Core Functionalities

Multi-factor authentication, passwordless, and transaction confirmation, cloud-native APIs supporting a single, configurable system, authentication apps and SDK for 1-app strategies, smart account recovery for installation of new devices, in-session behavioral monitoring for real-time threat detection.

Core Modules

Authorization: Authentication APIs, IAM and CIAM integrations, mobile access apps, SDK, PSD2/SCA compliant, passwordless capabilities; Transaction Signing: transaction confirmation APIs, core banking integrations, card issuer integrations, 3DSV2 compliant; Fraud Intelligence: risk radar, adaptive/contextual, AI models, policy mapped (iroadmapped).

End Clients and Users

Effortless client integration & maintenance: cloud-native solution, banking grade SLAs and user friendly APIs with core tech plugins / integrations, continuous release of features and upgrades ensures swift adaptation to evolving regulations and threats; Unified user experience: seamless interfaces and flexible user flows promote effortless navigation and high user satisfaction; High security with privacy by design: one platform approach with incident free track record – ISO 27001 certified and fraud analytics APIs, FIDO2 standard + Passkeys, fully compliant with GDPR – prioritizing user privacy and data security

Only instant true verification

Candour Face ID offers instant, fraud-proof biometric identity verification for every login and transaction, setting a new standard for security, compliance, and user trust.

Mobile phone facial recognition solution-like simplicity

Provides seamless biometric recognition that works effortlessly like mobile phone facial recognition solutions, while ensuring true identity verification and protecting sensitive transactions with unmatched ease for end-users.

Cost-effective solution

Candour Face ID is the most affordable biometric verification solution on the market, combining security, speed, and reliability at a fraction of competitors’ costs.

Global reach and compliance

Operating currently across 150 nationalities and adhering to stringent regulatory standards, Candour Face ID ensures worldwide usability and compliance for diverse user bases.

AI-powered true verification

Leverages cutting-edge AI for instant biometric verification with advanced liveness checks and anti-spoofing measures, ensuring unmatched security and accuracy.

One-second verification

Delivers true identity verification in just one second, transforming the identity check process into a seamless and efficient experience.

Proprietary technology

Developed 100% in-house, Candour Face ID eliminates reliance on third-party components, ensuring total control, cost efficiency, and continuous innovation.

Effortless system integration

Easily integrates via APIs or SDKs into existing digital services, enhancing security with minimal disruption to customer operations.

Identity Assurance. Business Growth

Onboard new customers with high-speed, accurate biometric matching. Reduce fraud and account takeover by extending the value of a “Proofed” identity to any transaction across all customer channels.

Global IDaaS Platform – Anywhere, Anytime

Multi-national client support across systems, languages and regulations. End-to-end identity solutions balance cost, IT drain and usability. Flexibility for customization via low-risk API integration.

Trusted Digital Identities. Trusted Transactions

Fast, remote identity proofing and multi-factor authentication. Auditable consent to everyday questions: “Who is applying online for a loan; logging into my systems; transferring funds; calling support.

Automated Document Verification. Trusted Data Sources

Biometric data and ID documents validated with trusted sources. Includes government registries, global validation of chip-based passports, and algorithms for North American driver’s licenses.

Secure, Seamless, “Live” User Experience

Balance usability and security with low-friction mobile identity solutions. Confirm the person holding the ID is present with Liveness detection and AI-powered anti-spoofing techniques.

Enhanced Security and Performance

Secure encryption, retention and segregation of biometric and PII data. High-speed biometric matching; automated document verification. Compliant with applicable data privacy and security laws.

ESG & Enterprise Readiness Assessment Scores for authID conducted by The Disruption House

Interested in the full authID report? Click here to access now.

Pre-Integrated Features and Capabilities

Get a faster and more efficient implementation through HID’s 15 years of experience with the Temenos banking platform. HID’s consumer authentication solutions provide secure multi-factor authentication for login and transaction signing as well as risk-based authentication capabilities for banks using the Temenos banking platform ecosystem. HID is pre-integrated with the Temenos banking ecosystem and offers predefined workflows based on the very best banking practices to offer a superior user experience without compromising on security. The components can also be used to build a fully customized workflow should you choose to do so.

Partner Services

HID’s Identity and Access Management (IAM) Partner Services’ team are true Temenos banking platform experts. Their focus is on shortening the customer time to value realisation within the Temenos banking ecosystem. Following an agile delivery methodology, the team enables implementation partners by onboarding, training and supporting them on their Temenos integration journey. Partnering with HID for your Temenos integration will not only ensure that you have experts on your side to offer the best user experience, but also significantly shorten your time to market.

Enable the right security for the right user with massive scalability

Tailor your unique user journey through flexible and customizable authentication solutions that can be seamlessly integrated in your Temenos banking environment. Our approach is to secure today’s modern banking journeys through flexible workflows that have been rigorously tested to fit your end-to-end user needs.

Beyond traditional authentication that meets evolving banking needs

HID offers full authentication coverage to provide an end-to-end customer journey with some of the market’s broadest range of authentication solutions and form factors. Our authentication platform is backed with AI-based identity verification and real-time threat detection for true fraud prevention. By leveraging diverse modern authentication capabilities, including passwordless, phishing-resistant, risk-based, and adaptive authentication, HID’s authentication solutions are easy to deploy and flexible to grow with your business needs. The authentication services offered by HID are deployable in the public or private cloud and on premise and are highly interoperable with open standards and frameworks.

Delivered by a trusted industry leader

HID is your global security and identity expert. Benefit from the deep expertise of a proven leader in identity technology, trusted by financial institutions and other highly regulated industries around the world, to enable compliance with stringent data privacy, industry mandates and strong consumer authentication (SCA) relating to Open Banking.

Device Trustworthiness

Blocks connections from compromised devices at consumer speed using military-grade root/jailbreak/malware detection, ensuring only secure devices can access your services.

Secure Data-In-Transit

Ensures safe data transfer with an MITM-proof, beyond TLS secure communication tunnel, without adding operational complexity or cost.

True Omnichannel Support

Provides consistent, seamless customer experiences across all channels – online, mobile, call center, chat, digital assistant, and in-person—with unphishable, out-of-band authentication.

Customizable Policy Controls

Offers comprehensive, customizable set of policy controls based on device, user, and other context variables that align to unique business needs and risk parameters.

Strong Authentication Made Simple

Delivers mutual, simultaneous, and continuous multi-factor authentication built on 1:1 cryptographic keys directly from an app with the authenticator of choice.

Secure Data-at-Rest

Ensures a higher level of security than trusted execution environments (TEE) through locally stored, encrypted data utilizing a previously nonexistent key prior to a fully verified and trusted context is established.

APIS and Services Go Dark

Cloaks all public-facing APIs, services, and applications, allowing only strongly authenticated, authorized requests to access secured services.

Simple Integration

Easily integrates with your apps and services through REL-ID SDKs, ensuring the right level of security tailored to your specific needs and risk profiles.”

Secure Digital Banking

KOBIL’s multi-layered security approach ensures secure digital banking with Temenos platform.

Regulatory Compliance

KOBIL’s solutions comply with strict regulations, ensuring adherence to local and global banking standards.

User-Friendly Experience

KOBIL’s solutions provide a seamless and user-friendly experience for customers using Temenos banking platform.

Seamless Integration

KOBIL’s solutions integrate seamlessly with Temenos platform, providing a complete end-to-end solution.

Real-Time Authentication

KOBIL’s real-time authentication technology offers an added layer of security, ensuring customers’ data is secure.

Fraud Prevention

KOBIL’s solutions offer advanced fraud prevention techniques to help banks protect their customers’ data and assets.

Multi-Factor Authentication

KOBIL’s solutions offer multi-factor authentication to ensure only authorized personnel access sensitive banking data.

Identity Management

KOBIL’s solutions offer a complete identity management solution for Temenos banking platform.

Flexibility

KOBIL’s solutions are highly flexible, allowing banks to customize and adapt to their unique requirements.

Cost-Effective

KOBIL’s solutions offer a cost-effective solution for banks looking to enhance their digital banking experience with Temenos platform.