Provider Category: Indirect Lending
RouteOne
Streamline Indirect Auto Lending with RouteOne. Integrated to the Temenos LMS Loan Origination Module.
The RouteOne connector allows dealer applications from RouteOne’s portal to be submitted, evaluated and decisioned directly within Temenos LMS Orignation.
Key Features
Seamless Connection
This connector provides seamless integration between RouteOne and the Temenos Loan Origination module. When a loan request is submitted through RouteOne, all information is automatically transmitted to the Temenos system where a new application is created and all data fields are pre-populated. The loan can then be decisioned and a response is automatically sent back to the dealer for review.
Instant Decisioning
The dynamic rules engine in the Loan Origination module allows financial institutions to set requirements for indirect vehicle loan requests that can automate decisions without any manual effort.
Easy Communication
The RouteOne connector provides a clear communication channel between the financial institution and the dealer. Requests, decisions and comments are communicated immediately and can be tracked directly within the Temenos system.
Benefits
Leverage Indirect Lending Channel
The RouteOne connector provides a quick and efficient way for financial institutions to leverage the indirect lending channel to gain access to the numerous loan requests a vehicle dealership will process.
Reduce Redundant Data Entry
Information from RouteOne is pre-populated in the loan application automatically, eliminating human error and the need for double data entry.
Save Time
Whether a loan application is approved or denied, the dealer is immediately and automatically notified when a decision is placed on the application.
Resources
RouteOne Connector
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DealerTrack
Quickly Process and Decision Vehicle Loans with Dealertrack. Integrated to the Temenos LMS Loan Origination Module.
The Dealertrack connector provides seamless integration between Temenos LMS Origination and dealerships on the Dealertrack credit application network.
Key Features
Seamless Integration
Applications created through Dealertrack, including dealer comments, are automatically transferred to the platform where a defined workflow begins. Upon completion of the workflow, the loan pricing and decision are communicated back to Dealertrack to be reviewed by the dealer.
Automatic Decisions
Take advantage of Temenos LMS Origination’s flexible configuration settings and robust business rules engine to decision and price loans in a timely manner with no manual interaction.
Process, Track and Update
The Dealertrack connector creates a single interface where vehicle loan applications can be processed, tracked and updated. All changes made within the system are sent directly back to Dealertrack so dealerships can monitor the loan application status.
Benefits
Increase Revenue Opportunities
The Dealertrack connector allows financial institutions to take advantage of the indirect lending channel to reach a large audience of dealerships to attract new loans!
Save Time
Eliminate time spent manually approving loans by creating simple, easy to use business rules that automate loan pricing and decisions.
Reduce Redundant Data Entry
Fields in Temenos LMS Origination are automatically populated based on information found on the Dealertrack application, eliminating the need for double data entry!
Resources
DealerTrack Connector
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CU Direct - CUDL Connector
Efficiently Decision Vehicle Dealer Application with CUDL. Integrated to the Temenos LMS Loan Origination Module.
The CUDL connector allows participating dealer applications submitted through Credit Union Direct Lending (CUDL) to be seamlessly transmitted to/from Temenos LMS Origination for underwriting, pricing and decisioning.
Key Features
Seamless Loan Origination
When a participating dealer submits a new loan request through the CUDL portal, all dealer-entered information is transmitted to the system and a new application is generated in the platform. Due to seamless integration, fields are automatically populated, and the assigned loan origination workflow is immediately applied to the application.
Quick Communication
Upon completion of the assigned workflow in the Loan Origination module, a loan decision can be automatically communicated back to CUDL, and the dealership is notified of the outcome. All comments entered on an account can be shared between Temenos and CUDL no matter where the comment originated.
Easily Update Information
Loan information can be modified at any time within the system, which in turn updates the application on the CUDL portal.
Benefits
Increase Response Time
Use business rules to auto-decision loans in order to quickly respond to dealer requests and reduce the amount of time spent manually processing applications.
Automatic Notifications
The CUDL connector ensures information between Temenos and CUDL always stays in sync. Whether the application is approved, denied or requires follow up, information is immediately and automatically shared between both parties.
Quick and Easy Activation
With this connector, data entry is a thing of the past! Fields in Temenos LMS Origination are pre-filled with all the information found on the CUDL application.
Resources
CU Connector
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Cash-flow Analysis – Prestatech
Data-driven cash-flow analysis with in-depth insights
Empower smarter lending with real-time cash-flow intelligence
Prestatech enables banks to make instant, data-driven credit decisions for consumers and businesses. By leveraging bank account transaction analytics, we help institutions increase origination, reduce risk, monitor real-time performance, and stay ahead of evolving regulatory requirements.
Features
Unique transaction categorization engine (6 labels for each transaction) transforming billions of multilingual transactions into actionable insights.
Cash-flow-based score and credit analytics, with an extended set of actionable financial KPIs. Applicable to scoring, rating and monitoring models.
Enterprise-scale portfolio intelligence, peer benchmarking and performance trend analysis.
Protect sensitive data with ISO27001-compliant, secure, and confidential management – no third-party exposure.
Benefits
Enhance credit models and confidently approve more loans by leveraging real-time transaction data.
Enable credit decisions for underserved customers beyond traditional bureau data.
Strengthen portfolio health with early detection of default indicators and proactive management.
Ensure traceable, auditable KYC/AML compliance with built-in stress testing and reporting.
Resources
Cash Flow Analytics
ISV Assessments/Awards
ESG & Enterprise Readiness Assessment Scores for Prestatech conducted by The Disruption House
| Category | Award | Date |
| Business Resiliency Accreditation | Builder | November 2024 |
| Sustainability Accreditation | Builder | November 2024 |
Interested in the full Prestatech report? Click here to buy it now.