6 Sigma Financial Consultancy Ltd – Anti Money Laudring (AML)
The AML module involves a complete one-stop for analysing compliance, covering all aspects of the spectrum along with AI Analysis.
The 6 Sigma AML Platform is a full-stack Anti-Money Laundering compliance system designed for banks and financial institutions operating across the MENA, Levant, Africa, Europe, and Turkey regions. It provides a unified environment for customer due diligence, risk scoring, transaction monitoring, adverse media screening, case management, and regulatory reporting. This module is time efficient, scalable, customizable, and ready to use, hence an ideal tool for any organization looking to streamline its assessment processes. The system’s scalability allows the business to expand without extra costs, thereby achieving high ROI. Additionally, with full control over the evaluation parameters, the system can be tailored to meet the specific needs of your organization, ensuring accurate, consistent, and relevant results.
Overview
The coverage of risks assessed in this module are:
Country Risk
nationality, residence, incorporation country rated against FATF classifications (blacklist/greylist/high risk)
Industry Risk
NAICS industry code rated by inherent ML risk (cash-intensive, real estate, money exchange, etc.)
Channel Risk
how the customer transacts (cash, crypto, wire, etc.)
AML Flags
is_sanctioned, is_pep, adverse_media_flag, missing UBO declaration
Transaction Monitoring
7 behavioural rules on transaction patterns
Sanctions/PEP/Adverse Media Screening
name matching against watchlists
KYC / Document Risk
are documents expired, unverified, or missing? Is the customer overdue for review? Customers with expired KYC or missing ID sightings should score higher.
Behavioural Profile Deviation
is the customer transacting outside their stated purpose? (e.g. a retail customer suddenly receiving large commercial wires). Currently TM catches spikes but doesn’t compare against the customer’s declared relationship purpose.
UBO / Ownership Structure Risk
complex ownership chains, offshore jurisdictions in the UBO structure, missing UBO declarations. Currently has_ubo_declaration is a flag but not scored deeply.
Geographic Transaction Risk
separate from country risk on the profile, this looks at where money is actually flowing to/from in transactions (counterparty countries). Currently tm_high_risk_geography catches obvious cases but doesn’t feed back into the customer’s risk score.
Counterparty Risk
who is the customer transacting with? Frequent transactions with unknown or unregulated counterparties should elevate risk.
Relationship Tenure Risk
new customers carry higher risk than long-established ones. A customer onboarded last week with no history should score higher than one with 5 years of clean transactions.
Source of Funds / Wealth
is the declared source of wealth consistent with observed transaction patterns? Currently stored as free text but not scored.
Users can filter the page by bank and forecast horizon. The global search filters facilities by bank, account, or facility type.
Resources
AML Fact sheet
6Sigma Instagram
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