Temenos Money Movement and Management

Delivering an advanced payments and accounts processing ecosystem.

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Support your money movement and management business on a single, high-performing integrated platform.

Optimize your money movement business on a single, integrated platform that combines payments, accounts, risk, and treasury along with other key added value services. This agile, functionally rich platform enables you to get to market quickly, differentiate your services, and thrive in today’s highly competitive and dynamic international payments market.

Benefits

Accelerators for revenue growth

Grow your client base and revenues with a truly agile platform that supports the creation of diverse accounts and payment services configured to target your chosen market segments. Rapidly onboard new customers, businesses, financial institutions, and fintechs through flexible, open APIs. Support smart routing across multiple, cost-efficient alternative payment networks, and embrace the latest innovations to increase your market share, including through our Temenos Exchange providers offering a range of added value services, including digital assets and crypto.

Fast time-to-market, faster time-to-value

Achieve faster time-to-market for new offerings with highly configurable, pre-built specialized accounts and payments services, supporting advanced cloud technologies and continual updates for the latest industry regulations. Empower your business to configure and enhance processes using best practice building blocks, workflow, and extensibility frameworks that support agility, efficiency, and seamless adaptation to evolving market demands.

Lower total cost of ownership

Temenos Money Movement and Management brings together a suite of diverse functions, including accounts, payments, treasury, and risk, into a single, integrated, robust solution. This removes the cost and burden of maintaining, updating, and testing multiple systems and their integrations, which require continual change to adapt to market developments. With flexible deployment options including on premise, cloud, and SaaS, infrastructure costs can also be managed cost-effectively.

Reduce processing costs and improve customer servicing

High levels of automation and straight-through-processing rates are driven by in-built validations, automated enrichments leveraging industry reference data sources, and automated repair and exception handling. As well as reducing processing costs, Temenos Money Movement and Management also boosts customer satisfaction by enabling your organization to commit to the strictest of service-level agreements (SLAs) demanded in a competitive market.

Minimize risks by improving reliability and stability

Improve risk mitigation across critical operations with ongoing support for regulatory updates, reducing the risk of non-compliance penalties. By reducing operational disruptions and minimizing the occurrence and impact of systemic failures, the solution aims to safeguard your customers, your business and your reputation. It also manages risks associated with cybercrime, fraud, sanctions, transactional failures, money laundering, and business and customer liquidity.

End-to-end money movement and management

Accounts Account processing supports the end-to-end management of both customer and internal accounts. Supporting all account types, it enables full lifecycle management including real-time balances, posting restrictions, flexible statements etc.

Accounts

Account processing supports the end-to-end management of both customer and internal accounts. Supporting all account types, it enables full lifecycle management including real-time balances, posting restrictions, flexible statements etc.

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Payments Drive payments growth with secure, real-time processing and accelerated product innovation. Our scalable solution helps you boost processing efficiency, elevate customer experiences, and ensure compliance in an evolving market.

Payments

Drive payments growth with secure, real-time processing and accelerated product innovation. Our scalable solution helps you boost processing efficiency, elevate customer experiences, and ensure compliance in an evolving market.

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Financial Crime Mitigation Our award-winning FCM product family enables banks and financial institutions to avoid regulatory fines, detect fraud and mitigate reputational risks whilst improving throughput and optimizing costs.

Financial Crime Mitigation

Our award-winning FCM product family enables banks and financial institutions to avoid regulatory fines, detect fraud and mitigate reputational risks whilst improving throughput and optimizing costs.

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Treasury Real-time treasury to strengthen risk control, increase efficiency, ensure compliance, and drive profitability. Accelerate growth through smarter capital and liquidity management.

Treasury

Real-time treasury to strengthen risk control, increase efficiency, ensure compliance, and drive profitability. Accelerate growth through smarter capital and liquidity management.

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Risk Management A pre-configured risk analytics solution to industrialize your risk and regulatory function, improve business decisions and optimize performance.

Risk Management

A pre-configured risk analytics solution to industrialize your risk and regulatory function, improve business decisions and optimize performance.

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Extensive set of functionally rich features

Temenos provides a broad range of powerful features to help businesses thrive in today’s highly competitive money movement market.

Onboarding

Define and manage customer and transaction onboarding through configurable services including APIs.

Hold and manage balances

Comprehensive set of account services including business and individual, multi-currency, virtual, nostro/vostro, ledger/sub-ledger and cash management.

Extensive use of AI

Platform broadly infused with pre-built AI models to enhance execution, reduce errors, and improve delivery.

Settlement

Advanced funding methods for settlement accounts, multiple currencies, configurable workflows, and automated refunds and returns.

Reporting

Real-time updates, status tracking, dashboards. Notifications and alerts, audit trail, time stamping, status changes and data streaming.

Collections processing

Direct debit mandate management and collections processing with ability to link via APIs to accounts receivables and order management systems.

Regulation and compliance

Support for global, regional, and domestic regulatory updates including payment and accounting standards such as ISO 20022 variations, instant payment scheme updates, and IFRS9.

Real results

It took us only four months from signing the contract to facilitating the first transaction in Temenos. That’s a pretty short time to market and was a real wow moment for us.

Mihails Kuznecovs
Chief Executive Officer, FINCI

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We wanted to scale very quickly. Zain Cash was already processing over 100,000 wallet transactions a day. Regulation in the country and consumer behaviour are both changing. We wanted a system that is agile so we can introduce new products easily and scale quickly.

Yazen Altimimi
Chief Executive Officer, Zain Cash

Explore Zain Cash's story
Explore our success stories