Visa Direct – Visa
Supercharge your Fintech with Visa Direct
Discover how Visa Direct can help transform your fintech business with real-time [1] money movement solutions.
With Visa’s global reach and secure infrastructure, you can meet customer demands and help simplify the complexities of domestic and cross-border transactions.
Supporting cards, accounts, and wallets in over 195+ countries/territories and 150+ currencies, Visa Direct enables collection, conversion, and distribution of funds for fintechs. With the capability to reach over 18 billion endpoints, it offers a fast and cost-efficient way to handle both cross-border and domestic transactions.
Our developer-friendly APIs allow you to build scalable and cost-effective payment solutions that integrate into your workflows. Provide your customers with efficient and reliable payment services, earning their loyalty by making your business their top choice.
Join the hundreds of fintechs revolutionizing their payment services and stay ahead in an ever-changing market with Visa Direct – Shaping the Future of Money Movement.
Benefits
Diversify revenue streams
Create new potential revenue streams without needing to build and manage your own payments network.
Streamline Payments and Boost Efficiency
Integrate Visa Direct’s money movement solutions to simplify payment processes and enhance operational efficiency. Stay competitive with fast transactions without separate payment portals, improving customer satisfaction and loyalty.
Extended reach
Rely on Visa’s scale and innovation to reach 195+ countries/territories, and billions of cards, accounts and wallets, so you can take your customized money movement offering to market quickly.
Secure infrastructure
Trust Visa’s 60+ years of payment leadership, focusing on risk and compliance tools to help provide peace of mind.
Key features
“Push-to-Card” Functionality
Visa Direct allows funds to be pushed directly to an eligible Visa debit or prepaid card, typically bypassing traditional, slower ACH or bank transfer processes, with funds typically available in 30 minutes or less.1
Multi-Currency Handling
Ability to handle, convert, and hold funds across 150+ currencies. With competitive fees and simple fund conversion, you can offer customers the streamlined solutions they need to operate on a global scale.
Visa+ Aliasing
Allows users to send and receive money without sharing sensitive credentials like the card or bank account number. Instead, they can use identifiers like a phone number or an email address.
Resources
Card Payouts via ERP
Visa Fintech Stories
OneUnited Bank: Real-time[1] account funding helped OneUnited customers access money sooner at account opening