Financial Risk Management

Navigate an ever-developing landscape of regulations and risk management.

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Comprehensive and contemporary tooling for today’s risk managers

Temenos Financial Risk Management offers an out-of-box, pre­ configured risk analytics solution that enables financial institutions to industrialize their risk and regulatory function, improve business decisions and optimize performance. The solution provides near-real-time curated risk and regulatory dataset from Temenos Core and credit risk, market risk, and liquidity risk modeling capabilities required under the latest Basel and IFRS 9 guidelines.

Out-of-the-box risk and reporting dataset

Out-of-box, near-real-time risk dataset connects seamlessly to any downstream regulatory reporting system via APIs, providing banks with instant access to critical risk data, enhancing compliance and enabling sophisticated risk analytics for better decision making.

Credit risk modeling to support developing compliance

Our credit risk modeling offers PD and LGD models essential for IFRS 9 expected credit loss calculations, enabling banks to accurately assess credit risk and enhance regulatory compliance.

Market risk modeling

Our out-of-the-box portfolio value at risk and pricing capability, built on the Temenos Data Hub and analytics platform, provides the tools necessary for measuring and monitoring portfolio market risk in near-real time.

Liquidity risk, assets and liabilities management

A pre-configured, out-of-box solution to comply with the latest Basel liquidity risk and assets and liabilities management (ALM) requirements in a transparent and easily comprehensible way. This allows financial institutions to effectively manage their balance sheet liquidity and interest rate risks.

Designed to optimize cost of compliance

By providing an integrated risk data model, our product is designed to alleviate the need for banks to engage in lengthy and expensive systems integration projects and eliminate the cost of third-party ETL and data engineering tools. This can ultimately help banks to reduce the operational cost of compliance.