allows the system to support various credit card programs. Items such as card type, card design, and over the limit fees can be specified and sent directly to BASE2000 using rules defined for each sub-product. This enables the system to accommodate unique requirements for each credit card product offered by the financial institution.
Two-Way Communication
This connector allows for a real-time, two-way communication channel between Temenos LMS Origination and BASE2000. Not only can loan application details be immediately sent to BASE2000, but once the account is created, information such as creation date and the full credit card number is automatically passed back to the system.
Benefits
Reduce Data Entry
Information from Temenos LMS Origination is automatically pre-populated in BASE2000 for account creation, eliminating human error and the need for double data entry.
Increase Efficiency
The BASE2000 connector eliminates the need for end users to work in multiple systems to fulfill credit card requests.
Save Time and Improve Satisfaction
A real-time connection between Temenos LMS Origination and BASE2000 allows for a quick turnaround on credit card requests which can improve account holder satisfaction and ensure processing time is kept to a minimum.
Resources
FIS Base2000 Connector
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RouteOne
Streamline Indirect Auto Lending with RouteOne. Integrated to the Temenos LMS Loan Origination Module.
The RouteOne connector allows dealer applications from RouteOne’s portal to be submitted, evaluated and decisioned directly within Temenos LMS Orignation.
Key Features
Seamless Connection
This connector provides seamless integration between RouteOne and the Temenos Loan Origination module. When a loan request is submitted through RouteOne, all information is automatically transmitted to the Temenos system where a new application is created and all data fields are pre-populated. The loan can then be decisioned and a response is automatically sent back to the dealer for review.
Instant Decisioning
The dynamic rules engine in the Loan Origination module allows financial institutions to set requirements for indirect vehicle loan requests that can automate decisions without any manual effort.
Easy Communication
The RouteOne connector provides a clear communication channel between the financial institution and the dealer. Requests, decisions and comments are communicated immediately and can be tracked directly within the Temenos system.
Benefits
Leverage Indirect Lending Channel
The RouteOne connector provides a quick and efficient way for financial institutions to leverage the indirect lending channel to gain access to the numerous loan requests a vehicle dealership will process.
Reduce Redundant Data Entry
Information from RouteOne is pre-populated in the loan application automatically, eliminating human error and the need for double data entry.
Save Time
Whether a loan application is approved or denied, the dealer is immediately and automatically notified when a decision is placed on the application.
Resources
RouteOne Connector
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SWBC - Unity
Enhance Cross-Selling with SWBC UNITY. Integrated to the Temenos LMS Loan Origination Module.
The SWBC UNITY connector allows financial institutions to present and cross-sell loan protection products using SWBC’s UNITY® software directly through Temenos LMS Origination.
Key Features
Enhance Cross-Sell Opportunities
The SWBC UNITY connector provides loan officers with the ability to quickly and accurately support cross-sell opportunities during the loan generation process for Guaranteed Asset Protection (GAP), Extended Warranties (MBI & VSC), Credit Insurance and Debt Cancellation.
Workflow Integration
Information needed to quote and cross-sell multiple UNITY products is automatically presented as part of a custom loan origination workflow. This functionality provides process consistency and ensures UNITY products are presented as part of each new loan.
Reporting and Analytics
With the SWBC UNITY connector, reports and analytics can be generated to determine success rates, track performance overall, by branch or user, and create effective coaching and incentive programs.
Seamless Document Creation
All documents associated with UNITY point-of-sale products are automatically generated as part of the workflow step in the Loan Origination module and printed at the end of the loan cycle along with all other loan documents.
Benefits
Increase Sales
The SWBC UNITY connector ensures GAP and MBI are discussed with each new loan applicant, increasing efficiency and the likelihood of a successful sale.
Eliminate the Need for Multiple Programs
Eliminate time spent maneuvering between multiple screens and programs. All the necessary tools needed to utilize UNITY can be accessed directly in the Loan Origination module.
Decrease Human Error and Data Entry
Information from the Temenos database is automatically sent to UNITY and pre-populated on-screen. If any data is added directly to UNITY, the changes are immediately transferred and saved in the Loan Origination module, providing seamless, real-time integration between the two systems.
Resources
SWBC Unity Connector
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FirstClose
Request real estate services with the FirstClose Connector. Integrated to the Temenos LMS loan origination module.
The FirstClose Connector provides access to the FirstClose ONE platform of solutions allowing financial institutions the ability to order and process real estate services, such as appraisal, automated valuation, closing, flood certification, property condition report, recording, tax service, title search, valuation, and verification directly within Temenos LMS Origination.
Key Features
Simple and Seamless Ordering
The FirstClose connector allows users to seamlessly request real estate services directly within the Loan Origination module. When real estate services are requested from FirstClose, the data from the loan application is auto-populated in the order to eliminate duplicate data-entry and minimize human errors.
Automated Document Management
Once an order is completed, the loan application will automatically be updated with the order details. The details of the order will also be mapped back into the Collateral Panel to view, and the order will load into the Loan Origination system as a PDF to be accessed.
Tracking and Reporting
Track the status of submitted loan applications, review comments, notifications, and increase your communication to vendors on status of orders in the Comment History screen directly integrated into the Loan Origination system. By accessing this data in one system it will also give you the ability to view turn-time reports and pending reports.
Benefits
Single System of Record
All tools needed to request, contact vendors, underwrite and approve applications are available within one centralized system.
Time Efficiency and Data Accuracy
Existing borrower, collateral, and loan information is automatically transmitted between the module and FirstClose, greatly reducing the amount of manual data entry required.
Resources
FirstClose Connector
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IDology
Capture data and confirm identity with the IDology connector. Integrated to the Temenos LMS loan origination module.
The IDology Connector uses ExpectID technology to create a more satisfying account or loan origination experience by allowing applicants to capture data directly from their driver’s license or other personal identification instead of having to type it in. This secure and convenient process not only saves time but also reduces the chance that an application is abandoned.
Key Features
Removing Keystrokes using Personal Identification
The IDology connector pulls data directly from an applicant’s personal identification and automatically enters it into an account or loan application – there is no need to manually type anything in. The applicant can simply take a photo of the front and back of their ID.
Facial Matching Technology
For added security, the connector makes use of IDology’s facial recognition technology to prompt the applicant to take a “selfie” which is then compared to their personal identification. The facial recognition feature will not accept a photo from a photo album—only one taken with a camera at that instant. Including facial recognition at the beginning of the origination process is shown to be a deterrent to fraudsters – who recognize this authentication method is virtually impossible to “fake out.”
Additional Verification
Multiple levels of verification exist within the connector to ensure the information captured is accurate and secure. The IDology connector evaluates layers of attributes for signs of risk to quickly verify and onboard the user. The technology also supports a facial matching algorithm that gives a confidence score for how closely the ID photo matches a selfie.
Secure Data Storage
As the application data is seamlessly captured through the IDology connector, it is uploaded into Temenos LMS Origination for safe storage. The accurate, reliable information can be available for audit at a moment’s notice.
Benefits
Faster Applications
ExpectID Scan Onboard removes friction from the application process, drastically reducing the time it takes a user to get to “yes” on a loan application or open a new account. A faster process keeps users engaged, reduces the chances they will abandon the process because it is too time-consuming, and gives them a positive impression of the financial institution.
Data Is Accurate and Secure
Since the IDology connector pulls an applicant’s demographic data directly from their ID, the information is valid and accurate—applicants will not be concerned about entering their data incorrectly. Though the application takes place via mobile channels, identity validation via facial recognition ensures that fraud will not affect an application. Applicants gain confidence in the process and the financial institution’s approach to security, and institutions know that in the event of an audit, they can access up-to-date information securely stored within the Temenos system.
Resources
IDology Connector
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Kinective
Streamline the eSignature experience. Integrated to the Temenos LMS loan origination module.
The IMM eSign Remote Connector makes electronic signature (eSignature) easier with direct integration to Temenos LMS Origination.
Key Features
Certified eSignature Connector
Reduce costs per transaction by decreasing paper generation and operating costs. IMM eSign Remote helps to execute account and loan documents faster, enabling account holders to open new accounts and start loans within minutes.
Streamlined Verification Process
The eSign Remote connector offers authentication options which enable financial institutions to easily verify the signer and validate the document integrity each time it is accessed going forward. Each option provides a greater level of assurance so the financial institution can match the option most appropriate to the transaction. IMM eSign Remote offers authentication options including email verification, share secret password authentication, and knowledge-based authentication (KBA) questions.
Ensured Compliance
Using the eSign Remote connector can help financial institutions meet compliance requirements by controlling the signing process and ensuring all information remains secure IMM eSign Remote is fully compliant with UETA and ESIGN acts as well as fully legally enforceable.
Benefits
Reduce Cost Through Efficiency Gains
Lower transaction expenses by minimizing paper usage and reducing operational overhead. IMM eSign Remote streamlines the signing process for account and loan documents, allowing customers to open accounts and initiate loans in just minutes.
Increase Efficiency
Use a single system to manage all online documents and signatures, as well as present pre-populated PDF documents with eSignature capabilities to account holders.
Increase Staff Productivity
The eSign Remote connector eliminates the time-consuming tasks associated with paper documents. Staff can send documents for signature to account and loan applicants instantly and set up automated reminders to progress the process. There is also no need to re-key data because eSign Remote can automatically update information from the system.
Resources
Kinective eSign Remote Connector-
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PSCU - Lending
Streamline the creation of credit card accounts with the PSCU Connector. Integrated to the Temenos LMS Loan Origination Module.
The PSCU connector allows credit card fulfillment request and update information to be transferred directly between Temenos LMS Origination and PSCU.
Key Features
Seamless Connection
The PSCU connector supplies a seamless connection between PSCU and Temenos LMS Origination. When a loan is approved and disbursed, all information is automatically transmitted to PSCU where requests for new credit card accounts, increased credit limits, or additional authorized users can be easily processed.
Support of Multiple Products
Temenos LMS Origination’s dynamic rules engine can support an endless number of credit card programs. Data such as card type, card design, and over the limit fees can be customized for each card offering and transmitted directly to PSCU with this connector.
Real-Time Communication
This connector provides a real-time connection between Temenos and PSCU. Credit card request are instantly transmitted for timely processing.
Benefits
Reduce Data Entry
Information from Temenos LMS Origination is automatically pre-populated in PSCU for account creation and servicing, eliminating human error and the need for double data entry.
Increase Efficiency
The PSCU connector eliminates the need to toggle between software applications to manage credit card service requests.
Decrease Processing Time
A real-time connection between Temenos and PSCU allows for a quick turnaround on credit card service requests which can improve account holder satisfaction and ensure processing time is kept to a minimum.
Resources
PSCU – Lending
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Open Lending
Increase auto loan approvals with lenders protection. Integrated to the Temenos LMS loan origination module.
The Lenders Protection connector by Open Lending provides financial institutions with the ability to expand their auto-loan portfolio by offering an insured alternative for loans that would otherwise be declined. With Temenos LMS Origination, financial institutions can easily establish criteria that automatically directs loan applications within defined underwriting criteria to Lenders Protection for an instant decision and risk-based pricing quote.
Key Features
Seamless Connection
A real-time connection between the Loan Origination module and Lenders Protection allows institutions to submit applications to Lenders Protection automatically or through workflow steps within the system. Lenders Protection will evaluate the auto loan application and return a recommended decision within seconds. Users can then easily apply the Lenders Protection results to the application data or automatically create a counteroffer within the Loan Origination module.
New Lenders Protection Panel
This new panel allows users to submit an application to Lenders Protection which can be added to any new or existing screen. This panel will display the recommended decision from Lenders Protection, as well as provide access to the Approval Sheet which contains a decision, counter reasons (if countered), terms and stipulations.
Real-Time Interface
Financial institutions are able to automate sending the vehicle loans to Lenders Protection by using the system’s powerful rules engine, which also allows administrators to facilitate the processing of Lenders Protection actions, manage the processing of Lenders Protection results, and set the values of system fields required to transmit applications to Lenders Protection.
Benefits
Increase Auto Loan Portfolio
Financial institution auto loan portfolios can easily be expanded through the Lenders Protection connector as it boosts loan approvals by expanding credit approvals, reducing the loan by extending interest rates, down payments, and providing more favorable loan terms on applications that would otherwise be rejected by the institution. Lenders Protection minimizes the risk associated with these loans.
Decrease Redundant Data Entry
Information from the Temenos database is automatically sent to Lenders Protection and pre-populated on the screen. Terms created by Lenders Protection are also immediately transferred and saved within the Temenos system reducing the amount of manual data entry required.
Eliminate the Need for Multiple Software Applications
Eliminate the time wasted maneuvering between multiple screens and programs. All tools needed to send and receive auto loan data to Lenders Protection can be found directly within the Loan Origination module.
Resources
Lenders Protection Connector
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DocuSign Connector
eSignatures Made Easy with DocuSign. Integrated to the Temenos LMS Loan Origination Module.
The DocuSign connector allows documents generated in Temenos LMS Origination to be seamlessly transmitted to DocuSign for distribution and e-signature.
Key Features
Seamless Integration
Documents are seamlessly transferred from Temenos to DocuSign for signature using their standard “envelope” concept. DocuSign tracks all signature captures, as well as automatically distributes any necessary reminders and expiration notifications. During the document lifecycle, as well as when all signatures are obtained, DocuSign sends the updated and completed status back to Temenos and the documents are stored in the system or your archiving system for future reference.
Identify Signers
The DocuSign connector allows a financial institution representative to easily identify all appropriate document signers and reviewers within the platform. Individuals not marked as a signer or reviewer by default can be manually selected and added to the distribution list.
Security & Signature Verification
The identity of a signer can be verified using the optional ID Check. This security feature presents a signer with six verification questions, of which four must be answered correctly in order to gain access to the document(s).
Benefits
Single Platform Approach
DocuSign’s e-signature and notification services are fully integrated with Temenos LMS Origination. No longer will financial institution employees need to leave the system to distribute documents or check the status of applicant signatures.
Added Convenience
Using the DocuSign connector provides additional convenience to both the financial institution and potential applicant. Financial institution employees are no longer dependent on an applicant’s ability to visit a branch in order to finalize an account or loan. Applicants receive an enhanced experience through the ability to quickly and easily sign documents anywhere, anytime!”