SpeciCRED – SpeciTec

SpeciCRED – Lombard credit monitoring solution with overview at portfolio, client & group levels

Leverage the size of your Lombard Credits portfolio

To increase its Lombard Credits portfolio, all Private Banks need a sophisticated solution to accurately assess the Lombard Credits, automate the monitoring, and speed-up the credit requests approval processes.

Overview

SpeciCRED provides an effective environment to assess and control Lombard Credits

SpeciCred is a software to compute the client loanable value more accurately, manage the workflows and generate the documents for the credit request.

SpeciCRED automates the daily breach detection by using dynamic pledge allocation, concentration, netting, offsetting, exception to policy, stress test and simulation.


SpeciCRED onboards 4 modules

LV Calculator

Computation of the standard bank policy LTV
Features:
 Thinner control based on refreshed market data
 More aggressive LTV
 Sophisticated rules engine
 Friendly end-user interface
 Performant audit functions

Credit Monitoring

Computation of the client maintenance level
Features:
 Parameterize sophisticated rules
 Breach list
 Dynamic pledge allocation
 Collateral analysis
 Friendly end-user interface
 Compute stress test scenario

Credit Application

E2E platform to initiate/ follow credit requests
Features:
 Centralized information
 Sophisticated simulation tool
 Automate Credit renewal
 Workflow and Approval process


SpeciBbg

Market data enrichment
Features:
 Get better and refreshed market data
 Bridge core security master file gaps



Resources

SpeciCred Presentation

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